History and Importance of Cello Instrument Insurance

Cello, an instrument that belongs to the violin family, is one of the most loved solo instruments across the music industry. It has been charming the listeners for time immemorial. Well, all credit goes to its vibrant, beautiful, and stimulating sounds and super-warm tones that are kind of similar to the voice pitch of humans.

The cello gradually became an integral member of Western music by evolving through a series of artistic and practical modifications. Although known to many as a popular string instrument, its history is still undiscovered by many.

So, let's get down the lanes of history and learn some lesser-known facts about the cello.

The history of cello

Cello is often associated with other famous string musical instruments, such as the lyre and harp. The latter two gears, i.e., the harp and lyre, were a vital part of the ancient civilizations as people, at that time, used to make music using them.

The cello got the spotlight in the year 1550 in northern Italy for the very first time. Because it is an instrument of the violin family, initially, people used to call it a bass violin. It is also famous as viola da braccio in Italy.

Who made the cello for the first time?

Andrea Amati, a luthier from Cremona, Italy, was the first one to be credited for making this stringed instrument, cello. Although he did not invent the cello, he became well-known for crafting cellos for Charles IX, the King of France. Arts and paintings dated back to the 12th and 13th centuries show the violin. It indicates that it was very much there in that era. However, as far as the cello is concerned, it originated during the 15th century.

Why did the cello make a late entry into the world of music?

Well, it is more or less because of the trends in Western European music. At that time, vocal music was given more preference over other forms of music. Thorough practices before performances during the 15th century made the singers understand that they needed a nasal and high-pitched tone. In simple words, they realized the need for a sound that was close to present-day's Eastern music. This need led to the creation of the cello.

Who introduced the standard size of the cello?

When it comes to giving credit for deciding the standard size of a cello, it is given to Antonio Stradivari. After the year 1710, he started making celli. Its size was somewhat between the too small and too large version of the instrument. Soon, the other cello makers across Europe used the standard size by Antonio Stradivari.

In the current times, the cello has made its unique place in various musical genres. Therefore, if you are a cello player, make sure to get sufficient Cello Insurance coverage for your gear. A comprehensive insurance policy ensures that your musical instrument remains protected and your finances stay safe.

Fun facts about the cello!

Let us learn some fun facts about this instrument!

●    Cello derived its name from violoncello. The latter is an Italian word, meaning small-large violin.

●    The cello is regarded as the second-largest bowed instrument in the entire world. It comes after the double bass.

●    The name of the oldest cello is known as the King. It was made by Andrea Amati between the years 1538 and 1560. Now, it is at the National Music Museum in South Dakota.

●    Originally, the guts of goats and sheep were used to create the strings of the cello. However, now, the strings are made up of metallic components.

●    The cellos are not always about four strings. During the 17th and 18th centuries, these were prevalent with 5-strings in various areas of the Dutch and German region.

●    The names of the world-famous cellists include Mike Block and Liz Davis Maxfield.

Now that you know about the history of the cello and how it became a crucial part of world music, it is necessary to understand the importance of buying a dedicated Cello Insurance policy. Your cello is delicate, and accidents can happen at any point in time. Having insurance protection ensures that you and your cello are safe from all possible risks that can damage your musical instruments and affect your livelihood.

Tips to Take Care of Your Audio Equipment

When it comes to listing down audio content, it does not end at music. Millions of people from all over the world consume audio content in various other formats, such as podcasts, audio stories, presentations, and voice-overs, to mention a few. They hear it across many platforms and places, including television, movies, audio videos, homes, theatres, work, and school.

With such a broad expanse of audio content, audio equipment and accessories dictate how a particular audio clip will reach you in its best possible form.

As far as audio equipment is concerned, it is an umbrella term and encompasses a wide range of gears and props. These include - musical instruments, speakers, record players, microphones, headphones, turntables, mixing desks, stands, and different cables and cords. And it goes without saying that some of the pieces of these gears are capable enough to burn holes in your pocket.

To ensure that your audio paraphernalia stays put and allows you to perform better every time, you need to take good care of them. Here we have some tips for you:

Try cryogenic processing to increase the durability of your gears.

Most audio equipment is almost always at work. Sometimes, a single piece of gear is handled by multiple people. It sometimes leads to mishandling.

For example - transporting a musical instrument involves many people for whom it is just a consignment. So, they tend to handle it like one. Therefore, you should try increasing the durability of musical instruments and accessories.

And, cryogenic processing is one of the best ways to do that. It is a process in which the metallic parts of your audio gears are subjected to cold temperatures.

This procedure helps modify the components and makes them more immune to stress. However, despite the process, you still need to make sure that you handle audio equipment with care.

Focus on quality of sound.

Audio instruments and sound quality go hand in hand. The fate of an audio file largely depends on the quality it happens to present to the audience. And how your audience perceives the audio can make or break the latter's popularity.

Although different audio equipment produces different sounds and comes with varying levels of quality, you can improve the same.

You can keep the sound settings of different audio devices, such as the computer system and streaming devices, synced. You may also use a digital-to-analog converter to improve the quality of sound to a great extent.

Wear and tear are integral to everything you use daily, including musical instruments. However, by using a gear properly, you can ensure the best quality of sound for a long time.

Choose the right environment.

Whether it is about storing, playing, or listening to musical instruments or any audio clip, the surroundings play a crucial role. The sound quality of a headphone and a speaker are less likely to be the same.

Plus, the environment where you are playing or storing them can dramatically impact the quality, tone, and texture. The reason? Sound is a vibration and is likely to change according to the space.

Therefore, picking the right environment can make a difference.

Get a dedicated insurance plan for your audio instruments.

Sometimes, regardless of how careful you are with your musical instruments and accessories, accidents and mishaps happen to make their ways to damage the former in many ways.

Therefore, besides doing whatever is necessary, you should also consider buying an audio equipment insurance plan. It ensures the complete safety and security of your gears.

A comprehensive insurance policy draws a thin yet powerful line of defense surrounding your audio equipment and the finances involved. Plus, it saves a lot of hassle that you might have to face otherwise.

This is how it works:

When you have an audio equipment insurance policy protecting your gears, you can rest assured of the following:

●    Protection against the loss and damage caused due to the catastrophic elements of nature, such as flood, rain, hail, thunderstorm, earthquake
●    Protection against loss and damage caused due to mishaps, including theft, fire, burglary, vandalism
●    Protection against loss of income
●    Protection against third party liabilities
●    Worldwide and transportation coverage

So, these are some of the best ways to ensure that your audio equipment and related paraphernalia give their best every time you use and play them.

Dedicated Insurance Covers Plans for Music Gear Instrument

Did you keep your guitar unattended and never see it again? Did you drop your flute during a show? Or, is your piano destroyed in a heavy flood? With all such situations that can thwart your career in no time, keeping your musical instruments safe should be on the top of your priority list. It stands true for everyone, whether you are a part of an orchestra, a guitar player, a music studio owner, a singer, or a songwriter.

Some cases make you gawk in shock!

Apart from accidental damages and natural calamities, musical instrument theft causing significant losses is pretty prevalent these days. In the month of July 2016, Zolopht, a band identified by its psychedelic reggae-rock sound, fell prey to miscreants and lost more than $24,000 worth of musical instruments from a Houston-based hotel.

Another case similar to this again happened in Houston wherein a regional band from Mexico named Los Igualados had their $50,000 worth of instruments stolen.

Needless to mention, these crime-minded people have no interest in playing or learning the stolen gears or doing something creative with them. All they are looking for is quick money by hook or crook.

The prevalence of theft involving musical gears is on the rise!

If you keep your eye on the dailies or television screens, you will find that these (the two mentioned above) are not the only cases. Such incidents have become pretty common. And the real horror behind such situations is musicians losing their income and livelihoods. It is more pathetic than it sounds.

Therefore, to ensure complete protection of musical instruments, their owners are suggested to take our Music Gear Insurance from a reputed company. Specialized insurance policies are also called all-risks policies owing to the extent of coverage they offer.

Dedicated insurance plans and their benefits over other policies

Some of the key pointers that you should know about such dedicated insurance policies include the following:

●    The advantages of musical gear protection plan far exceed home insurance policies. The latter only covers your gears inside your home, and if you have taken out an add-on off-premises plan, then inside a closed room apart from your home.

●    Furthermore, home insurance policies offer a limited portion of the value of your musical gears. Therefore, expensive musical instruments are less likely to get sufficient protection. However, an all-encompassing and dedicated plan makes sure that all your music gears are sufficiently protected.

 Music Gear Insurance covers all sorts of damages starting from simple theft, an act of negligence on the owner's part to the below-given scenarios:

●    Accidental damage to your instrument
●    Loss or damage to your gear due to extortion, theft, or robbery
●    Fraud
●    Embezzlement
●    Transportation damage
●    Loss or damage due to natural calamities, such as flood, hailstorm, rain, to mention a few

●    A typical home insurance policy only covers your musical instruments but not the accessories that come along, such as music stands, cases, mics, sheet music, among others. However, a comprehensive and specialized musical instrument insurance plan covers the accessories as well.

●    Musical instrument insurance policies with customer-centric service providers also offer worldwide cover to gears and accessories.

So, don't you think taking out a dedicated plan is a win-win streak?

Is a musical instrument insurance plan necessary for all?

If an accident involving your musical instruments poses a threat to your livelihood, it is highly advisable to get a dedicated music instrument insurance plan. For example - you lost or damaged your gear and could not perform in a gig. So, it does affect your income. Having that said, if you have had a musical instrument policy, it will cover loss of income according to predefined terms.

However, if you can weather a loss or damage financially on your own, it all depends on you if you intend to buy a specialized plan or not.

Industry experts recommend taking out a dedicated plan to every musical instrument owner.

The bottom line

A specialized musical instrument insurance policy (unlike a regular home or renter’s insurance plan) offers complete protection to your musical instruments and paraphernalia. So, before a disaster involving your musical instruments leaves you in rough waters, make sure to get the assurance of an all-inclusive music gear protection plan.

Why Do Musicians Need Music Equipment Insurance?

The word music carries infinite depths, and musical instruments help the musicians to travel the almost unfathomable depths and make good music available for all. So, you can say that musical instruments bridge the gap between music and the listeners.

Musicians and their priority

Are you a musician too? Which musical instrument do you play? Do you play solo, or are you a part of a band? Do you play one particular gear or multiple gears? Do you own a musical instrument insurance plan?

Just like questions, such as which model or brand of car do you drive, if or not you are a pro or learner, do you drive daily, etc., do not matter when it comes to buying an auto insurance policy, when you have a car, having car insurance is a must.

Similarly, all the questions mentioned above around musical instruments do not matter either. When you own musical instruments, dedicated musicians insurance is imperative.

Home insurance and its limitations

Although some people advocate home insurance for insuring musical instruments, you are less likely to get comprehensive coverage with it. The reason? There are many limitations with home insurance in light of musical instruments. And, therefore, musicians need music equipment insurance policies.

So, without wasting any more time, let us take a look at the pointers talking about the limitations of home insurance and why a dedicated musical instrument policy is crucial!

Why do musicians need a specialized insurance plan?

Home insurance plans have a cap for the total property of your home. So, it can be possible that they might have a cap on per item as well.

And, the per-item cover for your musical instruments might not be worth it or satisfactory.

Plus, most home insurance plans cover only the named perils, including theft and fire. A flood situation might not be included under your home insurance.

You can enhance the extent of coverage of your home insurance by adding a rider. However, still, you might not get complete protection.

However, dedicated musicians insurance ensured comprehensive cover against all risks.

What does a musician's insurance cover?

Covering musical instruments under a standalone musical has many upsides. It includes the following:

●    A dedicated insurance plan ensures that your gears are all-risk proof. So, what do you mean when you say all-risk? It means exactly what it sounds like. Unlike home insurance, musical instrument insurance plans cover all risks, including fire, flood, theft, accidental damage, and loss or damage due to elements of nature.

●    Whether you play professionally or not, your musical instrument insurance plan will cover your gears. However, your home insurance policy will not cover any item used professionally.

●    With a specialized musical instrument policy, your gears are protected both inside and outside of your home. In fact, you can also get worldwide coverage for all possible risks. However, your home insurance will cover your gear only if it is damaged or lost from inside of your home.

●    Your personalized musical instrument insurance will cover more than the base instrument. With reputed insurance service providers, you can even cover the accessories as well, including case, mics, stands, and sheet music, to mention a few.

●    A dedicated musical instrument insurance plan also covers public liabilities involving your musical instruments. It is indeed a faraway thing with your home insurance policy.

Conclusion

These are some of the many ways musical instrument insurance policies are worth the investment. So, with all these given benefits, don't you think every musician or musical instrument owner should go for a dedicated cover? A musical equipment insurance plan is not a mere piece of paper, it can be your savior at the time of utmost need.

How to Protect Your Guitar from Damage and Theft?

All decked up to get your first guitar home? You are feeling that familiar adrenaline rush. Right? Well, your very first string might not cost you heaven. However, if you decide to pursue music as your career and become a well-known musician someday, it is quite possible that the price of your gear will increase accordingly.

Like many other musicians rocking the world, your instruments would probably be the most cherished and the most expensive asset you have. And for music lovers, the value of their instrument extends beyond just financial. Hopefully, you know that well.

Whether you play guitar for livelihood or just to experience the sheer joy and charisma that music exudes, at some point in time, you will realize that your musical instrument needs your attention. And you need to take care of it religiously. So, how to go about it? Are you wondering the same? Don't worry.

Here we have rounded up some of the best ways to keep risks related to your guitar at bay. Also, we have talked about how Guitar Insurance can help you with that. Because, sometimes, no matter how hard you try, you cannot stop mishaps from happening. That's where insurance policies come into play.

Situations or Perils You Need to Protect Your Guitar From

One of the most prevalent risks for musical instruments is damage. The thing with damage is, anyone can cause it, even you, the musical instrument owner, yourself. Unlike theft, you cannot protect your gear just by locking the doors of your studio or home. You never you, you might drop it from height, or you may slip with your guitar while breaking it. So, the problems that damage can cause are omnipresent. So, let's take a look at some of the common scenarios a dedicated musical instrument insurance protects you from:

Damages Due to Heat and Humidity

Most musicians think of their guitars as their beloved. Therefore, they make sure to protect their gears from all possible perils. One such peril is damages caused by heat and humidity. How do you handle this issue? Make sure not to keep your string in a basement as cold as a freezer or an attic as hot as boiling water. Also, ensure that your guitar is covered under a decent and comprehensive musical instrument insurance policy.

Physical Impact

Another common problem that musical instrument owners are likely to come across is physical damage due to impact. In order to minimize such problems, the best thing to do is to keep your guitar in a high-quality and sturdy case. Buying a hard case is better than a soft one. However, sometimes, accidents are unavoidable and turn your fate upside down. Therefore, industry experts suggest it time and again to keep musical instrument insurance policy handy.

Theft

Although you may take all the precautions to keep your guitar safe and secure, accidents like theft can happen out of the blue. So, every guitar owner should have the protection of all-encompassing Guitar Insurance for sure.

The Thumb Rule for Musicians

Even if you are one of the most cautious and nit-picky persons in the world, even if you do everything that takes to protect your guitar, sometimes nothing works. and accidents happen. Therefore, it is always a good idea to get an insurance policy when you buy a musical instrument. Misfortunes will never give you time to think or act. Isn't it? So, if you have adequate insurance coverage, you can learn, play, and make delightful music without having to be worried about the unforeseen.

If you are reading this content, it means that you are interested in buying musical instrument insurance. Bravo and Wise! Find a good insurance provider and get your copy now.

Never Let Your Musical Career Hit a Rough Patch, Get Orchestra Insurance

Do you own or are you a member of a symphony orchestra? If so, then what is the definition of a good insurance policy for you? Something that processes your claim and compensates against it? Read on!

The show must go on!

As far as the world of performing arts and music is concerned, the thumb rule is - the show must go on. Therefore, you should choose an insurance company that stands by your side when a problem occurs and solves it as quickly as possible. It is where a specialist symphony Orchestra Insurance comes into play. A decent policy from a reliable insurance partner ensures complete protection of your musical instruments, equipment, accessories, and crew.

Orchestras comprise different types of gears and musical paraphernalia. Moreover, they are prone to a range of risks. With a customer-friendly insurance company, you can take a sigh of relief from the after-effects of mishaps that could arise and focus on your music.

Things that could go wrong

Many people when, advised to buy a musical instrument insurance plan, ask one question -

What could possibly go wrong with my gears? I take good care of them. Do you think the same way?

Well,

Here are some questions for you:

●    What if your lead guitarist's string is damaged during transportation?
●    What if one of your crew members gets injured while performing?
●    What if equipment or props you borrowed gets stolen?
●    What if you cannot reach the venue due to a flight delay?
●    What if you accidentally hit an audience with your gear leaving him or her injured?

The answers to these questions can change drastically based on one factor - whether you have musical instrument insurance or not.

Answer 1: If you do not have dedicated Orchestra Insurance and you fall prey to any of the scenarios (given in the question), you might hit a rough patch, both financially and emotionally.

Answer 2: If you have dedicated musical instrument insurance designed for a symphony orchestra, you can come out with a flash of silver lightning no matter how adverse the situation is.

So, the choice is all yours whether you want to buy a standalone insurance plan for your orchestra and give your best performance whenever you hit the stage or be without a cover and repent later on.

The extent of coverage you can enjoy with dedicated orchestra insurance

An all-encompassing musical instrument insurance plan can help you with the following situations. Let us take a quick look:

●    Property insurance: It covers all your musical instruments, offices, computers, AV instruments, props, mixing desk, and accessories.

●    Loss of income cover: It protects you against loss of income and ensures income flow during unforeseen events of technological and physical disturbances. It includes power failure, telecommunication faults, flood, fire, among others.

●    Public liability insurance: It compensates you if a third party is injured or his or her property is damaged with you at the party at fault.

●    Workman's compensation insurance: It compensates your employee(s) on your behalf if the former is injured on duty.

Besides the extent of insurance coverage mentioned above, you can also avail yourself of worldwide cover, transportation cover, policy customization options, and a lot more with a customer-friendly insurance provider.

The verdict

After going through this article on specialized musical insurance for musicians and everything musical, now you probably understand the importance of having one. Right? So, without making any more delays, get one for your band and give your 100% every time you perform.

Always remember staying ahead of uncertainties might not be possible. However, staying prepared is always in your hands.

Musical Instrument Coverage Kicks in When Uncertainties Can Knock You Out

Picture this: You own a 1969 Fender Mustang, and you went to a concert with your guitar as an audience. After hearing a not-so-good rendition of your favourite number, you got furious and smashed your guitar into pieces out of the bad mood. After a couple of moments, you realized - what blunder you have done!!! You immediately called your home insurance provider, filed a claim, and they quickly reimbursed the entire value of your Fender Mustang. Wow!

WAIT! Do you think insurance policies work like this? NO. They don't! And, although your home insurance plan may protect you against many perils, right from theft to natural disaster, it won't cover you if you intentionally break your musical instruments.

Moreover, it has several other limitations too. So, what should be your take here? To ensure all-encompassing coverage, make sure to get a specialized musical instrument coverage policy.

When will your musical instruments insurance plan kick in?

Unlike your home or renters' insurance policy, musical instruments insurance plans protect you from accidental damage to your gear or mysterious loss of the same.

Here are some situations, for example:

●    You are rehearsing with your musical instruments, and suddenly it broke due to a fall or pressure.

●    You left your guitar in the lounge of a gig space and went to the loo. When you came back, alas, it was gone, and you never saw it again.

●    You are relocating your home music recording studio to a new house. While shifting your musical instruments, you dropped your flute, damaging it badly.

●    You and your crew decided to do a roadshow. Wow! Great idea! When you were in the midst of the jam, suddenly it started raining. As worse as it could be, your electric piano and guitar were gone with lightning sparks.

These are some of the many situations where your musical instruments insurance plan will kick in and protect you and not your home or renters' insurance. 

What musical gears does insurance for musical instruments cover?

Many people ask, is musical instrument coverage only for traditional instruments? Well, although it would be wise to confirm it with your provider in the first place, most customer-centric insurance providers cover a wide range of musical instruments, regardless of their families, models, and makes. So, whether you want to include a guitar, a flute or a turntable, or a MIDI keyboard, you can always do the same.

What about the sheet music and other accessories?

Coverage for musical accessories is one of the best things about dedicated musical instrument insurance policies with reliable and customer-oriented insurance providers. Yes, you heard it right. With a comprehensive musical instrument plan, not only your musical instruments but the accessories are also covered, including sheet music, cables, speakers, mic, and others.

Also, a comprehensive musical instrument insurance plan makes sure to cover different types of musical instruments. So, whether you want to insure your woodwinds, strings, keyboards, or anything else, you have your back covered. No wonder the policy is called all-inclusive.

Will your home insurance cover you if you play professionally?

If you simply want to rely on your home insurance plan, you should keep something important in mind. If you play professionally, your home insurance will not cover you.

To conclude!

So, these are some of the crucial information about musical instrument insurance plans and how they differ from home insurance. Hopefully, it will help you clear all your common if and buts associated with protecting your musical instruments.

Once you have assessed the range of coverage you want, choose a good insurance provider and get your gears covered before it is too late.