Do You Have Sufficient Guitar Insurance Cover?

 

Picture this - After an incredible honky-tonk gig at a town located on the outskirts of your city, you wrapped up everything to drive back home and switch to your usual 9-to-5 avatar. As you guys drove all night, by the time the clock said 6 AM, you needed fuel for your car and breakfast for your tummies. What happened next was an expensive lesson, indeed!

You were happy and relaxed as everything went so well and the breakfast was so tasty. However, this phase of post-gig fun almost ended up, unexpectedly, when you saw your vehicle wide open. OMG! A lot of gears were missing, including your super-pricey guitar!!! Didn't you lock the car? Well, you may have locked it, but the miscreants know how to by-pass it. No wonder thousands of musical instrument thefts are reported every year.

Get the right insurance coverage!

To ensure that your investments are safe from such uncertainties, instrument-specific insurance policies, such as Guitar Insurance, piccolo insurance, violin insurance, among others, make the best resort.

Incidences of gear theft and loss or damage are some of the most common stories that musicians discuss among themselves. Sometimes, these cases are so deep-impacting that can lead you to the doors of financial and professional setbacks. This is where standalone musical instrument insurance comes into play to safeguard your profession and hard-earned money.

Stay insured, rest assured!

With adequate musical instrument insurance cover and the guidance of a well-known and reliable insurance provider, the picture after a loss or damage is completely the other way round. With sufficient protection from theft, loss, and damage, easy claim settlement, and impeccable customer service, you can rest assured.

You might be wondering that there are tons of different types of plans and hundreds of insurance providers in the market. So, how can you make the best pick? Right?

Don't worry, we have got your back covered.

Reading through this blog will help you choose the right insurance policy as well as an insurance provider.

The right policy comes with the right insurer!

One of the most important things we often miss out on is - you can always find the right protection plan for your gears. However, finding the most suitable insurance provider could be a challenge in itself.

Until and unless your insurer is good, no matter how much cover a policy promises, you will not find peace of mind. Therefore, apart from looking for, say, the best Guitar Insurance plan, you should also focus on finding an insurance service provider that worths its salts.

Insurance provider - what qualities should you look for?

Allows policy customization

Different people have different priorities when it comes to protecting their musical instruments. Therefore, a customer-oriented insurance provider always makes sure that the expectations and requirements of its customers are successfully met, every time. And to ensure that same, they offer policy customization options. This option will help you tailor your policy according to your needs.

Covers you regardless of your profession

A person or people who own musical instruments is somehow connected to the world of music. However, their proficiency levels might be different. Some can be beginners or amateur artists, while others can be professionals or touring artists. Some might give guitar lessons, while some can be music shops or recording studio owners. A reliable insurance service provider understands that anyone who owns musical instruments needs insurance. Therefore, they cover almost all professions related to music and musical instruments.

Offers range and affordability

If you are wondering about the cost of premiums because you have heard being said that instrument-specific plans are expensive, you can take a sigh of relief. The reason - customer-friendly insurance companies offer affordable premiums.

Offers seamless customer services

Are you buying a standalone policy for gear for the first time? Do you have any doubts in your mind? A good insurance company will help you through the entire process of buying a plan in a step-by-step manner. It will make your policy purchase easy and hassle-free.

The bottom-line

Read customer reviews, look for word-of-mouth recommendations, and choose the right insurance provider and policy to stay protected.

 

Guitar Insurance: A must-have for All Guitar Players

Insurance is an essential element for every precious item. It is of utmost importance that whenever an expensive item is purchased, insurance of that particular item should be done. If you are a guitar player, then make sure that it must be insured to protect your instrument from all odds. An instrument must be protected from all corners. Thus, when you are a proud owner of the exquisite guitar, it is imperative that you must embrace guitar insurance and have complete peace of mind.  When you have insurance, it not only gives you protection to the instrument but also helps you in saving a huge sum of money. 

If you are unable to decide as to which insurance policy will suit you, get in touch with your chosen insurance company. They have experienced a team of executives who will guide you completely and will help you to settle for the best policy that suits you as well as goes with your instrument. Premium insurance providers well understand what risk the musicians face and the insurance provider is ready to safeguard their clients from such risk. If the guitar is accidentally dropped, you will certainly get the coverage but if you deliberately smash it at the end of your show, then the insurance provider will refuse to cover the damage. These things must be kept in mind while doing the insurance.

Concert involves traveling from one location to another with your guitar and it can get damaged while traveling or can get stolen and you can lose it too. So, if you have insurance, it will give complete protection and will ease all your worries. As soon as you buy the guitar, the most exclusive model that you have been eagerly waiting to have in your possession, you must not look further and go for guitar insurance.

When it comes to availing any service, the very first thing that comes to the find is how much to be paid for getting the service. This thought is certainly not an exception while buying insurance for your musical instrument. Make sure to ask for a quote before you proceed to pay for your chosen policy. The insurance companies offer free quote to their clientele. Once you get to know the amount, you can then stay assured that it is within your means and you will not feel any pressure on your pocket while you pay the premium annually.

Technology has made the lives of humankind simple and easier. With the emergence of internet service, everything is just a click away.  So, if you do not have time to visit the insurance office in person, then online is the best possible way to get in touch with the insurance agent. The executive will render complete assistance and will help you in completing the entire process right from choosing the policy, getting the quote till you make the payment. A thorough guidance is rendered to the insurance buyer and you will have complete satisfaction.

Wrapping up

Get the insurance for your guitar at the earliest and travel for concert with ease. The insurance is not only required for you to travel from one location to another for performance but is also required if you give lessons. So, before you buy insurance for your guitar, remember to consider the above-mentioned things. Stop brooding as whether to embrace insurance or not. Do a survey, find the suitable insurance provider and go for it. You will indeed get the best benefit when insurance is done. The insurance offers manifold benefits and the investment is well worth.

Guitar Insurance – Protect Your Strings in the Best Possible Way!

What if your vanity van catches fire or your guitar gets destroyed by flood or any other elements of nature? What if someone breaks in or torches your house or steals your precious guitar? Emergencies are always uninvited and unfortunate. And, only the right protection can shield your prized possessions and provide you with peace of mind. So, if you are a musician or play guitar as a hobby, Guitar insurance is a must-have for you. It’s the only way to protect your monetary investments in terms of your string instrument and relevant accessories and gear.

Isn’t your homeowners’ insurance plan enough?

There are a number of guitarists and other musicians who mistakenly think that their renter’s or homeowner’s insurance will get their guitar covered. They fail to understand that such insurance policies are designed to cover residential buildings in case of fire, flood, earthquake, and other related scenarios. To the utmost, a homeowner’s insurance plan will cover minor scratches, etc. However, what if your guitar has been stolen or gone completely beyond repair? These scenarios will not be covered under a homeowner’s insurance policy. For the complete protection of your gear, you’ll need to buy dedicated instrument insurance. In fact, a large number of professional musicians do prefer insuring their musical instruments and accessories under a separate insurance.

How can you get a suitable replacement for your prized guitar, if not the real one?

All insurance brokers or agents are not necessarily guitar players or musicians. Therefore, it’s hard for them to realize the actual worth of your guitar or the actual replacement cost. And, the majority of the homeowner’s plans have caps on the basis of category or item. For example – the price of your Les Paul is $ 10, 000 and it’s destroyed when your home was torched. And, you filed a claim with your homeowners’ insurance service provider. They can replace your vintage Les Paul with the latest one that costs much lesser than the one you had. However, if you had a dedicated Gibson Les Paul insurance, they would have recognized the actual worth of your guitar and would have helped you get the right replacement for it.

How can you get started?

After learning that as a musician, you are less likely to do without the right musical instrument insurance, you’re probably looking forward to getting started with it. However, before you start getting in touch with insurance providers, you should itemize a list of the instruments and accessories you want to insure. It will help both you and your insurance provider in the long run.

How about the cost of musical instrument insurance?

How much you have to shell out for getting your guitar covered? Are you wondering about the same? Well, the price of good guitar insurance can vary from one service provider to the other and on the extent of coverage you chose. Whatever it is, it will not burn holes in your pocket, provided you’re covered under a reliable and customer-oriented insurance service provider.

Dear reader, the music never dies, it’s eternal and heavenly. It can neither be stolen nor be destroyed. However, your instruments are susceptible to loss, theft, and all the elements of nature. Therefore, it is crucial to shield it against possible threats to it.