Monday 30 January 2012

Clarion Event liability insurance covers host of resources

Insurance is a secure safety measure that ensures the protection of the insured goods. In the past, people were not open to the idea of insuring their items, but today they are open to new ideas that benefit them through insurance. Public liability insurance was introduced to cover a host of things that can go wrong during a performance or concert by assuring to spread a helping hand in times of adversity.

Nowadays, public liability insurance is available for musicians, bands, performers, etc. Accident insurance for musicians, entertainers and performers and liability for music groups, concerts, parties, festivals, and more fall under the insurance coverage. Clarion Associates, Inc. is a company that has its roots firmly set. For over 25 years, Clarion Associates has provided the best insurance products for musicians and the music industry. The guarantee it provides ensures the client that their insurance will be placed with reputable insurers. With the insurance plans of Clarion Associates by their side, clients no longer fear for the protection of their assets. Hence it is recommended to all those without insurance should seek a reliable and reputable event liability insurance provider that offers the best options and flexible policies. Clarion Associates is well-known for offering public liability insurance for musicians and it also provides a host of other insurance policies for better coverage of musical instruments. Clarion Associates, Inc. highly values its customers, thus are open early and stay open till late for customers' convenience. The Clarion dealer network is a group of instrument dealers that are available for emergency repairs as they understand the importance of your valuable instruments.

Clarion Associates' Special Event Liability Insurance provides you and your ensemble with protection for third party bodily injury and property damage arising out of an event. By covering many types of events such as fairs and festivals, consumer shows, fundraisers, dances, meetings, luncheons, parties, weddings, concerts, and more, Clarion Associates guarantees great insurance services. Clarion Associates understands the needs of musicians and with their vast knowledge in the industry they offer wide customization of their policies to satisfy and meet the needs of professional musicians. By and large, all the titles and professions are covered under this public liability insurance service by Clarion Associates. Clients need to have faith in the insurer that the appropriate amount will be provided when paying the premium at regular intervals and must have decent knowledge about liability insurance to be able to understand the fundamentals. Basically public liability insurance covers you against the ruin of your fortune for the slightest mistake since lawsuits can be very costly to defend.

Wednesday 11 January 2012

To be on the safe side, insure your musical instruments


Life would be meaningless without music - one statement to which all music lovers would agree because there is no one in this world who does like music as all have their own taste of music, As far as professional musicians are concerned, it enliven them and they produce rhythm from their heart that touches the listeners. There are too many genres of music to satisfy every music lover.


With so many genres of music, there are several numbers of special music instruments that produce different musical sounds. Musicians of all genres admire and are possessive about their musical instruments immensely. It is through the musical instruments that they produce heartfelt music, which also helps them make a living. Musical ornaments been the primary tools of revenue, must be covered under insurance as musical instruments do not come for cheap. Professionally designed instruments demand extra care because most instruments are fragile and prone to get damaged easily if they are dropped or mishandled or destroyed or stolen. Therefore, pricey instruments must be insured if they are not. Music Instrument Insurance should be one of the top concerns in order to be on the safe side. Once the instrument is stolen, professional musicians would be out of work for the simple reason if they get robbed and, cannot afford new instruments. There have been many cases recently when musicians have been robbed and have lost their precious instruments - to top it all, they were not even insured. Therefore, to avoid such a tragedy, the very first step musicians must take after they purchase a musical instrument is to insure it. For which, a special insurer is required. Music schools, instrument makers or professional music dealers will be able to recommend reliable agents for music instrument insurance. While your search is on, you must also work with an insurance agent and find out the estimated value of your instruments to understand and work on premiums and other legal requirements. Once you find a reliable agent, you will be aware of various other conditions, such as, instruments in the six-figure range requires appraisals from experts.


The price of your instrument will decide what insurance policy to choose from. For instance, instruments that are rare or high-priced would be costly to insure. Delicate instruments like harp, double basses, guitar, viola, and more must be insured since their repair is also too costly. At times, proper insurance covers devaluation and replacement both which can be profitable to musicians in most cases. Music gear insurance will cover your worry of losing your valuable music instruments and let you create wonderful music with a tension-free mind. String instrument insurance and/or insurance for bands are a safety measure professionals must opt for.