Fiddle Instrument Insurance – Ways It Can Protect You Financially

Is a fiddle your dream musical instrument? Fiddle, a colloquial term for the violin, could be an expensive buy, especially if you are eyeing for a vintage piece. Moreover, the strings and bows of this string instrument do incur additional expenses as well as maintenance. Therefore, investing in an appropriate Fiddle Insurance is crucial, both for the safety of your finances and the instrument. 

Do you know your options yet?

So, what kind of insurance policy should you goes for - rider on your homeowner's or renters' insurance plan or dedicated insurance policy for your strings? Let's explore the options!

When we say homeowner's or renters' insurance plans, it considers your musical instrument as some of the belongings that you intend to cover under the insurance. Although such insurance policies are likely to protect your string insurance in cases of theft, fire, and similar situations, accidental breakages during transit, during a show anywhere outside the premises of the insured property, are very unlikely to come under the protection cover. 

Complete coverage, complete peace of mind!

Not only protection against accidental damages, but homeowner's or renters' insurance plans are very less likely to cover any replacement instruments. Therefore, whether you are a hobbyist or a professional, whether you have purchased a violin or rented it, it is crucial to get a dedicated or standalone insurance policy for your instrument. Always remember, specialized insurance will provide you with more options and optimum cover.

Get the best protection for your fiddle!

When it comes to mentioning optimum cover, what do dedicated music instrument insurance policies cover? Unlike blanket insurance policies like homeowner's or renters' insurance, standalone insurance plans for string instruments cover the following - 

● Musical instruments/paraphernalia lost/damaged due to an accident

● Damages caused by flood, rain, earthquake, fire, and other similar situations

● Mishaps that happen while your instrument is in transit or while you are performing on-state or during rehearsals

● Insured value at the time of claim settlement (you will get the insured value of your musical instrument if you happen to file a claim)

● Cost of replacement so that you can perform and do not miss out the chance to give your best because your gear is damaged or loss

● Coverage not only for the main instrument but also for the accessories, including bow, sheet music, music stands, etc

The right service provider for better services and assistance

So, these are the coverage options you have for your fiddle and other accessories when you have the protection of dedicated Fiddle Insurance. And now that you know the importance of having a dedicated plan for your musical gear, let’s find out how to choose the right insurance provider. Remember, until and unless, the insurance service provider you choose is good and reliable, there is no point in insuring your musical instruments with them. Isn't it?

Here is how you can find the most suitable option for you - 

● Make sure to consider multiple options because it makes comparison easy.

● You can by visiting their websites and looking for the plans and services they offer.

● You might be eager to know how do such insurance plans work and protect you if something bad happens, right? A reputable service provider can help you in this regard by explaining how their plans can protect you. 

● As far as the pricing and the other costs related to an insurance policy is concerned, customer-friendly insurance companies are pretty upfront with the same. And, it is one of the benchmarks of reliability.

● Moreover, always check if or not the service provider you intend to choose is licensed and holds all the relevant certifications and accreditations from the associated bodies.

Just keeping the simple tips in mind can help you choose the right insurance policy as well as an insurance service provider.

Easy to Follow Steps to Improve Life of Your Cello

Music instruments, due to their delicate made and purposes are very sophisticated by nature and Cello is no exception to that. Cello is a highly venerated instrument which belongs to the woodwinds family. Generally, these instruments are costly, and that is the reason you can't buy them again and again, and that is where music insurance company can help ease your monetary burden for all the future damages to your instruments.

Cellists need to deal with their instruments carefully so they can utilize them for a long time. Ideally, you should get a Cello insurance for proper protection of your instrument in case of any mishappening, but there are also some simple steps which will enhance the life of your cello for sure:

·       Given that cello is a sophisticated instrument it can’t be left open in a public place or at home. Humidity and heat can cause problems to its parts and can cause major problems which can later hamper its performance.

·       You should always store your cello at a safe spot where it can remain hidden from high temperature. It is recommended to keep the moisture level from 25% to 50%. Eminent cellists recommend watching out for the temperature and moistness level of the place where you keep your cello. So ideally, you ought to make sure to keep the cello at room temperature at all times. Even while keeping it inside the bag or case it would be wise to keep the normal room temperature there to avoid any defects in the future.

·       If you love your cello and is serious about its life then you should keep it wrapped up in clean and dry cloth, and keep it inside the solid bags or case. It is usually seen that musicians become lazy after their concerts and keep their cello in open which is a blunder. So ideally, you must keep it inside the case once the show is over, and if you have by chance got any damages then Cello insurance can be your saviour.

·       As a musician, you must clean your cello regularly. You should use a clean cloth or brush for that purpose. You can read the cello cleaning guidelines in the manual and you should always follow those instructions. Moreover, there also comes a special cello cleaning liquid which should be used for maintaining its shine.

·       As a regular cello performer, it is quite common that some of its parts may get damaged which might need replacement. Cello insurance would cover the damaged parts, but in case if you don’t have that, then, it is advised to always use high-quality parts and replace them under a qualified technician; otherwise, a small mistake on your part can decrease the life of your cello.

Keeping the above-mentioned points in mind would definitely help you in extending the life of your Cello but there can also be some unknown mis-happenings that can happen like stealing, natural calamity and other issues which can force you to lose your money. In such cases, an affordable Cello insurance is the best deal for your future.

While selecting Music insurance company, you should keep a fixed budget, search and compare different insurance providers, read their reviews, and then decide the one which best suits your needs.