Put an End to your Confusions and Get Dedicated Insurance for Musical Instruments

Protect Your Gears and Wallet with the Right Insurance for Musical Instruments

Life Insurance? Checked. Health Insurance? Checked. Homeowners’ Insurance? Checked. Music Instrument Insurance?

Umm, it is absolutely-necessary?

"Yes, I am a musician. But, is specialized musical gear insurance so important? I mean, I've my homeowners’ insurance in place. And I think it will cover my musical instruments too."

Do you think alike? If your answer is 'Yes', it's time for a reality check!

Dear reader, if music makes a significant part of your livelihood, then suitable and specialized Insurance for Musical Instruments is something that’s more than important for you. Just imagine, music being your profession and a source of income, you need to make sure that it’s safe and protected from the unforeseen. If your livelihood is secured, your life, your health, your home and everything else will be protected. Isn’t it?

Get in touch with an experienced insurance provider

Leading and customer-oriented musical instrument insurance service providers understand and acknowledge the special connection between a musician and his or her instruments. It’s because of their first-hand experience and understanding of cases and emotions that they’re able to provide the best possible coverage according to the musician’s needs. And, as we all know that it’s better to take precautions beforehand than looking for a cure later, musical instrument insurance makes a lot of sense, and it’s imperative.

Answer to your confusions

For all those musicians who have some confusions or are not sure about getting dedicated insurance policies for their instruments, here is a list of issues that can come your way (based on the common mishaps integral to the music industry) and restrict you from earning your livelihood -

●        Irreparable damage to your instrument due to overexposure to heat and humidity

●        Water damage due to flood or a broken faucet or plumbing fault

●        Stolen or damaged while in transit

●        Being accidentally dropped by you or your team members

●        Damage due to house fire or any other natural calamity

Other accident(s) linked with your musical instrument that can break your bank and heart like nothing else is any damage or loss to a third-party due to your instruments. What if someone is injured after a mic stand fell from the stage while you were performing? What if an instrument drops over the head of a visitor to your music instrument store? What if you run a music class and one of your students stumbles upon a cable at your class? See, these things are unforeseen and you can crop up when you least expect. Therefore, don’t you think it’s wise to be prepared?

Does everyone owning musical gear need insurance?

It is one of the most common questions people ask when they are advised to get specialized Insurance for Musical Instruments. Yes, everyone owning a musical instrument(s), especially if they take it outside, play it for livelihood, own a musical instrument store, or conduct music classes, should get a dedicated insurance policy for their instruments.

Some people also ask, “what if it’s my child who plays the guitar and takes music classes?”

Whether you use it or anyone else in your family, proper insurance coverage is vital. What if your child damaged or misplaced his/her violin while getting back from his/her music classes? Remember, dedicated violin insurance can replace the lost gear.

If you are a part of a band or local symphony, it’s wise to cover the musical instruments for protecting them from loss, theft or damage.

So, no matter whether you take part in local musical gigs or you’re a world-famous music sensation, and no matter you have got a class of 2 to 3 students or a number of them, if you have musical instruments, insuring those become imperative.

What’s the ideal extent of coverage (Sum Insured) should you go for?

There is nothing called ideal as such. What suits your specific needs, and of course, your pocket should be the ideal choice for you. And what about the amount of cover? Well, it mainly depends on your needs and the appraised value of your musical instrument. The insurance service provider you choose will make sure to assign an insurance appraiser for you to understand your case, and account for factors like the condition of the gear, age, and quality.

With insurance comes peace of mind!

The best thing with insuring your musical instruments is - with appropriate coverage, your instrument, and wallets, both, are protected against the uncertainties of life. Not only that you don’t have to pay out of pocket if something happens to your gear, but you are also safe from the legalities of public liabilities if someone else is affected due to your instruments.

Things to Consider When Choosing Violin String

Violin works best when you have attached the perfect strings to it. Yes, the strings are very important when you are dealing with a string instrument, whether it is a violin or a guitar. It is very important that you care for the strings, maintain it, and make sure to change it when required with high-quality ones.

We will talk to you about the things to consider when choosing the violin strings, how to know whether they are in good condition or not, and finally why to invest in violin insurance.

Things important in a string

• The string's length is the factor that tends to determine the frequency of the sound, which will, in turn, affect the pitch. If you have a short string, they tend to produce a higher pitch while longer strings produce a lower pitch.

• Thinner strings that lack mass tend to vibrate slower than the strings that come with a greater mass

• The strings that are tight tend to produce a higher pitch

Things to consider regarding tuning strings
It is not enough to invest in a good string, you need to keep in mind how best to tune the strings.

• You will first need to study how the strings are wound around the peg. When you turn the peg away from you, then you are tightening the string perfectly. When you move the strings are moving towards you, the strings tend to loosen up

• When there is friction of wood on wood, the pegs are tapered and they are kept in a single place. If you want to tighten it in a better way, then you ought to push and turn it in simultaneously.

• If you are purchasing a violin that has steel strings, you ought to get fine tuners along with it. The fine tuners will be present along with the tailpiece of the instrument, where the strings are attached. If you turn this tuner clockwise, you tend to tighten it along with the instrument and place it in a better position.

• In case you need to tune the pitch of the instrument, you should use the peg. It helps adjust the pitch with the fine tuner.

Have the strings worn out?

• The type and brand of the material used to build the string determine whether or not it will wear out, and how soon it will happen. The strings made of gut are indeed good from a music point of view but, they lack the strength that comes with the steel strings. If you want something that lasts longer than you should invest in steel strings

• When you play an instrument too often, then there is mild wear and tear that you can experience. That's the case with string instruments especially the violin. You need to get violin insurance just to make sure your instrument's tear is taken care of without investing too much money into it

Finally, you need to know about the insurance solutions that can help you keep your instrument in check. The violin insurance will save you from all the repair costs and help you maintain the instrument and give it a long life.