Insurance for Musicians - The Key to Be a Carefree Performer

While performing your heart out at a musical concert and grooving with your instrument to the chords, the last thing you’ll ever want to think about is a mishap. However, you never know about emergencies, as these are always uninvited. What if someone from the audience gets injured by your musical instrument? What if an amplifier or microphone falls over the crowd injuring many? What if you happen to damage the venue? Well, no matter how good, professional, or renowned you are as a musician, you cannot foresee what’s coming. Therefore, the wise thing to do is get Insurance for Musicians and relax.

What defines the musicians' insurance?

A comprehensive insurance cover for musicians protects a professional from the possible financial risks that might arise during an event. Some of the most common mishaps that occur at musical concerts and events include -

●    Damage to the property at the venue
●    Injury to a club patron because of your gear or other accessories
●    Injury to an audience, etc.

These are some of the public liabilities that you might have to pay for if you are guilty. A suitable insurance plan can help you pay for the cost of the above-mentioned public liability claims. Moreover, you can get the cover either for a year or for a particular event. However, make sure to confirm this with your insurance provider beforehand.

Is it necessary to carry an insurance plan for musicians?

Insurance for musicians is necessary because of the following reasons -

Showcase yourself as a dedicated and professional musician

Having insurance that offers general or public liability reinforces your image as a professional musician. Moreover, many venues ask for proof of musicians’ insurance before letting you book the venue. Therefore, every musician needs to have sufficient cover.

Cover against possible financial risks

Comprehensive insurance for professional musicians protects you against financial risks. Unfortunately, if any of the club members or someone from the audience broke his/her leg due to your stage equipment and you have to pay for his/her medical bills, your insurance policy with public liability cover will protect you against the financial losses. Dear reader, lawsuits can be extremely taxing and financially draining. So, getting a cover is the right thing to do.

Get a musical gig or regret

Whether you have or don't have an all-encompassing musicians’ insurance cover could help you either get a gig or lose one. Yes, a properly insured musician is indeed the first preference of the hiring managers. So you would definitely want to be the apple of the eye and not someone who hiring managers would consider as the last option.

Protect your musical instrument

To a musician, his/her instruments are as important as a knife to a chef. And needless to mention, musical instruments and accessories are sensitive and prone to damage. In the worst-case scenario, if your instrument gets damaged or someone steals it from your vanity van. Hard to even imagine, right? Always remember, most homeowners' insurance plans do not cover professional musical ventures and any loss/damage to your instrument when it’s out of the insured property. Therefore, getting a dedicated insurance plan designed for musicians is a good idea.

Musicians insurance - how much do you need to shell out?

Cost of insurance is one of the most important factors when purchasing insurance for a musician. This insurance cover via a reliable insurance service provider is worth investing in. Plus, it will not burn holes in your pocket.

So, before it’s too late, go get yourself a suitable insurance cover and let the musician in your perform his/her soul out.

Traveling with Your Violin? Get the Right Violin Insurance for it!

Traveling with your violin via road, air, or any other mode of transport might sound scary. In fact, it is owing to perils that you might come across on-the-go. No matter if you are off on a vacation or a musical concert, or you are a professional musician, the very thought of traveling with your musical instrument can give you a mild jolt of panic. What if your string instrument is damaged or stolen in transit? What if it’s mishandled? Moreover, besides the logistical and emotional turmoils, such accidents mostly happen to intervene with your livelihood.

However, being a musician, you’d have to leave all your fears behind and give your best performance every time you hit the stage. The rest would be taken care of by your advance protective planning and the right Violin Insurance. To know more about the major steps of your protective planning, you'll have to read on!

Check with the DOT (Department of Transportation)

The DOT has got a separate section that is dedicated to deal with traveling with musical instruments. Go through their website and read their protocols carefully. It would be a great help to you. Plus, the website reads a number of helpful tips and instructions that will keep you guided when traveling with your string instrument. Moreover, unfortunately, if your gear encounters a loss or damage, know the procedures and protocols will help you facilitate the process effectively without wasting any time.

Get a travel-friendly case for your beloved string

A case can be regarded as the first line of defense to your musical instrument, no matter if it’s a string or any other type of instrument. Soft-shell cases make great options because they are lightweight and easy to handle. However, when it comes to traveling, the hard-shell cases should be your first choice owing to their sturdiness and lesser susceptibility to damage. Always remember, your violin should fit snugly inside the case. However, if you are looking for a custom-tailored case, you can always go for it.

Prepare your instrument right

Regardless of the mode of transport you choose, air, car, or train, atmospheric parameters like humidity and temperature are more likely to fluctuate from one place to the other, right? Therefore, you should prepare your violin accordingly. In the case of a violin, you can do it by loosening its strings and the bow’s too. These minute yet crucial adjustments can protect your musical instruments from warping and getting damaged while in transit.

Never leave your gear unattended

You should never leave your violin unattended, especially while loading and unloading it. Try to be present in the scene or at least ask a band member or someone close to you to keep an eye on it when you are away. You should never leave your stings in the car and go away. Even if you have to, make sure to hide it in such a way that no one can see it.

Insure your violin in the first place

Musical instruments, whether they're strings, woodwinds, keyboards, or some other type, are delicate, expensive, and fragile. So, irrespective of everything, if or not you are a professional or hobbyist, if you play for livelihood or passion, if or not you travel with your musical gears or not, buying the right musical instrument insurance makes a lot of sense. Insurance is a cost-effective way to protect your violin from all possible risks.

A note to remember - your homeowner’s insurance plan might not be enough. So, find a reliable and reputable insurance service provider and get the right Violin Insurance before it’s too late.

The Pros of Music Studio Insurance Coverage

Music albums are always a refreshing option to tune in. Behind the excitement of each song that releases are collective hard works of individuals, who toil day and night for making that one song. Today music is that one connecting thread that can tie the entire world together. The rise of music albums or, more importantly, songs is because of the popularity of the OTT platforms. It doesn’t take a single second for a good song to get viral and trend on charts, but did you know that apart from recording songs, music studios shall also have insurance covered? Yes, you have heard it right, and let us now dig deeper into the reasons why insurance is such an essential aspect of a music studio.

Getting popularity for an album or a new solo song is very fulfilling, especially for the artists. It is almost like a dream come true for every budding musician to see their songs become chartbusters. But an equally important step also is to get insurance for the recording studio.

Whether it is a small studio operating anywhere across the globe or a new artist recording from their home, guarantee can be both ways either complex or unique at the same time. At Clarion, we understand the studio needs that you desire and thus provide you with all the necessary help in dealing with them. We are expert professionals who deal with the daily requirements of a litigious society and help in prospective studio coverage. Our company knows the investments you have made in setting up the studio and purchasing the high-end pieces of equipment, and thus make sure that they are appropriately ensured.

What are the different areas that our insurance covers?

Our insurance coverage is for all the major types of equipment in your studios like guitars, violins, amplifiers, speakers, microphones, keyboards, consoles, and mixing boards along with studio coverage to give maximum benefits to the owners.

Why Recording studios need insurance?

True to the needs of the world, one thing can be very well derived that the demand for music will never cease. Recording studios are a type of industry that works consistently towards, churning out different soulful melodies. We know that owning a recording studio brings with it a lot of risks as you have to deal with the maximum public number of times. At Clarion, we provide insurance coverage for music studios to protect the place of work from third party claims and loss of equipment. Our insurance also covers all the specific options that help the studio owners to meet their requirements carefully without any additional issues. The insurance policy we offer is more detailed and includes the whole recording space, including equipment. This step makes your business suitable in the eyes of the law as a more profitable venture.

In a nutshell

Now that you know the importance of music studio insurance, we would like to tell you that we have made the task simpler for you. At our official website, we have introduced a section that allows studio owners to submit a quote, which in turn makes it easy for us to derive an estimate basing on your needs.

In this world of uncertainty, accidents do not knock at your door before making an unexpected visit. Our insurance will help you cover the loss of equipment, damage, along with any severe accident at the studio in no time.

Today's world is full of competition, and every business which aspires to make it big shall be prepared for all the odds. Music studios are probably one of the thriving businesses in this era and hence need proper insurance to back them. Every artist in the world dreams of owning a studio to fulfill his singing dreams. Now with Clarion by your side, it has become quite easy to not only make your dreams come alive but also secure it with proper insurance. We believe in not only achieving your goals but also take a further step in securing your studio needs with our insurance policy.

Get a Gibson Les Paul Insurance to Protect your Prized Guitar

Only a musician can understand the real value of a musical instrument. And, if it is as celebrated as a Gibson Les Paul guitar, the degree of emotional connection is unfathomable, because, why not? A Gibson-LP is an iconic collaboration of the world-famous guitar player Les Paul and Gibson, a leading manufacturer of guitars and other musical instruments.

Down the memory lane...

Known for its rich and mid-range focused tone, this electric guitar with a solid body was loved by some of the best guitarists of the world during the 50s and early 60s. However, owing to its cost and weight issues, it gradually disappeared from the scene.

The year of revival of Gibson Les Paul

In the year 1968, Gibson Les Paul revived its production all over again. And, a new collection was also designed in honor of the original collection. However, once a classic, always a classic, this iconic guitar is still regarded as the most loved string instrument ever made. 

Wait! What?? You are the owner of a Gibson-LP?

Do you have an original piece of the Gibson-LP? Wow. It's a dream come true for a musician or a music lover to possess such a priceless piece. And you know what? You cannot afford to take it for granted. Probably, you know it, and that is why you are here - looking for the right Gibson Les Paul Insurance plan.

Ensure maximum protection, get the right policy

A Gibson-LP is way more valuable than a keepsake. If you call it a treasure, then also it'll not be an exaggeration. Every inch of this vintage gear radiates precision, craftsmanship, authenticity, and excellence. No wonder it has a large market and even greater market value. Therefore, investing in a string instrument insurance plan, specially designed for Gibson-LP guitars, will allow you to take care of your cherished instrument while enjoying the vintage value it has in the market. So, make sure to get the right Gibson Les Paul Insurance coverage from the right service provider.

Some important tips to make the right pick

This is how you can choose the right insurance coverage for the most prized possession of your life -

●    If you are looking for comprehensive coverage, it is highly advisable that you choose a standalone insurance plan over your homeowner’s insurance or an add-on.

●    You should pick dedicated guitar insurance that will meet your unique insurance needs. With a customer-friendly insurance provider, you are more likely to get customized services.

●    Do not forget to check whether or not the plan you are willing to choose offers coverage for a wide range of situations. It will make things easy and hassle-free for you.

●    Make sure to verify the benefits the policy will bring along, and if or not, the premiums are well-worth.

●    Make it a thumb rule to select an insurance service provider with a proper working license and all the other certifications and accreditations. It ensures reliability and reputability.

Take care of your instrument. It's important!

While getting insurance coverage for your musical instrument will provide you with a great sense of relief, it is also important that you take care of your strings in the best possible way. Always remember, if you modify or repair your Gibson-LP, you are more likely to reduce its value in the market. However, if you take proper care of it and maintain it from time to time, it will help you keep your instrument safe from any kind of possible damage.

So, what are you waiting for? Find a reputable service provider in your state and get the right insurance coverage for your Gibson Les Paul guitar.