How to Protect Your Instruments This Hurricane Season

Owning a musical instrument is one of the most significant investments you can make. Depending on the material it is constructed from, the year it was manufactured, the previous owner's identity, and even its rarity, a musical instrument can end up being worth a lot of money. To help protect your investment, proper instrument protection and care are essential for any dedicated musician or collector. 

Ensuring that their musical instruments are safe and secure from the weather, and natural disasters, is a common concern amongst instrument owners worldwide. Hurricanes and storms are two of the most damagingand common events that can ruin your musical instruments. 

Thankfully, we've created this brief guide to help you stay protected. Read on as we cover everything you need to know about protecting your instrument during this hurricane season.

Tips toKeep Your Instruments Protected

While each musical instrument may require specific procedures and care, some tips can apply to all instruments – essential information that every musical instrument owner should keep in mind. To prolong your musical instrument's life and save on maintenance and repair costs, you should keep it clean and free of dust and debris, as well as storing it away from humidity, heat, and direct sunlight.

However, during hurricane season, you need to be even more alert as extreme weather conditions canirreversibly damage your musical instruments. Tropical storms and hurricanes can cause flooding and extensive damage to your property, and as a result, your musical instruments as well. The number one factor that can affect your instruments during a storm season is moisture, so you must do everything you can to protect them against it. 

So, the first thing you should do to protect your musical instrument during hurricane season is to make sure you store it in a protective hard case,and away from moisture,when you are not using it. Also, always ensure that you have closed and secured your case correctly. Be sure to periodically check your case for any gaps or holes where water can enter, and replace or repair your case as soon as you spot the slightest sign of damage.

Another thing that can save your musical instrument in the event of flooding caused by a hurricane is placing it somewhere elevated off the ground, like on a high shelf. You should also keep it away from places inside your home that could potentially leak during a storm. 

Since humidity can affect your instrument, it would be wise to invest in both a hygrometer and a dehumidifier. The hygrometer will measure the level of humidity in air, and the dehumidifier will help you adjust humidity inside your home when the level rises. 

Moreover, during a hurricane or storm, there is also the danger of heavy objects inside your home falling down or even entire sections of your home collapsing. As such, storing your musical instruments away from heavy items in your home is another good practice you should consider. 

Get Comprehensive Coverage

Unfortunately, sometimes even taking these precautions won't be enough to protect your instruments. Things can rapidly get out of hand during high-risk hurricane seasons, so the best thing you can do to make sure your musical instrument stays protected is by insuring your investment. Comprehensive and customizable coverage from Clarion Associates is here to protect you and your musical instruments from almost anything life can throw at you.

At Clarion, we offer you the protection you need, so that you can work on your music rather than worrying about your instrument. We have developed unique, customizable policies specifically designed for musical instrument owners, with features and benefits you won't find anywhere else, including comprehensive coverage against damages from extreme weather conditions and events.

Get Clarion Insurance

Regardless if you're an aspiring artist, a seasoned musician, or even an instrument collector, Clarion Associates has a solution for you. Our policies are designed to be as flexible as possible while still providing the protection you need to give you the peace of mind you deserve.

At Clarion Associates, we have over 50 years of insurance industry experience. We have spent the last quarter-century focusing our efforts on insuring musical instruments for thousands of musicians worldwide. Contact us for a quote today, and see for yourself why we've been endorsed and recognized by some of the world's leading musical associations thanks to our comprehensive, customizable coverage.

Buy a Music Equipment Insurance and Play Safe

You are a fabulous musician. Your creations are beautiful. You love your musical instruments to the moon and back and go extra miles to make sure that your musical instruments are spick and span all the time. However, even after taking so much care of your woodwinds and strings, if you fail to buy a Music Equipment Insurance for your instruments or musical paraphernalia, it will be of no good to you, your musical instruments, and of course, your finances. Most importantly, there are many facilities, like concert halls and auditoriums, that do not allow artists if they do not have proper insurance coverage. Besides, it is also a way of protecting your income.

Home insurance provides limited coverage!

Like many other people, if you think that your home insurance or renters’ insurance plan will come to your rescue, if your musical gears suffer loss or damage, you are more likely to be making a mistake. Here are some pointers worth reading -

Home insurance plans do cover your music gears (if you have included them). However, their extent of coverage might not be sufficient to cover the total replacement cost of the lost or damaged instrument. Musical instrument insurance policies cover unlimited professional use. Plus, a MusicEquipment Insurance will cover your gears for the exact price that you inform your insurance provider. Don’t you think that it is an added advantage?

Also, your home or renters’ insurance will not protect you if any public liability happens due to your instruments. However, a good insurance plan for musical equipment is most likely to cover the same. It is a big-time lifesaver.                                            

Being a music lover and an artist, you are very less likely to stop at one instrument or audio equipment. Right? If you happen to add new instruments to your home insurance policy, your insurance premiums are more likely to go up with every musical instrument. However, instrument-specific policies cover you without affecting your premiums, no matter whether you buy a single flute or an entire music recording studio. 

An experienced and reputed music instrument insurance provider understands the requirements of a musician, unlike homeowners’ insurance providers. Therefore, right from buying insurance to filing a claim, the process will be hassle-free.

Dedicated policies are all-encompassing!

Musical paraphernalia comprises many instruments, equipment, and related accessories. What will a music instrument insurance cover? Well, dedicated music insurance policies by reputed instrument providers are designed to cover a range of gears and accessories. It is likely to include the following -

●        Musical instruments

●        Audio equipment

●        Sheet music

●        Computers

●        Cases

●        Cables

●        Stands

●        Other accessories

Policies may vary from one service provider to the other. Therefore, it is highly advisable to confirm the same beforehand. However, with customer-centric insurance companies, you will get comprehensive coverage. Moreover, you can also customize your policy according to your needs. It helps you save time and money to a great extent.

Do you travel the globe with your musical instruments?

If your profession makes you travel a lot, you should always make sure to buy a policy that provides you with worldwide coverage. Most reliable insurance providers offer around the world coverage to your instruments. It protects your musical instruments financially if it is stolen, broken, damaged, or lost in some other state. Do remember to check this before buying any plan. Otherwise, you might land in trouble for not having proper insurance for your gears.

Choosing an insurance provider can make a difference!

Always remember, choosing an insurance company is as crucial as choosing the insurance plan. So, before deciding on any particular insurer, make sure to do proper research. It is one of the best ways to find a company that worths its salt. 

Get the Finest Audio Equipment Insurance to Stay Safe

Are you a DJ or a performer? If so, then Musical Instruments are the lifeblood as they are an essential part of your livelihood. So, it is important that all your speakers, microphones, PA system & all other accessories like lighting rigs & smoke machine are all covered against loss, theft & damage. Here arises the need to opt for Audio Equipment Insurance.

Thus to safeguard all your essential pieces of equipment, insurance has been created for giving a complete protection to the sound equipment. It is important to have special audio equipment & musical insurance policies. The reputed insurance company offers coverage to the equipment both on-road & at home; they also cover against theft when any equipment is left unattended in a vehicle overnight.

Coverage Due to Accidental Damage

The sound equipment can get damaged even at home or outside. An accident is unpredictable & it is certainly not an exception with sound equipment too. When you choose a premium insurance company, you can stay tensionless as it offers protection against accidental damage to the lighting & stage equipment as well as to the professional audio system. The coverage is also given if you break any sound equipment or if someone accidentally damages the instrument. You will do not have to invest further for buying it as sound equipment insurance policy from the house of premium insurance provider offers replacement of new items for old ones if the instrument is less than 3 years old.

Get a Quote

Money plays a crucial role when it comes to availing any service or buying any items. This is also applicable to insurance policy also. When you are all set to buy insurance for your audio equipment, it is important that you must do a comprehensive survey. Research is necessary to find out which insurance provider is the best in the market & which company is offering how much. Premium insurance providers offer a free quote to the clientele. So, after you are done choosing the insurance provider ask for a free quote & compare the price that others are offering. If you find that your chosen provider is giving you the insurance policy at a price that is pocket-friendly as well as giving the best coverage, then go for it without thinking twice.

When you have insurance for your audio equipment, in case of damage or theft, you do not have to invest further, the insurance company will give complete protection.

Make the Right Choice

When you are investing in buying audio equipment, it is vital that you also make an investment in the best audio equipment insurance for giving complete protection to the equipment. Choosing the premium insurance provider with long years of experience in the market is what you must do. So, choose someone who can meet your need & has relevant experience. The ultimate factor is the premium amount that you need to pay for the insurance. If you find that it fits your budget & purpose, then go for it.