Sunday 18 December 2016

Why Choose Bassoon Insurance from an Experienced Provider



Bassoon a woodwind instrument that well belongs to the double reed family has a strong place in concerts and orchestra music. You will often find people relating the music of a bassoon to a strong male baritone voice. This instrument is not only beautiful and aesthetic, but also pretty delicate like most instruments. It needs to be handled with care, and you need to ensure it travels with proper protection.

Bassoon can attract the attention of thieves; in fact, a lot of bassoon thefts have been reported in the past leading to theft being covered in the bassoon insurance. There are other issues too that bassoon musicians face. If performing music or teaching bassoon pays you, it is important for you to protect the instrument against repair and damage as well as theft.

Let's assume you are a music instructor who goes to the student's house to teach them. What if, on the way you meet with an accident or, your bassoon chooses to fall down? Either ways, you are going to lose that one day of teaching, which means loss of pay. Not only that, you will also face repairs- either you will need to pay for damages to your body or, to the bassoon. This double loss, with no income can become quite a problem.

There is a solution to this issue- get bassoon insurance and save your money. It not only covers the health of the instrument but also your health, thus saving you from unnecessary expenditure.

With an apt insurance, you will have your instrument covered against damages done by natural calamities, accidents, and when traveling. A global insurance will have you covered across countries that you may need to travel to for your concerts as part of the band or orchestra. Your insurance also covers your health and loss of pay day. The best part of having a good insurance is that in case your instrument needs to be repaired or replaced, none of which can be done in a day's time, you will be able to rent out an instrument without paying for it from your pocket.

These damages are not covered by the home owner's insurance, and that's pretty much why you need a separate insurance for this.

But, when you go to choose insurance for your musical instrument, you need to choose an experienced insurance provider.

  • They understand your requirements, and know the right insurance cover for your instrument
  • They are experienced, and probably cover all the possible issues that your instrument or you are likely to face
  • Their customer service proves to be beyond your expectations, and takes care of everything making insurance buying and claim settlement hassle-free for you
  • They have developed a deep understanding of music instrument claims, which is why they can settle it fairly with a good speed
  • They understand the instrument's worth and value, and offer premium that matches it
  • They have a good network of dealers and repair shops across the country, which makes things easy for you

With such incredible benefits, an experienced flute insurance provider will prove to be hassle-free and convenient to you.

Friday 16 December 2016

Spend Some Money on Audio Equipment Insurance to Secure your Music



Most musicians invest a lot of money in setting their shop up. With good instruments perfectly tuned to their fingers, audio equipment that can mix and record their sound, and the electronic gadgets that seem perfect to complete the musical setup, you are ready to get started with your compositions. While you still have money on hand, why not think about investing in a good insurance for your musical instruments and the audio equipment, so that you can safeguard them from all the damages, repairs and theft.

Being the victim of an instrument or audio equipment damage is more disheartening than anything. You need to wait till you get it repaired or replace; moreover, your work is also halted in the meantime, which is something that you probably would like to avoid. The insurance will not just help you recover the damage, but also help you in renting out instruments or audio equipment that you need to get started, so that you don't waste your workday.

Audio equipment insurance is something every musician should invest in, while investing for general musical instrument insurance. Here are some reasons why you should invest in the equipment insurance, and how to choose one that fits your requirements.

Why Invest in Equipment Insurance?
While the above points do give you an idea on why you need equipment insurance, here you will get a detailed idea on the same
  • If you own audio equipment like mixers, sound recorders and other sound recording & reproduction equipment, they must have cost you a dime. This simply means, when you have to get it repaired for slightest of damage, you will need to invest equally
  • A fire in your studio or, damage to equipment when traveling can put a hole in your pocket
  • While the expense of getting it repaired is high, the loss of spending the time without your equipment, wasting your workday is equally high
  • You are not going to get paid for the loss of work or, for the damage to the instrument, and none of this is covered in your home owner's insurance

To prevent such heavy loss of money, you should invest in a good insurance that acts in the best interest of your audio equipment

How to Choose the Insurance?
Choosing the right insurance plays an important role for a musician. Here are a few things that you might want to consider when choosing the equipment insurance
  • Find out all the providers of audio equipment insurance, and make a list of their offering
  • Compare the quotes- what they provide, what all is included, does renting out an equipment get covered in the insurance etc.
  • Once you have done the comparison, you will be able to shortlist on the ones that you feel are ideal
  • Start comparing the premium, and evaluate if it matches the value of your equipment
  • Once, you are done with premium comparison, you are ready to invest in the insurance

A good audio equipment insurance provider will help you get the right insurance cover at an affordable premium. It's just a matter of research till you get to the one.

Wednesday 14 December 2016

Advantages to Having a Good Flute Insurance



A professional musician holds his/her instrument very close to the heart; it is more like you are married to the instrument, and would do anything to not part with it. You carry your instrument with you most places you go to, and it's not always because you are going to perform with it.

While we are at this love of your for your instrument, we should also be visiting an important parameter for your instrument- the insurance. A wind instrument, whether flute or woodwinds gives out melodious music, and can make people in the audience croon to your sound. But, they are pretty vulnerable. Without good flute insurance, you will always feel insecure about traveling with your instrument. But, you should purchase the insurance only after you have judged if it is truly valuable to your instrument and the premium you are paying actually equals the worth of the instrument. Investment should be a wise decision, which is why we have listed out who needs insurance, and the advantages of having insurance.

Who Should Invest in Insurance?

A musician who uses the instrument to make a living should probably think about investing in insurance immediately. A day without the instrument can mean a day without work for you. Either you have damaged the instrument on the way to work or, at a time when your concert is scheduled, the problem is you need to get it replaced or repaired immediately, so that you can perform. What if you have to get it replaced, your performance cannot wait. This is double damage- as you need to rent an instrument till yours gets repaired, and you will need to pay for the repair or replacement as well.

This is why, the next time you are performing at a concert or traveling to a concert, take your instrument insurance pretty seriously. So musicians who are traveling or, who are dependent on the musical instrument to make a living, should seriously consider investing in insurance. Then there's the third kind of musician- the collectors of vintage and antique musical instruments. A loss of such instrument can put a straight dent into your pocket. Probably, insurance would help you meet loss due to accident, repair or theft.

Benefits of Flute Insurance

There are excellent benefits to owning flute insurance. When you are at peace, because your instrument is secure, you can create better music. Now, that's definitely one of the biggest advantages, isn't it? Between identifying and creating good music to booking a show, the musicians have a lot to worry about. The last thing they need to worry about is the safety of the instrument, which is handled by the insurance.

The insurance helps get the best customer service that attends to all sorts of needs, thus ensuring you don't have to run hither-tither to get things fixed. The policy determines the things you have covered for your instrument, thus saving you from losses even before you begin to earn from it.

If you have been thinking of getting flute insurance, now is the time to stop thinking and start acting. Get the ideal insurance that fits the actual worth of your instrument.

Thursday 8 December 2016

Stay Relaxed and Perform Well By Choosing a Good Orchestra Insurance



When the orchestra fills the studio, the music feels pleasant to the ears. But, the fact is that when the orchestra is truly stress-free, it can perform real well. With the tension of carrying so many instruments and micro managing various tasks, it becomes difficult for the people behind the orchestra to actually perform freely. The worst fears that are handled by these people include having to pay for the damages of the instrument, breaking of the stage, a natural calamity striking thus leading to cancellation of the event or having an instrument damaged that will lead to a dent in the pocket.

If you have an orchestra and are surrounded by these fears, the first thing that you should be doing is invest in orchestra insurance. Choose wisely, as that will help relieve you from the losses, and ensure a stress-free performance from your musicians. Here we will talk about the various covers that come with the orchestra insurance, the importance of this insurance and finally how you should choose the ideal insurance.

Importance of Orchestra Insurance
With the apt insurance all your instruments are covered as per their valuation, which means you are covered for their losses and from theft as well. In case an event gets cancelled owing to some reason or the other, the insurance covers up for the losses, and makes sure you don’t have to pay for it.

Here we will talk about the type of cover this insurance offers
  • Accidental Damage & Loss: With this insurance, you are covered against accidental damage and the loss that occurs because of that. You can even protect the damage caused by theft of the instrument
  • Breakdown: In case there is a constructional or mechanical fault in the instrument, you can get it repaired without paying for the damage caused with this cover
  • Liability Insurance: This could be an event liability or public liability depending on the place where you face the damage and the reason for the damage
  • Rental Insurance: You can give your instrument for rent and have it covered. This insurance will pay up for the damage caused during the period it was rented out
How to Choose the Insurance Company?
Good insurance companies will make sure you have all your clauses covered, and can prevent the losses as an individual or as a company. To choose the right insurance company, you need to identify how they evaluate the instrument insurance, and what all they cover in their insurance. Customer reviews play an important role when choosing the insurance company. If the company has good reviews, you should surely go ahead with the buy. But, if there are faltering reviews, a double check would be a good idea.

Partnering with a good company should weigh high on your priority. Make sure you have a checklist of what you want covered in the insurance, and then choose the custom solution that applies to you.

Tuesday 6 December 2016

A Guide to Buying Violin Online



Buying something online requires more thought than when you buy the same product in the store. The reason being you don't have anyone who will be actually taking you through the whole product, describing it and telling you why you should buy. A store help would always try to find out your requirements and suggest products accordingly. But, when you go and buy the product online, you are on your own. The virtual world doesn't seem familiar to the keen eye.

That's precisely why you need to be careful and jot down your own points that you need to consider when purchasing violin online.

Here are all the questions that you must ask, including a question about the Violin insurance

Are they Ready to Use?
When you purchase a Violin from a store near you, they tune the instrument before giving it to you. So, when you take it home, the instrument is all set up and ready to use. But, things work different in the online world. Will the violin be setup before they ship it to you? Are you aware of how the string instruments are tuned? If not, then this is the primary question that should hit your mind. If it is not ready to use, then you will need to figure out another way of setting it up or, look for another place to buy from.

What's the Return Policy?
When you are buying something online, you should always check for the return policy. When you are buying a violin, you are basing your purchase on what was shown in the picture and said in the product description. Chances are you will not get something similar, which is why the return policy should be discussed before the purchase. If you do not ask about the return policy, chances are you will get an inferior product that cannot be changed.

Is there a Shipping Insurance?
What if you receive a broken violin at your doorstep? That can be heartbreaking, as you have put in a lot of money to buy it. So, do ask if there is a shipping insurance? This will help you get it repaired or changed, whatever is the policy of the store, free of cost. You should get into details on shipping to save the dent in your pocket.

Check for Reviews
It is important to give a quick glance to the customer reviews before you book your violin. If anyone has ordered the violin, they may be able to say something about the purchase, and what their experience has been with the instrument. This will help you understand if the violin is worth purchasing or not.

Violin Insurance: Part of the Package
The final question is whether you get a violin insurance as part of the deal. If not, then you will need to invest in it separately, as this insurance will protect the different parts of the violin.

To purchase the insurance, you will need to rely on a good company that offers genuine and custom insurance solutions for your instruments.

With these checkpoints, you are ready to purchase your violin and an insurance for the same.

Value your Instrument with a Custom Musicians Coverage

As a musician who enjoys playing good music, you are mostly worried about the safety of your instruments. When buying an instrument, you should always insure it properly, so that in case they are damaged or stolen you are reimbursed, and don't need to worry about paying for them. The ideal insurance will have all sorts of damages covered for you, taking care of your instrument just the way you would.

Protecting your instrument is the first step towards valuing it. Here are tips on how you should protect your instrument.
  • Protect your string instruments in a case at all times, especially when you are traveling with them
  • Make sure you have a good quality case for your instrument, as that might help prevent damage due to water or, because of some impact
  • Lock the case so that not many people can use it, unless it is necessary
  • When you are leaving your homes without the instrument, make sure it is not immediately seen. Keep it protected in some storage facility or, in some safe place in your home, so that it is not stolen under any circumstances
  • If you have instruments in your home, make sure the security system in your house is pretty good. Alarms should be activated in case a burglar comes home
  • Make it difficult for the thief to smash the doors and windows in your house or car by covering it up with a security film
  • If you do give your instruments on rent, make sure you know who is renting it out from you, and if they are reliable or not
  • When flying with your instrument, you should always carry it in the hand luggage for safety of the instrument
  • Buy a good insurance that truly values your instrument to keep it safe and protected
So, the last point of buying musicians coverage should be done carefully, while undergoing complete research.

Valuing your instrument while buying the insurance is very important! Here are a few tips that can help you value your instrument with the right insurance premium
  • The value of musical instruments keeps fluctuating with time. Over a period, some instruments observe greater value while a few others see a drop in their value
  • You will need to conduct a thorough research on what is the current valuation of your musical instrument
  • For this a visit to the local store would help. Some stores charge a small amount to get your valuation done, while others do it for free
  • Apart from getting it valued at the store, you will need to study the current market price for the musical instrument if you want to know its true value
  • Some instruments may no longer exist, and the valuation entirely depends on the time when they existed
  • Choosing all parameters that are necessary for your instrument's insurance should be done while applying for an insurance cover
  • Finally, make sure you have reminders set for the premium payments
Choose a musicians coverage that aptly values your musical instruments and your skills. This way you will be compensated for any kind of loss that you may have to go through.