Showing posts with label music insurance. Show all posts
Showing posts with label music insurance. Show all posts

Sunday, 26 July 2020

Specialist Cello Insurance - Comprehensive Protection Wrapped In Peace of Mind




You wish your dad had insured your string under a Specialist Cello Insurance instead of paying a large amount of premium on adding the rider on your family's homeowner insurance to protect your gear and its bow. Do you regret this decision of your father or someone else in your family today?



It is understandable that back then when you were a kid, you or your family did not have any idea that something called instrument-specific insurance policies existed. And, contrary to the common misconception, those would not burn a hole in your pocket. No, they don't. Specialist insurance policies are not pricey but are cost-effective.

You are fortunate enough if you did not have any accidents with your instrument, otherwise, you would have to work hard, really hard to get your insurance provider to understand how valuable your cello is to you. And, repairing musical instruments is not an easy feat, not only mechanically, but financially as well.

However, after so many years, the insurance industry has evolved, and now there is no lack of dedicated musical instrument policies.

Are you looking for a reliable insurance company?

Are you looking forward to buying a specialist insurance policy for your gear? There are two crucial aspects to consider when it comes to choosing an insurance service provider. They are -

First of all, does the insurer you intend to choose offers the best and most competitive value and insurance services? By value, it means the combined value of your cello and the bow. You can understand which company is offering the best possible value by doing a comparative analysis of multiple firms.

Secondly, does the policy you find suitable for your instrument, or does it meet your requirements and expectations? Or else, you might be shelling out unnecessarily for something you don't need, or that does not work for you.

Can you customize your policy according to your needs?

You have learned from a reliable source that reliable insurance service providers offer worldwide coverage for the insured items. What if you own several musical instruments, but mostly travel with one of them only? In such a scenario, a worldwide coverage clause for all your gears might seem unnecessary for you. Right?

No worries, you can always have a word with your insurance company regarding the same and choose customized services over general ones. Yes, customer-centric insurance firms very much understand the needs and concerns of their customers. So, custom-tailor services are available with them. And it is always an added advantage.

What happens when you file a claim?

When you buy a Specialist Cello Insurance, you also buy peace of mind owing to quick and hassle-free claim settlement. According to industry experts, it is one of the many crucial benefits of getting a standalone insurance policy for your cello.

Firstly, insurance companies that specialize in instrument-specific insurance policies understand the mechanical and emotional intricacies associated with musical instruments. So, in the case of damage or loss to your gear, their experience in working with the same would help you provide the right value.

Secondly, they are well-connected to the top-notch luthiers in the state, so it will not take much time for them to provide you with reasonable quotes.

Simply put, a claim-settlement procedure with a reliable insurance provider is light on your mind as well as pocket.

Do it right away!

Hopefully, after reading this content, you have understood the importance of having a specialist insurance plan for your cello or any other musical instrument you own. So, forget about all your regrets and buy a specialized insurance plan to cover your cello.

Wednesday, 29 May 2019

Top Maintenance Tips for Piccolo



What is that one difficulty you find when you own a piccolo? The maintenance can be quite a daunting affair in case of the instrument. You will see that though the sound is perfect, there are times when the tuning does not seem so good, and you ought to manage the instrument, and make it work properly. The care for piccolo should not be a one-time affair; instead, make sure you invest some time and energy into maintaining and servicing the piccolo so that it enjoys a long life.

The question remains, how to service the piccolo while at home, without any professional's interference. Here are a few tips that should help you.
  • The first part of the process is assembling the instrument. You ought to be careful about the whole process, and what goes where. When assembling the instrument, there are a few things that you ought to take into account. Here we will detail the same for you.
    • You will first need to be sure that the tenon cork is smooth and lubricate. You ought to use the cork grease for the purpose. The reason being this lubrication will ensure the smooth and easy fit of the cork in the instrument
    • Next on, you ought to hold the wood above the assembly mechanism and the headjoint from below the embouchure hole in order to piece them together. Twist the two in order to make the fix properly. Make sure you don't insert the finger while putting the two together
    • Make sure you don't apply too much pressure while joining the two ends. If you are unable to squeeze them together, then connect with a professional
  • The next part of the process involves cleaning the Piccolo. You will need to clean and swab the insides of the Piccolo clean. Here are our favorite techniques to help you with that
    • Use a silk oboe swab connected with a string, and use the weight to remove the condensation from within the instrument. You should ideally perform the swabbing after every use of the instrument. This way you will increase the life of the instrument, and reduce the maintenance needs exhibited by the instrument
    • Make sure you keep the Piccolo protected from the temperature extremes in your surrounding environment. This could affect, specifically if you move from a warm building into a cold temperature. It can crack the wood of the instrument. You should ideally insulate the instrument within a case so that it remains protected.
    • The headjoint should be ideally warmed up before it is blown into the embouchure hole. This way, you can avoid the cracking of the headjoint or other parts of the instrument. The headjoint has a thinner piece of wood, and is more prone to the cracks
    • The fingerprints on the instrument can be removed with the help of a cotton cloth that is dampened in water. You should ideally not use cloth that are infused with the cleaning chemical. It is not recommended to use silver polish on the instrument to complete the cleaning. When not in use, keep the instrument within the case, safe and protected. Make sure you clean, and oil both the wood and mechanism of the instrument at regular intervals. The headjoint should be oiled more frequently, at least 3 to 4 times a year.
It is understandable if you can't maintain the instrument thoroughly off your own. You ought to invest in a good Piccolo insurance in that case. It will help you manage regular servicing as well as maintenance of the instrument on a regular basis.

Wednesday, 20 February 2019

How to Manage Your Music Gear with Music Insurance When Traveling for Gigs



Traveling to a different country for your gig? This is both exciting and challenging for the musician in you. If you are a songwriter or play a small instrument, this can be easy for you. However, if you are a drummer or a guitarist or someone with heavy instruments, it can be quite cumbersome for you to travel to the new place with the equipment. You are not just stressed about the travel but also about ensuring your gear reaches the new place safely, without getting damaged. A damaged gear can add up to your tensions.

We have known musicians traveling for gigs, and how they do it. So, here we are ready to help you travel and transport the gear without really stressing about it.
  • The simpler you keep it, the easier it is for you to travel. For instance, if you carry six mics to choose from, you will not only end up getting confused on the last day but also get stressed about tagging these mics along with the other luggage you are carrying.
  • A pianist might want to carry a single workstation that helps create all the sounds necessary or a controller plus laptop, which is not only easy to carry but also mixes the sounds perfectly. You will need to plan your gear before you plan your travel to make things easy and effortless for you.
  • It is always a good idea to check for house gear if you want to avoid traveling with your gear. This can help save the burden of transporting entire equipment to a new place. For instance, you can carry the basic instrument, and depend on the house gear that is available in the country.
  • This is specifically true if you are traveling to places in Europe to play music. However, if you are planning for house gear, you may want to check beforehand. You don't want trouble when you are starting to play so, an early check-in with the venue can help you prevent the last minute disasters. Again using house gears would need extra budget and time for early travel and check-in. Make sure you have made space for the same.
  • This is another option that you can try. Ship the instruments to the country you are traveling to so that you don't have to carry them. This can ease out the stress majorly, and improve your travel options. This will obviously need a higher budget, as shipping involves money. You will also need to find someone you can rely on to ship your instruments without damaging it. Talk with companies such as FedEx before you make this decision.
  • If you don't want to use your own gear as it is too much stress to transport it, you can rent out instruments that will save time and efforts. You might need to spend a little extra to rent instruments that are similar to the ones you play back home. This can be an excellent way of managing the instruments when touring.
Apart from all this, you should invest in music insurance, which will help you rent instruments at a lower cost and ensure you can transport your gear with ease.

Tuesday, 12 February 2019

Few Things You Can Use While Choosing an Instrument Coverage



As kids, learning a music instrument or some form of vocal is essential. It not only helps improve the focus levels of your kids, but also improves the discipline among these kids. You can also help them relieve the stress they feel at school with the help of music. you should make sure your kids start learning music at an early age for the best results. You never fail at learning music unless you have not put efforts into learning a proper instrument or bought one that is handy and usable.

Here we will talk about the different instruments and what type of kids they are suited for

Flute
This instrument is most often played by children who are shy and love staying in their own world. They are dreamy and are wrapped up in creating their characters and story, which is distant from the world that is. This instrument suits them perfectly as it allows them to create the music in loneliness. A child with strong and dominant personality is less likely to play the instrument or find any happiness playing it

The Clarinet
A sociable child who is both bright and alert finds solace playing this instrument. The child will showcase varied interests and delve into a wide range of hobbies

Oboe
The stubborn introverts will take up this instrument. If you observe the oboe players within an orchestra, you will see that they are a small clan that keeps to themselves. These kids are introverts

Saxophone
If your child is absentminded or very casual about most things in life, then they will choose this instrument over others. The saxophone is for those who are not seeking a teacher but want to create good music with friends over leisure hours

Trumpet
Sociable children or those who are dominant and aggressive, the trumpet favors both types of personalities. It is basically the best choice for independent children

Violin
This is for the quiet and well-behaved child. They will be able to contribute their lessons to a group rather than playing alone

Drums
If your child is nervous, highly irritable, restless than the drums is the perfect choice for them

Choosing a good music insurance
Having a good instrument is not enough for your journey as a musician. You need to invest in a good insurance as well. You should have the insurance that can pay up for the damages and ensure your costs of replacement and rent are provided for. Here are a few tips to choose the ideal instrument coverage
  • Invest in the provider and not just the insurance. You ought to make a conscious choice about who the insurance provider would be. You need to be clear about this choice and hence a lot of research is required for this. You should ideally think through about who could probably hold onto you and connect with you on the needs
  • The provider should be able to meet your budget needs as well. You should know what your budget set for the work is, and how best you can achieve it.

Wednesday, 23 January 2019

How to Choose Musicians Coverage Which is Reliable and Workable



Are you a music teacher or, someone who practices music for you? You could also be someone who is involved with creating new music. while music does relieve a lot of stress in your mind and body, it does not completely let go of the needs that you face in your daily life. Your daily needs can only be satisfied with money, and you need to earn the amount that can help you cover your needs. So, along with having a good music practice, you ought to invest in a good musician's coverage as well. Here are a few tips that should help you understand how a good musician ought to be

Identify your strengths
The music teacher who understands music and wants to impart their knowledge to the students has a keen and sharp mind and connects at an emotional level. You feel the respect oozing out of them. When you show them respect, you get some back too. They don't teach just what they ought to, they teach you something that remains untold about you. They identify your special skills, help you recognize them, and then help you learn it in detail. Sometimes, vocals are not someone's strong suit. This is where the instructor will help the person identify what really works for them, and then teaches it accordingly. They empathize with the students and don't let them feel they cannot do it.

Don't teach, help them evolve
When teaching music, make sure you help the kids evolve, and don't just teach them the music they are there to learn. It is important that you know what the comfort zone for each individual is and how best to reach this zone. You should help the learners by making them aware of their strengths and how to best optimize their efforts. You should not be an instructor; you should explain the nuances of music to the best abilities.

Guide your students
There is a way to guide students; a way in which they will be able to get maximum learning with minimal guidance. This is an efficient way to teach a student. An instructor who understands this will be able to give optimal lessons to the students and make sure they have learned well. They will make their guides effective and plan their lessons in order to make sure the student learns everything they want them to. The basics are often ignored in many cases. But, if your music instructor has a love for basics, don't leave them. They will teach you everything you want to know about music and prepare you from the base. Once you know the basics, there is nothing that will stop you from being at the top

Finally, it is important to invest in good musicians coverage, if you want to get maximum benefit from the whole process. A perfectly assembled insurance is capable of winning your music instrument goals. You will need to perform thorough research before you finalize the best choice for your needs.

Wednesday, 12 December 2018

How The Music Equipment Insurance Helps Your Music Business



What is an music equipment? Let's start with the Wikipedia definition, which states that an music equipment is a device that reproduces, records or processes sound. Microphones, radio receivers, AV receivers, CD players, tape recorders as well as amplifiers and mixing consoles are included in the list of music equipment owned by a studio. The music equipment listed out here are all expensive and cost a lot. As a studio owner, it becomes important for you to own it, which means you have to invest in it. However, when something happens to the music equipment, you are required to spend more money. This can cause a hole in your pockets, which can in turn cause losses to your studio.

Music equipment insurance is something that can protect your money, and save your profits. Let's see how it works?
  • Get a music equipment insurance that covers all the music equipment that your studio owns. The list should be included in the insurance cover you take
  • When your equipment is damaged or needs service/maintenance, you need to claim the insurance
  • They will let you know if you will be paid before or after the process is done
  • Once you have claimed, you will be asked to wait for a few days before you are paid the amount in full
  • In some cases, if you just want to know the places from where you can rent out the instrument or get the equipment serviced, the insurance provider will help you with the same.
What all is covered with the insurance that you buy for the music equipment?
  • In case, the equipment is damaged while you are traveling for a music gig, you may want to get it repaired at the earliest or find another equipment that you can rent out during the period. The insurance will not only cover the cost of getting the equipment repaired but also ensure you can get another equipment for rent at a lower cost
  • The equipment, when stolen, adds to the expenses of the studio. You need an immediate replacement and don't want to spend too much on the replacement. With the insurance, you get the money for the replacement. In this way, you won't need to pay much for the new equipment
  • Equipment needs to be replaced at some time. As a studio, the replacement cost can be quite high. Instead of you paying for the replacement, you can add it to the insurance cover. So, when you want to replace the equipment, you can claim the insurance and get half the amount that needs to be paid.
Choosing the right insurance makes a difference
It is important that you choose the right insurance for your equipment.
  • List down your requirements, and match them with the offering. Shortlist the ones that match your needs perfectly
  • Set a budget for your insurance needs, and ask the providers to give you quotes
  • Compare quotes, check the reviews and ratings, before finalizing the provider for your insurance needs.

Thursday, 1 November 2018

Why The Increasing Need for Music Insurance?



When it comes to music, there are various aspects involved. The instruments, the musicians, the music compositions and the studios are all vulnerable and need protection. They all orchestrate together to compose the right music.

There are various types of instrument and different genres of music that come together to help uplift the music world. To keep all aspects protected and ensuring that the privacy is maintained, it is important for you to invest in a music insurance.

The insurance will help you keep up with the changing instrument and musician needs. It will ensure you have catered to the service and maintenance needs prescribed by the instrument and the musicians. It will help your instrument from the different instances that dominate it. Here we will take you through the different reasons why you should invest in a music insurance.

So, here are a few reasons why you need a music insurance
  • Regular servicing is an important aspect of maintaining your instrument condition. This can be achieved only if you are in a servicing contract with your instrument provider. If not, the instrument insurance will get you a servicing contract, if you have added that as a necessary inclusion, and it will help maintain the good health of your instrument. The insurance not only helps you find a good service provider but also makes sure you have a good deal in terms of money from them.
  • When your instrument is stolen, half your heart is broken because it was dear to you but, the other half is due to the fact that you will need to replace it with your own money. Where will you get the money to buy a new instrument, with the amount of other piling expenses? In fact, if you have bought an expensive one, and are still paying the EMIs for the same, it becomes tougher for you to find a good deal. An insurance will manage the situation for you. You will receive partial replacement fund from the provider, making it easy on your pockets
  • What if you are traveling and the instrument is damaged on the way. You are not only supposed to get the instrument repaired but also find one on rent in the mean time. If you are in new city, where you know nothing about the landmarks and have no one to turn to, you will need an insurance provider. They will give you details on the best places to rent your instrument from, and also offer the repair providers. You will not only save your performance day but also manage to get a good deal on both the rent and repair of the instrument.
  • If your compositions have a copyright or don't have one yet, the insurance will protect them. you will not have to worry about someone stealing what was created by you.
Finally, if you have a no-show at the concert or, the concert does not take place, the musical instrument insurance will also provide you with the money that you lose as a pay day or as liability for the no-show.

Friday, 5 October 2018

Tips to Purchase The Ideal Saxophone for Your Age



Are you a beginner with Saxophone or, you have reached the intermediate stage? Whatever stage you are in, it is important that you own the instrument, practice it regularly, in order to get some expertise. Practice makes you perfect and allows you to improve your play.

Buying the instrument becomes an essential in this case, along with the right guidance and the accurate movement of your hand along the instrument. When you visit the shop to buy the instrument, there are a few things that you need to consider. Here we will take you through the essential tips that will help you purchase a good Saxophone. Do remember to invest in the Saxophone insurance.
  • Unlike the flute or the clarinet, the saxophone comes with different requirements. To play the instrument well, you need to maintain a good posture, and hand position. It is important for you to pay attention to breathing, articulation, relaxation, hand position and manual dexterity, which will help you play it the way you want.
  • For the saxophone players, concentration is important and integral. If you are beginner, you might face difficulty producing the low notes or the bell tones or even the high notes.
  • Few pre-requisites that will help you learn the instrument in a better way
  • Perception of sound is a must for the beginners. If you can perceive the sound, and understand the notes well, you are on your way to excelling the saxophone
  • You will need to improve your embouchure, breathing and articulation to improve the art of the instrument. For this, you will need to go through a process of trial and error, till you hit the right combination.
  • It is important to listen to others play the instrument, if you want to improve the art in a good way
  • The ideal way to improve your tones and notes is practice, obviously. For this, you will need to instrument, which will help you keep up with practice regularly.
  • If you are beginner saxophone, alto saxophone is where you need to start. The literature for classical saxophone has been exclusively written for the alto, which makes it easier for you to learn. If you have learnt the embouchure for alto Saxophone, you have learnt it for the others as well. It is easy to replicate your embouchure as well as the angle of air flow from this saxophone to the others. The air requirement for alto is preferably less as compared to the tenor saxophone.
  • Choose the instrument as per the level of your learning. For instance, if you are a beginner, your choice of the instrument should be in accordance to the beginner level. This will help you gain more control over the instrument and ensure better learning capability.
  • Consider if you want to buy a new Saxophone or an old one. Check if the Saxophone you are investing in is worth the money that it takes to buy the instrument
  • Do not make the mistake of investing in a Saxophone without investing in a good saxophone insurance. It will help cater to the service and maintenance needs expressed by the instrument

Monday, 13 August 2018

Tips To Choose a Good String Instrument



A good string instrument purchase requires complete understanding of your needs, and how your string instrument should be. It also depends on the stage of instrument learning you are in, and how you aim to master it.

Here, we will take you through the various tips that should make string instrument purchase easy for you
  • Always look for a size that you are comfortable holding. The size of the instrument should be such that when you hold it, the posture and technique does not get affected. It should not be too small or too big for your hands, so that you can play it comfortably.
  • The instrument should weigh just about right. Something too heavy can cause heaviness in your posture, and lead to problems in your technique. Make sure you weight the instrument and know what will best fit your needs
  • Always negotiate when buying the instrument. The MRP is a good place to start. You should know what would be the approximate value of the instrument for a good bargain. Make sure you get at least a 15% discount on the MRP for a good purchase
  • If you are looking for a second hand instrument, make sure you check the condition of the instrument before investing in it. It will take something to check the tuning and other aspects. In case of online purchase, ask for sound audios, and make sure they are all date stamped, so that you know the condition of the instrument
  • When you are purchasing online, you cannot check for the physical damage of the instrument. Make sure you ask the store for as many photos of the instrument as possible to know how the instrument looks and if there are any physical damages
  • Ask your teacher about the instrument type that best fits you. There would be aspects that you have not considered. These would mean you would not have considered a few points when making the purchase. The best way to deal with the situation is to identify a few things from your music teacher, and ask them about good dealers.
  • If you have reached out to a music dealer who plays the instrument, you can always ask them tips on choosing the right instrument. They will help you identify the instrument that suits your personality, size and age. In fact, they would help you get a beginner instrument, if you are simply starting out with learning the instrument
  • Don't forget the case and the bow when buying a viola specifically. It will help investing in a carbon fibre bow, as they are long lasting and are technically sound. You can always ask the music dealer for the best kinds of bow available in the market, and which one you should invest in
  • Finally, you should not forget the viola insurance. It is an important consideration, and it would do you some good, if you can research a bit about the providers involved and shortlist the ones that you believe would get you a good deal.

Monday, 25 June 2018

Get Affordable and High Value Music Insurance Online with a Few Clicks



Music insurance is a necessity in every musician's life. However, most simply ignore it or are ignorant about it. It is only when something happens to their instrument or their compositions that they realize the importance of an instrument insurance.

Here are some of the common questions that we have been asked regarding the music insurance. We will, through these questions, talk of the importance of this insurance, and how you can purchase it online.

Wouldn't the home owner's insurance cover everything?
Most musicians own the home owner's insurance and believe they do not require a insurance for their music instrument or gear. Not every home owner's insurance covers the gear that you have bought. In fact, most often the instrument may or may not be covered. For most insurance companies, this is probably a business that you operate from home. If you are thinking of owning nothing beyond the home owner's insurance, consider re-reading all the inclusions of the insurance. If it does not cover repairs of the instrument or replacement costs, you might want to think again and invest in a proper insurance.

What is the true value of the music gear I own?
When it comes to insuring your instrument, it is important you know what the true value of your instrument is. When you visit an insurance provider, they may not be able to value your instrument, given they are not musicians in real. Without the proper valuation, you cannot identify the premium you should be paying for your instrument. Make sure you consult someone who is an expert with music instruments and understands their true value. That will make your valuation easy.

Will the insurance cover travel?
There are instances where you would be traveling as part of your career, carrying your gear with you. As a musician, you are always worried about your instrument's well-being, which is why you need to be assured by the insurance company. The insurance will make sure your travel is smooth and worry free. If, during the travel, the instrument gets damaged, then the insurance will cover the repair costs. In case, your instrument is stolen and needs to be replaced, the insurance will help you with the replacement cost too. In fact, the insurance will also help you with the rental cost and place and make sure you don't face troubles when playing the instrument at your gig.

Is it expensive?
If you are willing to pay a little to save your pockets from being dented in the future, the insurance is not that expensive. You will need to make the right choice, have a budget in place, and choose the right inclusions for your insurance
  • Research on the providers. There are plenty available in the market. Only a few actually provide you with what you need.
  • Set a budget for the insurance. Make sure you don't go beyond the set budget
  • Check for the reviews and ratings provided for the providers. Make a list of all those who are rated high and provide the insurance features that you are looking for
  • Finally, have a face-to-face with them to know how they help you with the right solution

Thursday, 7 June 2018

Do You Think Music Studio Insurance is Important?



If you own a music studio, and are still pondering over whether or not you should own a music studio insurance, then you have clicked on the right page. A music studio is a big deal and a hefty investment. After making that kind of investment, you sure don't want to incur losses but, you don't want to invest in anything that doesn't seem necessary to you. That is precisely why you have been wondering whether or not you should buy the music studio insurance.
  • If your music studio makes money of bands, then these bands are investing their time, instruments and compositions in you. Of course, they are going to earn from it, and so are you. But, the assets that you both own are quite vulnerable. If you make losses in the music studio owing to damaged instruments, constant repairs or even lost compositions, you might have to pay for the damages. Not only would it lower your credibility but also cause dent in your pocket. This situation of loss can be avoided with the right insurance in your hand
  • Compositions made by the music bands that have been a part of your studio are quite important to you. You don't want to lose them. However, what happens if you were to lose them or worst still, they were stolen from you. You will be in a lot of trouble as a result, not only monetarily but also with copyright issues strangling your neck. What more the band won't even come back to you for the next round, as you don't have security. The insurance will at least cover part of the damages and for the remaining you might need to keep a legal file in place
  • A music studio involves a lot of assets such as the audio recorder, the amplifier, the sound box and other gear that engineers the music. The gear is worth a dime, and if you have some real solid money, you would have invested far more in the gear than deemed necessary. Now, you need to take care of this investment, which is possible only when you have insurance. The gear, if insured, will not put a hole in a pocket when asking for money in case of damage, repair or replacement. You can even consider yourself lucky with the payday if offers when you are taking them out for the repair
  • A missed payday can cause a studio a lot of money. That's why when your studio closes down owing to natural calamities or man-made disasters, the insurance offers a specific cover. You just need a claim them, and you are settled.
Choosing music studio insurance is the tough task. You will need to research through the multiple providers and find one that suits your needs
  • Make sure you go for someone who has the reputation of being a good provider and offers instant quotes and responses
  • The claims should be easy to make and process and the money should be released instantly

Thursday, 31 May 2018

How to Choose a Good Performance Insurance Online?



Ever since we started turning online for everything, we have suddenly become spoilt for choices. The large numbers of companies sponsoring different products are our haven. When it comes to music insurance, the online world treats it no different. You have a gamut of providers online and a wide variety of insurance types. Choosing from these different insurance types can be quite a difficult task. That’s why we are here! We will help you through this process, making sure you have the right provider on-board.

What do you need?
The answer to this question will get you to the right providers. However, it is not really easy to know what you need from insurance. For long people took the off-the-shelf solution, thinking it was the best bet for them. However, things changed with providers competing against each other to provide something interesting, unique and personal. With the option to get customized performance insurance, you may want to think through the whole insurance and state your needs. This will take sometime, considering you are new to the insurance world. You should first consider the different issues that occur with the instrument, the studio or other aspects related to performance. When you have these points noted on a paper, you might know what the insurance should include.

Do they have it all?
Next start researching into the market of providers to figure out if they have all your requirements added to their insurance. This will require a thorough research of all the performance insurance providers and the inclusions they have. There might be a list, which you need to study. Match the list with what you have made of all the inclusions you need. There would be few who would have everything or at least have most of it. You may find comparison tools online; try spending some time with them.

What you need to customize?
With the shortlisted providers ready, you might want to check which ones will allow you to customize the solution. You need to further check the requirements that you might want to customize for the solution to meet all your requirements. Once the customization part is done, sit with the provider to check if it is possible and feasible.

What budget to expect?
When you are down to the requirements and the customization, you might want to ask the providers what the premium budget is likely to be. You would have already finalized a budget for the performance insurance; however, you need to know if the money claimed by the providers is within the budget you have set aside or is it going overboard. You might also want to tackle the question- how far are you ready to stretch the budget?

Recommendations, if any
Now with the list in your hand, you should ideally do a background check of these providers. Check their ratings and reviews online and even seek recommendations from people who have worked with them. This final check will decide who is going to be your next performance insurance provider.

Monday, 7 May 2018

Why Orchestra with Orchestra Insurance is Important for Your Kids?



Orchestra is often the most misunderstood aspect of music. You will never find someone who knows how an Orchestra works or, why it works the way it does, completely. The questions that most people have include- why an orchestra is seated a particular way, and why the conductor is an important element of the orchestra. We won't really be covering any of those questions here; however, we will definitely touch base on some. The conductor is an important part of creating the music. The sign they give out when the musicians start playing their instrument, helps in creating an aesthetic and pleasant experience.

Now that we have discussed the importance of conductor in orchestra, let's touch base on the topic of the hour. It is why should students be a part of the orchestra in their early stages of music.
Let's just say, the competition is as hard in the music industry as it is anywhere else, in any other segment. It is very important to be able to play like a pro if you want to be taken seriously in your field. That's why you should be part of the orchestra.

It helps you grow
Not many people believe this but, the truth is when you are part of something big, you tend to learn more about music than you would when playing individually. You will be playing alongside other musicians who are topping their craft, and you would know how to play in sync with others. When you play in tandem, you learn more about the craft.

Builds team spirit
When you are as young as in school, you ought to build the ability to work in a team. This comes with time and great levels of bonding as a team. The orchestra helps you work as a team. As we said earlier, you would be playing alongside other instruments and musicians. This means you need to know and understand their rhythm to build yours. You cannot be individual in this. The whole music is pleasant when you all play it together and in sync. When you learn to be a team player, you can adapt it to any condition.

Helps with your career
Any internship is good for the career they say. Same is the case with music. If you are part of the orchestra, you tend to meet more people, and it builds your resume. You have more experience in the field than you would have otherwise, which is again important if you want to grow your career in music.

When you play as a team, you would know your strengths and weaknesses too, which would help you build your career, and answer tough interview questions.

Stay disciplined
Music itself is a great way to gain discipline. When you start working in a team as orchestra, you tend to improve your discipline, and stay more organized. Multi tasking becomes a regular thing for you.
Whether you are participating during school or when you grow up, don't forget to get orchestra insurance. It will not just keep your safe within the team but also insure your assets. This is a great way to save your payday from getting used in tragic situations.

Thursday, 26 April 2018

How to Choose an Instrument & Instrument Coverage for Your Child?



Music is a source of relaxation and happiness for children. It is recommended that kids learn to play at least one instrument or opt for singing lessons, when in school. It helps relieve them of the academic stress.

According to Atarah Ben-Tovim and Douglas Boyd's book "The Right Instrument for your Child", nine out of ten children learn how to play an instrument. Those who fail to learn an instrument are the ones who have selected a wrong instrument. It is important for your choice of instrument to meet the individual personality needs as well. This will create the passion and the zeal to learn it, and further in music.

Here we will discuss the personality requirements for the individual instrument choices made by people
  • Concert flute: This instrument is most often played by children who are shy and love staying in their own world. They are dreamy and are wrapped up in creating their characters and story, which is distant from the world that is. This instrument suits them perfectly as it allows them to create the music in loneliness. A child with strong and dominant personality is less likely to play the instrument or find any happiness playing it
  • Clarinet: A sociable child who is both bright and alert finds solace playing this instrument. The child will showcase varied interests and delve into a wide range of hobbies
  • Oboe: The stubborn introverts will take up this instrument. If you observe the oboe players within an orchestra, you will see that they are a small clan that keeps to themselves. These kids are introverts
  • Saxophone: If your child is absentminded or very casual about most things in life, then they will choose this instrument over others. The saxophone is for those who are not seeking a teacher but want to create good music with friends over leisure hours
  • Trumpet: Sociable children or those who are dominant and aggressive, the trumpet favors both types of personalities. It is basically the best choice for the independent children
  • Trombone: If your child prefers hanging out with a small group, is persistent and hard working but, does not mix with others easily, then this is the instrument that you should get them. It is a difficult instrument but, for those who like challenges, this is the apt choice
  • Tuba: If your child is good natured and leads from behind the curtains, than this is the apt choice for them
  • Violin: This is for the quiet and well-behaved child. They will be able to contribute their lessons to a group rather than playing alone
  • Viola: It is the choice of a responsive child who works in a group
  • Drums: If your child is nervous, highly irritable, restless than the drums is the perfect choice for them
Purchasing the instrument comes with investing in instrument coverage. You should make sure you have insured the instrument, else you will have to pay for the damages and replacements from your pockets. Choice of the ideal coverage depends on the provider's experience and expertise in insurance solutions.

Thursday, 12 April 2018

How to Buy a Saxophone for the Beginner with Saxophone Insurance?



Have you started learning saxophone? A beginner in any field of music should own the instrument, as it helps them practice and improves the art. The same thing applies to a saxophone as well. Buying a saxophone may seem like an uphill task but, that's not the case. With the right guidance, you will be able to buy a good saxophone that will get you through the beginner years.

Unlike the flute or the clarinet, the saxophone comes with different requirements. To play the instrument well, you need to maintain a good posture and hand position. It is important for you to pay attention to breathing, articulation, relaxation, hand position and manual dexterity, which will help you play it the way you want.

For the saxophone players, concentration is important and integral. If you are a beginner, you might face difficulty producing the low notes or the bell tones or even the high notes.

Few pre-requisites that will help you learn the instrument in a better way
  • Perception of sound is a must for the beginners. If you can perceive the sound, and understand the notes well, you are on your way to excelling the saxophone
  • You will need to improve your embouchure, breathing and articulation to improve the art of the instrument. For this, you will need to go through a process of trial and error, till you hit the right combination.
  • It is important to listen to others play the instrument if you want to improve the art in a good way
The ideal way to improve your tones and notes is practice, obviously. For this, you will need to instrument, which will help you keep up with practice regularly.

Here are a few things you might want to consider when investing in an instrument

If you are beginner saxophone, alto saxophone is where you need to start. The literature for classical saxophone has been exclusively written for the alto, which makes it easier for you to learn. If you have learnt the embouchure for Alto Saxophone, you have learnt it for the others as well. It is easy to replicate your embouchure as well as the angle of air flow from this saxophone to the others. The air requirement for alto is preferably less as compared to the tenor saxophone.

Points to consider when choosing a saxophone
  • What stage of learning are you in? A beginner can easily adopt the alto saxophone before moving on to tenor or the others. It is important to get the instrument that allows you to stay comfortable in your learning stage
  • The price is another factor that helps you make the right choice as far as instrument purchase is concerned. You won't want to invest a lot of money if you are the beginner stage.
  • Do you want to go for a new saxophone or used one? This will depend on the budget, and how good is the used saxophone's condition.
  • Finally, it is important to invest in saxophone insurance when purchasing the instrument. It will help you save money when the instrument is damaged or lost.

Wednesday, 28 March 2018

How to Manage your Music Gear with Music Insurance when Traveling for Gigs ?



Traveling to a different country for your gig? This is both exciting and challenging for the musician in you. If you are a songwriter or play a small instrument, this can be easy for you. However, if you are a drummer or a guitarist or someone with heavy instruments, it can be quite cumbersome for you to travel to the new place with the equipment. You are not just stressed about the travel but also about ensuring your gear reaches the new place safely, without getting damaged. A damaged gear can add up to your tensions.

We have known musicians traveling for gigs, and how they do it. So, here we are ready to help you travel and transport the gear without really stressing about it.

Don't overload your equipment bag
The simpler you keep it, the easier it is for you to travel. For instance, if you carry six mics to choose from, you will not only end up getting confused on the last day but also get stressed about tagging these mics along with the other luggage you are carrying. A pianist might want to carry a single workstation that helps create all the sounds necessary or a controller plus laptop, which is not only easy to carry but also mixes the sounds perfectly. You will need to plan your gear before you plan your travel to make things easy and effortless for you.

Check for house gear
It is always a good idea to check for house gear, if you want to avoid traveling with your gear. This can help save the burden of transporting an entire equipment to a new place. For instance, you can carry the basic instrument, and depend on the house gear that is available in the country. This is specifically true if you are traveling to places in Europe to play music. However, if you are planning for house gear, you may want to check beforehand. You don't want trouble when you are starting to play so, an early check-in with the venue can help you prevent the last minute disasters. Again using house gears would need extra budget and time for early travel and check-in. Make sure you have made space for the same.

You can ship too
This is another option that you can try. Ship the instruments to the country you are traveling to, so that you don't have to carry them. This can ease out the stress majorly, and improve your travel options. This will obviously need a higher budget, as shipping involves money. You will also need to find someone you can rely on to ship your instruments without damaging it. Talk with companies such as FedEx before you make this decision.

Rentals are available too
If you don't want to use your own gear as it is too much stress to transport it, you can rent out instruments that will save time and efforts. You might need to spend a little extra to rent instruments that are similar to the ones you play back home. This can be an excellent way of managing the instruments when touring.

Apart from all this, you should invest in a music insurance, which will help you rent instruments at a lower cost and ensure you can transport your gear with ease.

Thursday, 22 March 2018

Where and How Do I Go About Buying Insurance for Musical Instrument



Do you own an instrument? Are you an amateur musician or an artist? Why are we asking you these questions? Well, the answer is it doesn't matter if you are an artist or a budding musician; you own an instrument and you know it is a responsibility. Just like other things you own, an instrument requires regular maintenance and cleaning. You would clean the dust off your sofa once every week right? That's what you would do to your instrument too! You would keep it closed in a case, and clean it up every other day to make sure the dust doesn't spoil the tuning of the instrument.

Let's see what all you need to take care of as an owner of the instrument
  • You should tune up the instrument regularly. This would mean ensuring the strings don't underplay or overplay the sound.
  • The strings should be in good shape. In case the strings need to be replaced, make sure you do it
  • Keep the instrument inside a case. This would help keep the dust away from the instrument and messing it up
  • You should take extra care to polish it up. You might want to know what cloth and material to use to polish the outer surface
If you have insurance for musical instrument, then you won't need to spend the money or time in regular maintenance of the instrument. Here's how you go about choosing the right insurance
  • Search for the right providers in the market selling insurance for the musical instrument you own. There are plenty of providers but only a few are really good with the maintenance and support systems. You want someone who you can rely on for every little issue that occurs
  • What all to look for in the insurance provider?
    • Make sure they clear the claims as soon as possible. Any delay in claim processing can cause major issues for you
    • They should cover both replacement and rental costs for your instrument
    • The service costs should be covered in the insurance they provide
    • Their customer support should be available at all times, and should live up to your expectations
    • The budget should be flexible and the premium charged should not be premium literally
    • They should have the experience that will make you have faith in their insurance policy. They should have sold a policy similar to the one you want
    • Trust and credibility in the provider is one of the most important things to look for
  • Once you know what to look for in the provider, prepare a checklist of the inclusions for your insurance needs. This will help you know what exactly you are looking for in the policy.
  • Plan the budget and compare your requirements with the providers' offerings. This will take some time but it will actually help you reach the perfect provider eventually
Finally, you simply need to check the ratings and reviews to know if you have got the right deal.

Wednesday, 31 January 2018

Things to Consider before Investing in Musician's Coverage



Whether you are a band, an orchestra or just a musician performing solo, there is a reason why you should opt for musician's coverage.
  • It takes care of all the service and repair costs for your instrument. This simply means you won't need to invest time and effort in looking out for your instrument. You don't even need to invest in a separate instrument insurance, which means your money is saved
  • The songs and compositions, when original, need to be protected. You ought to make sure the songs are copyrighted and if not get them done. This way your songs won't be stolen. Musicians coverage helps not just protect and copyright the songs but also helps in suing the bands/musicians/folks who attempt to steal the songs or compositions. You can head the legal way with the coverage. In fact, if by chance you have played a song that's copyrighted without proper license or permission, the insurance will help you pay up the money that the legal battle asks you to shell out
  • Your band members are medically insured under the musicians' coverage. In case, someone from your band gets hurt or sick during a performance, your insurance will make sure their bills are paid, irrespective of where you are at that moment
  • A band's no-show in any concert can put a heavy sum on them, if the contract you have signed says so. It is a good idea to have your band insured, so that you can pay up the money you owe without emptying your pockets. Obviously the no-show has to be for a reason that has been agreed upon by the insurance
  • If the concert is a hit but owing to the mismanagement of the crowd, you were unable to protect your belongings on the stage, the coverage will take care of this. You won't need to spend money getting the repairs done
So, what are the things you ought to consider before investing in the coverage?
  • Does your band need this cover? If you are a two member band, you could opt for something smaller and manageable. However, if your band is big and you need everything that this cover offers, you should go for it
  • Who all are offering this cover? A research of all the providers will help you know who is offering this cover, and what all claims they are giving away. If you want make a list of the clauses provider wise, so that you can compare this list and choose one
  • A fixed budget is necessary before you buy the coverage. When you are comparing the providers make sure you compare them for the clauses and the premium they are offering the insurance at. This will make choosing the provider easy
  • How frequently do you want to pay the premium and how soon do you wish the claims to be passed will also determine your choice. If you want to make sure you can claim when travelling, you will need to include that in your list as well
  • Don't forget to seek reviews and ratings from people and online websites before making the final choice.

Thursday, 28 September 2017

The Studio Coverage That Will Protect Your Business and Make It Profitable



Owning a studio is akin to getting involved in something that is both profitable and risky. If you are in love with music, and know how to get the right musicians to the forefront, this is the business for you. You need to define the path for your studio, and should know where the profit lies. Of course, there are obstacles through everything you do in life. You should be ready to face the issues that come your way. Things become easy if you are supported by the right studio coverage. It will help you resolve all the tensions that occur in your business. Here we will take you through how best to control the risks, identify them and be prepared for them as a studio owner
  • As a studio owner with the responsibility of musicians and instruments, you know exactly what risks are involved. Start by identifying the risks for yourself. There are several, and you will need to list them all out for the sake of clarity. This will help you a great deal.
  • This will in turn help you identify the insurance clauses that will suit you better. So, what are the obstacles? One is maintaining copyright of your music composition. This is a very important aspect of your studio ownership. Next, there is the worry about your instruments which keeps you burning night lamps as an owner. You must necessarily include this in your list of risks. Third, you might want to know how best to protect your studio premises.
  • If you are on rent, there are definite instances which amount for risk. You would need to identify these instances, and mark them in your list. This list should be detailed and should line up everything that you believe is part of the major deal, which can obviously harm your pockets.
  • Once you have the list, you know what risks need to be covered with the insurance. This is where your list of studio coverage needs comes into picture. Let's begin by making a list of all the inclusions that should be part of the insurance. The list again should be detailed and aligned to the list of the risks made by you. This will help you identify what you are looking from the insurance
  • Once this list is ready, you will need to work on the insurance provider list. This is again a detailed list which includes the providers, and what they provide. You might want to go in detail and compare these providers for what they offer and how they offer best. The comparison will help you shortlist your provider, if you compare it to the list of your needs
  • Now, you will need to ask these providers for custom quotes based on your needs, and the business goals you aim to achieve from the insurance coverage. The budget also plays an important role in defining your insurance needs
  • Finally, you will need to choose the one provider who fulfils what you really need. Make sure the premium charged per month is affordable and easy on your pockets.

Tuesday, 26 September 2017

Choosing The Right Audio Equipment Insurance Vendor For Your Studio



Musicians have a lot of digital assets that they tend to carry along with them. This includes their instruments, the recording equipment and the other audio equipment necessary to make good music. As a studio owner cum musician, you have a lot of responsibility, and none of them will be fully fulfilled if your assets are disturbed. You might want to take care of all the audio equipment that you own. The instrument insurance may not cover the audio equipment that you own. So, what would you do in that case? Opt for audio equipment insurance that will help you keep your assets secure and safe. Here are a few tips that will help you choose the right insurance
  • Make a list of all the audio equipment that you own. This will be able to help you choose the right insurance
  • Once you have the list handy, you need to find out the true value of the audio equipment. It will help in identifying the insurance that will be the perfect cover for you
  • The valuation will help define the budget for the insurance premium. This will let you know which solutions best fit your needs as well as your pocket
  • Once this is done, your next task is to list out all the things that you need insured with the audio equipment insurance. For example, cost incurred owing to equipment damage would be one of the main things that you want included with the insurance. Secondly, you would want accidental coverage or studio coverage with the insurance. It is important to list everything down in detail. This might help you know the insurance that best suits your needs
  • Once the cover clauses are identified, you will need to identify the providers who offer audio equipment insurance. This will help you know who the providers are you should connect with for the insurance. This will also help you identify the providers who would be able to offer everything you need. The list proves to be pretty useful
  • Compare these providers on their solutions, experience, ratings and the expertise they possess. You might want to study each of these providers in detail before actually moving forth with one of them. This is where you will need to pay attention to the minute details of your insurance needs. You might just be able to grab a good insurance cover for your needs
  • Once the providers are shortlisted and compared, you might want to touch upon the budget. You have already defined the budget based on the value of the equipment. Now, you will need to sort the providers based on the premium amount they charge. Once that is done, you know who your provider could be.
It is time to draw a contract with the provider of your audio equipment insurance. You will need to ensure all the clauses you need are included. Make sure you set reminders to help you pay the premium on time.