Shed your worries to Violin Insurance

Music isn’t always about relaxing or enjoying but it’s also about the various instruments which are being used to make it more melodious. For a singer, voice is precious and how a sore throat can bring stress to the performer. Similarly, for those musicians who have expertise in playing instruments have a lot more presence in their instruments. The major concern is for the safety, damage or what if someone drops it then the entire instrument and it might go for a toss. For a musician, his every breath connects to their instrument and how the inevitable fear of losing it at any point in time might be a thing to worry about.  It matters the most if a musician’s instrument is totally different in all terms, rare or it might be customized in a manner as per their need.

Also, as they practice regularly on these instruments, they know how to tune them and what’s best they can live with it. Not to mention, for a musician, instruments are like their baby and the love and attachment to it cannot be ignored. This is the reason why insuring music instruments are important. Like many other instruments Violin insurance can bring down your worries to none and you can pay attention to your learning and performance.

For a violinist, keeping his violin safe is the utmost priority. It doesn’t matter if you are the beginner, running a music school, a violin teacher, or a well-known professional, the violin insurance is for all. There is always a concern in the back of mind that what if the violin is stolen or damaged during travel and you have a performance to give.

Things might go critical on stage or even much before. And imagine if something unexpected happens then how much would be replacement cost at that moment when it's most needed. The most important which is about expenses and who will bear the cost? These kinds of questions might pop-up regularly for musicians and bring unnecessary stress which is beyond control.

Insurance for music instruments is different from the homebuyer’s insurance and so the benefits. Homebuyer’s insurance doesn’t cover any musical instrument if damaged. But instruments are as expensive as any other thing and if you’re an expert musician then instruments become more customized and precious.  Violin Insurance protects you against the risk associated with it. There could be multiple risks like damage due to fire, travel, theft, if it’s lost during travel or what if someone drops it, damaging the valuable violin.

Violin Insurance also offers temporary replacement or reimbursement while you search for the new instrument in case of emergency. And making sure that your violin is insured with the right value, keeping it safe and helping you to concentrate only on your performance rather worrying about the safety of the instrument.

For a musician, the biggest concern is keeping his instrument safe as this is the only asset he is recognized with and a part of his life. One can imagine the mental load while they travel for their performances and how important is to keep their instruments in the safest place to avoid any contingency which might create havoc for a musician. Musicians are creators, artists and so their instruments. They spend their whole life learning through them or creating soulful music. Considering these aspects insurance for music instruments becomes vital which can only give them peace of mind while they can only concentrate on their performance!

Guide to Choose Audio-Video Equipment Store Insurance

Your audio-video equipment store is more than just a store. It is an adobe for you, your safest haven. Well, if you are a musician or a music enthusiast, then owning a musical instrument shop should be especially rewarding for you. It allows you to live your passion while conducting retail business operations.

For musical instrument insurance shop owners, their shops mean a lot to them. A shop means a lot of investment involved in terms of time and money, and hundreds and thousands of dollars instruments and accessories. In simple words, a shop means livelihood.

As an audio equipment store owner, you know things better than anyone else does. And, like everyone else, the last thing you would want to think about is unforeseen situations like flooding, burglary, fire, catastrophic phenomena, and other accidents, interfering with the flow of your business. However, such misfortunes do strike, more often than we think.

Many audio-video equipment store owners are uncertain if or not their standard business or homeowner’s insurance covers their stores, musical instruments, and related accessories. And, in light of the uncertainties that can unfold at any point in time, getting standalone Audio Equipment Insurance makes a lot of sense.

Go for standalone not home alone!

Jokes apart...

Insurance policies are all about covering risks. And, insurance companies need to understand the risks a policy seeker is subject to in the first place. It's then only the service provider can come up with the right insurance solutions for that particular insurance holder.

Let's take an example.

A homeowner's insurance plan is designed to protect the risks a building face, provided it is being utilized as a home, not a commercial music studio or shop. Nevertheless, many home-studio or shop owners think that if a disaster strikes, their standard homeowner’s insurance will cover them. However, that might not be the scenario all the time.

With a plethora of insurance service providers showcasing a variety of products and services, it’s hard to say which plan includes and excludes what. However, getting standalone audio equipment insurance is always a good idea.

Ample availability of insurance options is like the two sides of a coin. On one front, you have so many to choose from, whereas, on the other, you end up in a dilemma. And, it's indeed taxing when you cannot decide on the most suitable option for you.

So, before you zero in on a musical equipment insurance policy, make sure to consider the following questions -

1. Does the policy you intend to choose cover flooding?

2. What if the inventory of your audio-video equipment is destroyed? Will your insurance provider compensates for the purchase price?

3. What if the instrument you shipped lately turned out to be damaged? Will your insurance provider compensate for the same?

4. What if your store is damaged in a catastrophic accident, say thunderstorms or lightning, leaving you to shut down your store for a month?

5. What if you are responsible for the accidental and unintentional damage to the building your store is located in?

6. What if a customer gets injured while touring your store?

Considering these questions at the time of policy purchase is important because you will never want to make a claim only to learn that your claim cannot be fulfilled. Besides the aspects associated with your retail business set, there are many other things to think about, like -

You need special coverage for the musical gears and accessories that you won but are not stored in your store because you give those on rent.

Plus, how can you forget about repairs and replacement? These can come very expensive. Therefore, having proper insurance coverage helps your savings protected, if you need to repair or replace instrument(s). However, if you choose a customer-friendly service provider, you are more likely to avail upfront services.

Choose a service provider that’s true to its claim

Choose a good Audio Equipment Insurance service provider that’s endorsed by the regional and national musician associations and is recognized by the leading music networks. Accreditations and endorsements say a lot about the reliability of a service provider.

Let No Threat Affect your Music with Instrument Coverage Insurance

Are you passionate about your art, which is music? Then there is no point in allowing any threat to stop, even for a while. Accidents do happen and they come without knowing the door. And the last thing you’d want is to stop the tunes that make your life. Not only it can be frustrating, but it can also be expensive too. Especially when it is an accident and you’re reasonably unprepared to afford the bulky price of repairs or replacements.

Getting your musical instruments secured with the best quality Music instrument coverage is, without any second thought, a very essential, least you don’t want to end up in a fuss with the damaged instrument. However, do note that, not a every insurance for musical instruments are worthy, and are crafted to meet the most demanding of the mishaps.

The most worthy insurance for musical instrument coverage would be the one that is holistically crafted in a way that meets the most distant occurrences possible, one that is worldwide, so that the place of the mishap doesn’t stand in between your ways to get the coverage among other factors.

Clarion coverage on musical instruments is created keeping in mind to provide the best possible insurance coverage to the clients who’re not only owners of musical instruments but also recording equipment. For over the last 25 years, Clarion Associates, Inc. has been providing undisputable support to the owners of the music industry with best instrument coverage. With their time and expertise in the market, you can only expect masterful support that you’ll have a hard time finding otherwise.

Why Clarion Coverage?

These are the major, among many other features why you should go for Clarion.

1.    Widely recognized by

You know when a product is safe to go with when there are the best names of the particular industry that recognizes the product. Clarion coverage of insurance for musical instruments is not only time tested but widely recognized. The Alexander String Quartet, Foghorn Classics, Target Markets, USC Thornton School of Music, Berkley College of Music, New England Conservatory and many others recognize the Clarion insurance for musical instrument coverage.

2.    All Risks? Covered

The instrument insurance covered all the types of damages and theft possible, except for the few excluded in the policy.

3.    Worldwide Service

No matter wherever on earth the instrument is located, their service will get it covered.

4.    Value Difference? Covered.

Clarion insurance does an amazing job in covering the value difference prior and posts any accident or mishap with the musical instrument. What does it mean? It means that they will cover the difference in the value of the instrument before and after the loss, alongside obviously covering the cost of repairs of the damage.

5.    Borrowed Instrument Insurance? Covered.

If you’ve borrowed any instrument, Clarion gives coverage of 30 days for free with your policy. To get that into effect you’ve got to notify the company within 48 hours of taking possession of the instrument. In the event of claiming, the company will pay the price equivalent to the highest value of your instrument in the policy or $50,000, whichever is less?

6.    Inflation Guard? Covered.

If your instrument in less than two years old, you will be eligible for this inflation guard coverage. For this, your instrument has to be newly manufactured and must fall in the time-frame stated.

These were the major features that make Clarion stand on the crown of many other insurance policies. It is superlative and future-proof to the most extent possible.

Guitar Insurance – Protect Your Strings in the Best Possible Way!

What if your vanity van catches fire or your guitar gets destroyed by flood or any other elements of nature? What if someone breaks in or torches your house or steals your precious guitar? Emergencies are always uninvited and unfortunate. And, only the right protection can shield your prized possessions and provide you with peace of mind. So, if you are a musician or play guitar as a hobby, Guitar insurance is a must-have for you. It’s the only way to protect your monetary investments in terms of your string instrument and relevant accessories and gear.

Isn’t your homeowners’ insurance plan enough?

There are a number of guitarists and other musicians who mistakenly think that their renter’s or homeowner’s insurance will get their guitar covered. They fail to understand that such insurance policies are designed to cover residential buildings in case of fire, flood, earthquake, and other related scenarios. To the utmost, a homeowner’s insurance plan will cover minor scratches, etc. However, what if your guitar has been stolen or gone completely beyond repair? These scenarios will not be covered under a homeowner’s insurance policy. For the complete protection of your gear, you’ll need to buy dedicated instrument insurance. In fact, a large number of professional musicians do prefer insuring their musical instruments and accessories under a separate insurance.

How can you get a suitable replacement for your prized guitar, if not the real one?

All insurance brokers or agents are not necessarily guitar players or musicians. Therefore, it’s hard for them to realize the actual worth of your guitar or the actual replacement cost. And, the majority of the homeowner’s plans have caps on the basis of category or item. For example – the price of your Les Paul is $ 10, 000 and it’s destroyed when your home was torched. And, you filed a claim with your homeowners’ insurance service provider. They can replace your vintage Les Paul with the latest one that costs much lesser than the one you had. However, if you had a dedicated Gibson Les Paul insurance, they would have recognized the actual worth of your guitar and would have helped you get the right replacement for it.

How can you get started?

After learning that as a musician, you are less likely to do without the right musical instrument insurance, you’re probably looking forward to getting started with it. However, before you start getting in touch with insurance providers, you should itemize a list of the instruments and accessories you want to insure. It will help both you and your insurance provider in the long run.

How about the cost of musical instrument insurance?

How much you have to shell out for getting your guitar covered? Are you wondering about the same? Well, the price of good guitar insurance can vary from one service provider to the other and on the extent of coverage you chose. Whatever it is, it will not burn holes in your pocket, provided you’re covered under a reliable and customer-oriented insurance service provider.

Dear reader, the music never dies, it’s eternal and heavenly. It can neither be stolen nor be destroyed. However, your instruments are susceptible to loss, theft, and all the elements of nature. Therefore, it is crucial to shield it against possible threats to it.

Get Your Favourite Drums Insured Before Losing Them

A musician, like a drummer, puts a lot of thought and effort in selecting the correct drum for themselves. If you don’t have drum insurance, then there are a few things you need do to secure your drum and keep your drum looking and seeming like new.

Daily maintenance and care & a well-fitted drum case will guarantee your drum is with you for quite a long time to come. However, these simple steps are okay but the best protection is to get drum insurance.

Given below is a list of simple steps which will help you in taking care of your drums and expand their life:

• Occasionally, you might neglect your drum due to other preoccupations and being busy in other activities with your friends or family members. At such times it is best to detune the drum when it isn't in operational use. The steady strain on the skin can cause wear and not using it once in a while will expand the life of the skin. In case you are wondering then be assured that wear and tear issues are covered in musical instruments insurance.

• Given the delicate skin of the drum, it can get a rubdown sometimes. When the skin dries, it is best to use a light covering of oil or moisturizer on the skin which will help to rehydrate it. Hydrated skin is good, and this regular oil treatment will keep your drum sound and look great. It would be good to test a modest quantity of oil on the skin to make sure that no unwanted discoloration happens. If you have decent drum insurance then these problems of discolouration, etc. will be covered in it, just cross check with your insurance provider.

• It is also useful to store your drum in a cool, dry spot. Too much exposure to the sun makes ropes and skins fragile. Dampness may bring about mould. It can also cause a foul smell. Nowadays, drum insurance covers these aspects as well, and you need not worry about them.

• An appropriately fitted, cushioned bag will ensure enough protection to your drum during transportation and storage. A cushioned pack will offer most assurance for your drum. However, cloth bags are also available which can be used and are less costly too. A pack that is too big won't offer the best possible security, and a bag that is too little may just not be a good idea.

• You should also make it a habit to regularly take care of your drum. If treated well, your drum will be your reliable partner for a considerable length of time to come.

Nowadays, it is very easy to find correct musical instruments insurance and you can easily look for it online. You should look for one which will give you a customized solution based on your individual needs. You should compare insurance rate quotes. Careful analysis of the needs and then deciding the insurance provider will surely help you in getting a good deal for sure.

Reverences by Resources: - http://zordis.com/get-your-favourite-drums-insured-before-losing-them

Things You Should NOT Do While Buying Saxophone Insurance

A musician always carries a gear worth $5,000 into a $500 car. This is quite interesting, no? It is indeed. But have you ever thought how difficult it is to carry an expensive musical instrument without any protection? Protecting your equipment, while you are on road, is a must.

The musicians often do several things to keep their equipment, especially their saxophones,  protected. But, being inefficient or without the help of the proper guidance, they sometimes make mistakes which cost them a lot.

Choosing the right insurance service is a daunting task for musicians. This is true that musicians’ insurance services protect them from financial loss, build their business and safeguard their equipment, but when you make any mistake in choosing the right service provider, it can be a great loss for you. You should be careful while choosing insurance for a single musical instrument, like saxophone insurance.

To help you keep protected from making major mistakes, we have listed a few things that you should avoid while shopping insurance for your musical instrument. Read on –

1.      Don't depend on single insurance coverage:

If you have homeowners’ insurance and you are assuming that your equipment is safe, then let me tell you it is safe only when you are at home. But, a musician never stays at home and they have to carry their instruments wherever they go. In fact, if you want to protect your saxophone, musician insurance might not cover every part of the instrument and every circumstance it gets damaged.

2.      Don’t Buy too many insurance policies:

Buying too many insurance policies for a single instrument might affect you as same as single insurance coverage. Be wise enough to choose your coverage smartly. If you choose the right instrument coverage, it will include worldwide coverage or inland marine coverage. Purchasing multiple insurance policies, except the right one, is just a waste of money.

3.      Don’t go for shorter terms:

People often choose shorter term so that they can pay lesser premiums. But the truth is, this can cost you more in the long run. This is because you have to buy new insurance for your musical instrument, which might be more expensive. So, it is recommended to choose long term insurance for your musical instrument.

4.      Don't choose an insurance provider in a hurry:

While buying Saxophone Insurance, the most important part is to choose the right insurance provider. It is quite overwhelming for people to choose the best one, and they often make the wrong decision in a hurry. Remember, this is not the proper way to choose your insurance provider. You have to conduct extensive research if you want to make the right decision. Consider the honesty, efficiency, professionalism and transparency of the company before finalizing them.

The safety of your favorite and precious instrument is in your hand. You know how to protect it. All you need to do is to take the right step to avoid any mistake. Also, don’t forget to find the best insurance provider, specialized in providing musician insurance, so that you get complete guidance from them.

Things to Consider Before Buying Violin Insurance

Being a musician or music lover is great, but it also requires a commitment to regularly take care of one’s musical instruments. String instruments require more than ordinary consideration and care because of their fragile made. The musician's work for this situation isn't simply to make great music, yet also keeping the instrument under the necessities. An instrument has a decent period of usability if maintained and properly taken care of.

Be that as it may, the normal support isn't exactly sufficient with regards to securing your instrument like violin; you should protect it with a proper musical instrument insurance to give it a long and solid life. String instrument protection keeps up the instrument's wellbeing and makes your upkeep and care necessities quite easy.

There are many advantages of Insuring your String Instrument. It will enable you to take care of the expenses for the string instruments if there is any occurrence of coincidental harm. In case a natural calamity hits your home and your instrument gets harmed, through insurance it gets redressed. At the point when in travel or, while playing out a piece, your instrument can get harmed anytime. This harm cost is secured with insurance.

There are many things you ought to think about when choosing musical instrument insurance:

·       What it covers and whatnot: It isn't each day that you will proceed to purchase violin insurance. So, you should get complete clarity regarding the musical instrument insurance, as to what it covers and what it does not. Thinking about all parts of your instruments vulnerabilities and future problems that it might face would help you in selecting better insurance easily.

·       Insurance for used instruments: It is critical to scan for string instrument insurance suppliers who manage used instrument insurance and offer a decent cost. It could be that you might be considering buying a used good violin or any other string instrument, and then you might find violin insurance highly beneficial along with saving a lot of money.

·       Deciding the premium: How long would you like to pay the premium for the musical instrument insurance? That will help you choose the premium and the span for your instalment. You should consider this as that will likewise choose the sort of insurance you ought to put resources into.

·       Customized solution: Is the supplier offering you an arrangement that you think can help your needs individually? For example, if the supplier can fulfil your individual requirements within your budget, you can doubtlessly proceed with the musical equipment insurance arrangement. If the arrangement does not contain what you need, it may not be helpful to you.

·       Reviews: This is one more factor that will enable you to pick the right violin insurance supplier. On the off chance that individuals have gotten great arrangements, they may rank the supplier high. In this way, before you hold hands with a supplier, you should ensure you know the evaluations that they have gotten.