Violin Insurance - The Right Thing to Protect During Wrong Times

When you fall in love with something you own, and, if it is related to your livelihood, you find peace of mind only when you are sure that that something is safe and secure. Right? So, as a violinist and a touring artist, you can understand it well that when you are traveling, or even at home or a recording studio, all you want is to ascertain that your gear is protected. It not only lets you go with the flow and give your best performance but also assures that your finances and livelihoods are safe.

With musical instrument insurance in place, you are safe!

With this notion in mind, a plethora of insurance providers have come up with instrument-specific insurance policies. This particular segment of insurance policies protects musicians and musical instrument owners from many unforeseen perils, including - loss, damage, theft, and public liability, among others. So, if one day, you happen to leave your violin inside your car, and later you find that it has been stolen or damaged, your ViolinInsurance will make sure that everything gets in place at the earliest without having to break your bank.

Get all-risks cover with instrument-specific insurance!

As an insurance buyer, you would surely want to have an all-encompassing cover so that you do not have to worry about every little thing that comes your way regarding your musical instrument. Plus, buying an insurance plan is no less than an investment. Right? Music instrument insurance policies are, therefore, saviors. With reliable and client-centric insurance companies, gear-specific plans are all-risk policies. So, you and your violin are well-protected.

Is a household cover not enough?

To be honest, no, your household insurance might not be sufficient, provided you want the all-risk coverage for your violin. Why so? Do musical instrument insurance plans offer more benefits than household or renters’ insurance plan? Of course, and the benefits of the former far exceed the benefits of the latter. Let's see how!

Extent of coverage!

Your homeowners' insurance policy is more likely to cover your musical instruments inside your home. Also, if you have added off-premises (supplemental) cover as a rider, it will protect your gear utmost in other closed premises, for example - a hotel room.

However, Violin Insurance taken out from a reputable insurance company will cover your instrument no matter wherever you are. Also, you are most likely to get worldwide coverage.

Amount of coverage!

Furthermore, your household insurance plan is more likely to cover a certain percentage of the amount of the insured gear. If your musical instrument is expensive, that amount might not be enough for you.

However, an instrument-specific policy, on the other hand, provides you with an amount enough to cover the value for your investment. Plus, it also includes - damage during transit, theft of any kind, and other scenarios.

What do you mean by the all-risks cover?

It means what it sounds and what you think - all the possible risks associated with your musical instruments. It includes the following -

●        Loss of your instrument due to extortion, vandalism, theft, and robbery

●        Loss or damage due to mishandling like the wrong instrument taken as yours

●        Loss or damage due to fraud and embezzlement

●        Loss or damage to the musical instruments as a result of an accident, explosion, lightning, fire, natural disasters

Wait! It is not all. There is more to it. With an extremely customer-friendly insurance company, you are also likely to get an additional cover that will include all the accessories and music paraphernalia, including bags, sheet music, holders, stands, cases, electronic and electrical accessories, etc.

So, what are you waiting for? Dial the most-trusted insurance provider you know or have searched for and take out an all-encompassing insurance policy for your violin.

Get Your Viola Insured Today!

The musicians often feel united with their instruments and even consider it as an extension of them. In this strong bond, saying the two melds into one won’t be an overstatement. How about if the viola is damaged, lost, or stolen? It’s upsetting!

Apart from the sorrow of the instrument loss like- viola, the musicians suffer from financial loss as well because the replacement or repair of viola costs them thousands of dollars. Moreover, the practice, or performance at the event gets impacted too.

Certainly, the emotional harm can’t be healed, but the precious instrument can be protected financially with music instrument insurance plans. Insuring viola is the best move as it let the musicians get back playing viola quickly post-damage or stolen by providing purchasing protection for viola in every case. Not buying insurance means you are cooking a recipe of disaster that will bring your viola playing to a halt when unexpectedly viola lost or damaged.

So you are clear with the part why having Viola insurance is essential. Now let’s see the coverage that you will get with viola insurance:

• For the beginners, buying a low-cost viola will work. The music instrument shop also insures the instrument against the upfront cost. For instance, Amazon provides different types of the musical insurance protection plans for the instruments sold.
• When it comes to professional violist, they play viola at various places such as at home, car, airplane, and events where viola faces various circumstances. All the perils can be covered with standard insurance policy or policy tailored to the musician needs.
• Not just the viola, but the accessories such as an amplifier, bows, sound equipment, or recording accessories associated with it are also covered.

How Clarion Associates help you get the viola insurance?

To ensure the viola is rightly valued, Clarion facilitates musical insurance appraisal through professional appraisers who evaluate the viola’s financial value by assessing its conditions through uploaded recent photos, buying history, frequency of usage, and other information. Later, the quote is sent to the violist for the insurance policy where depreciation coverage and new purchase coverage are included. In addition to the compensation for the loss or damage of viola, the accessories are also covered, which significantly increases the insurance premium. The large size and high fragility make viola peril-prone so its premium is a bit higher as opposed to other instruments.

Why prefer Clarion for viola insurance?

The Musical Instrument Insurance provider is offering the services for decades and protecting over 50,000 musicians’ instruments that give no reason to the violist to look after others. The company provides comprehensive cover where the instrument is protected against every peril and the musicians can also opt for the customized insurance coverage to best fit their needs. Along with depreciation coverage followed by repair cost, the costs to hire a loan instrument and instrument replacement with another of musicians choice is covered to let violist get back playing as early as possible. The high flexibility is given in paying the affordable premiums through different payment options- monthly, quarterly, half-yearly, and annually with no surcharges.

There is so much. Isn’t it? Safeguard your viola by taking viola insurance from Clarion.