Get the Finest Audio Equipment Insurance to Stay Safe

Are you a DJ or a performer? If so, then Musical Instruments are the lifeblood as they are an essential part of your livelihood. So, it is important that all your speakers, microphones, PA system & all other accessories like lighting rigs & smoke machine are all covered against loss, theft & damage. Here arises the need to opt for Audio Equipment Insurance.

Thus to safeguard all your essential pieces of equipment, insurance has been created for giving a complete protection to the sound equipment. It is important to have special audio equipment & musical insurance policies. The reputed insurance company offers coverage to the equipment both on-road & at home; they also cover against theft when any equipment is left unattended in a vehicle overnight.

Coverage Due to Accidental Damage

The sound equipment can get damaged even at home or outside. An accident is unpredictable & it is certainly not an exception with sound equipment too. When you choose a premium insurance company, you can stay tensionless as it offers protection against accidental damage to the lighting & stage equipment as well as to the professional audio system. The coverage is also given if you break any sound equipment or if someone accidentally damages the instrument. You will do not have to invest further for buying it as sound equipment insurance policy from the house of premium insurance provider offers replacement of new items for old ones if the instrument is less than 3 years old.

Get a Quote

Money plays a crucial role when it comes to availing any service or buying any items. This is also applicable to insurance policy also. When you are all set to buy insurance for your audio equipment, it is important that you must do a comprehensive survey. Research is necessary to find out which insurance provider is the best in the market & which company is offering how much. Premium insurance providers offer a free quote to the clientele. So, after you are done choosing the insurance provider ask for a free quote & compare the price that others are offering. If you find that your chosen provider is giving you the insurance policy at a price that is pocket-friendly as well as giving the best coverage, then go for it without thinking twice.

When you have insurance for your audio equipment, in case of damage or theft, you do not have to invest further, the insurance company will give complete protection.

Make the Right Choice

When you are investing in buying audio equipment, it is vital that you also make an investment in the best audio equipment insurance for giving complete protection to the equipment. Choosing the premium insurance provider with long years of experience in the market is what you must do. So, choose someone who can meet your need & has relevant experience. The ultimate factor is the premium amount that you need to pay for the insurance. If you find that it fits your budget & purpose, then go for it.

Easy to Follow Steps to Improve Life of Your Cello

Music instruments, due to their delicate made and purposes are very sophisticated by nature and Cello is no exception to that. Cello is a highly venerated instrument which belongs to the woodwinds family. Generally, these instruments are costly, and that is the reason you can't buy them again and again, and that is where music insurance company can help ease your monetary burden for all the future damages to your instruments.

Cellists need to deal with their instruments carefully so they can utilize them for a long time. Ideally, you should get a Cello insurance for proper protection of your instrument in case of any mishappening, but there are also some simple steps which will enhance the life of your cello for sure:

·       Given that cello is a sophisticated instrument it can’t be left open in a public place or at home. Humidity and heat can cause problems to its parts and can cause major problems which can later hamper its performance.

·       You should always store your cello at a safe spot where it can remain hidden from high temperature. It is recommended to keep the moisture level from 25% to 50%. Eminent cellists recommend watching out for the temperature and moistness level of the place where you keep your cello. So ideally, you ought to make sure to keep the cello at room temperature at all times. Even while keeping it inside the bag or case it would be wise to keep the normal room temperature there to avoid any defects in the future.

·       If you love your cello and is serious about its life then you should keep it wrapped up in clean and dry cloth, and keep it inside the solid bags or case. It is usually seen that musicians become lazy after their concerts and keep their cello in open which is a blunder. So ideally, you must keep it inside the case once the show is over, and if you have by chance got any damages then Cello insurance can be your saviour.

·       As a musician, you must clean your cello regularly. You should use a clean cloth or brush for that purpose. You can read the cello cleaning guidelines in the manual and you should always follow those instructions. Moreover, there also comes a special cello cleaning liquid which should be used for maintaining its shine.

·       As a regular cello performer, it is quite common that some of its parts may get damaged which might need replacement. Cello insurance would cover the damaged parts, but in case if you don’t have that, then, it is advised to always use high-quality parts and replace them under a qualified technician; otherwise, a small mistake on your part can decrease the life of your cello.

Keeping the above-mentioned points in mind would definitely help you in extending the life of your Cello but there can also be some unknown mis-happenings that can happen like stealing, natural calamity and other issues which can force you to lose your money. In such cases, an affordable Cello insurance is the best deal for your future.

While selecting Music insurance company, you should keep a fixed budget, search and compare different insurance providers, read their reviews, and then decide the one which best suits your needs.

The Complete Guide About Clarion’s Insurance Coverage

You love it. You play it. Do you protect it? Seldom, the answer is YES. It’s a bewildering fact. But, true.

The musicians forget to insure the same instrument that’s most close to the musician’s heart and used the most. This negligence costs them thousands of dollars when the instrument is lost, damaged, or stolen. Not just the instrument, but the accessories come with them are also expensive, which indicates taking the insurance coverage for instrument and accessories are all important.

This need is realized by the music industry leader like Clarion Associates quite earlier and that’s why the company is providing instrument coverage for more than 30 years. There is a slew of coverage and the enhancements are offered.

Take a deep dive into unique coverage plans and the things covered:

• The risks covered

Almost every type of the risks associated with musical instruments and the accessories is covered, be it theft, damage, or loss. There are a few exclusions which are listed in the policy.

• Global coverage

No matter where the musician is located at or where the instrument is played, the insurance coverage is provided to them.

• Valued at basis

This feature eliminates the possibilities of negotiation at the time of claim settlement for the instrument’s replacement. The company pre-determine the fixed amount that the company will pay in the event of loss or theft as replacement cost.

• Covering difference in value

The substantial difference comes in the instrument’s value before the loss and after the loss when the company provides the replacement cost. But, this is not the case with Clarion as the difference in value is covered.

• No settlement fees

When a company settles the claim, the expenses for investigation are not incurred from the musician. Besides, when the lost instrument claim is settled and later, the same instrument is recovered, then the musician neither required to return the amount to the company that’s provided to repurchase the item nor the reimbursement fees.

• Interruption endorsement

When the musicians fail to perform at events or shows due to damaged, lost, or stolen instrument, they won’t get the dollars charged for the performance. Clarion has covered this loss by reimbursing the fee that ranges from $250 to whichever higher at no cost.

• First-hand Instrument Coverage

The newly purchased instrument is covered up to the value it’s bought from the store. Well, the maximum limit is $50,000 for a newly acquired instrument.

• Borrowed Instrument Coverage

When the musician informs the company about borrowed instrument within 48 hours of its possession, the free coverage up to the value of the item is given for 30 days.

• Instrument Replacement Coverage

Under the automatic insurance coverage, when the instrument is accidentally damaged, the musicians get the option of replacing the instrument up to the value of the instrument’s repairing cost.

• Inflation Guard Coverage

For the recently manufactured instruments, if the price of the instrument increases due to inflation, then the musicians can collect the amount that’s higher than insurance coverage matching the inflation rate.

• Partial Loss Damage Coverage

Musician’s attachment with instruments leads to a situation where the musician wants to reuse the undamaged part of the damaged instrument. Recognizing the need, the policyholder is provided the option to keep the instrument parts that sustained damage, which is less often covered.

Insurance Specialist for Orchestras Musical Instrument

The symphonic sound made through the Instruments of the orchestra is one of the most invigorating and once in a lifetime experience. The instruments play an extremely crucial and significant job in the audio effects created in the orchestra. There are a couple of kinds of instruments like violin, clarinet, trumpets, and so forth, which are used in the orchestra band. These instruments are extremely sensitive in nature and require appropriate care and upkeep. If not carefully dealt with, these instruments can lose their life.

Given the fragile build of orchestra instruments there are numerous kinds of mishappenings which could happen, which strongly justify the need for musical instruments insurance.

Some of the reasons are:

·       For example, on the off chance that you drop it off some place, odds are it may break or face noteworthy harm. This can be a significant issue and can make you lose your money. Rather than losing your money, it would be a smart thought to put resources into orchestra insurance that will enable you to overcome the expense of the harm.

·       What if your instrument is lost, you would not have the option to get the instrument replaced right away. This would require you to lease an instrument, which can cost a bit. This could be added to your costs, on the off chance that you don't have musical instruments insurance. The better thought is to put resources into insurance that can enable you to pay up for rental costs if your instrument gets stolen.

·       Orchestras are generally used during events and orchestra insurance would defend your instrument during the occasion. By and large, the organizers do not ensure the orchestra events, which is the reason you have to insure your orchestra and offer it the most extreme security possible.

·       The instrument players in the orchestra should be secured as well. That is the reason you should preferably offer insurance that can keep you orchestra individuals sheltered and secure. If there should be an occurrence of any mishappening, you won't need to pay for the harm. The insurance will deal with it. In the event that your orchestra team meets with a mishap, it will cover the medicinal costs required too. This is your most ideal approach to manage orchestra that continues voyaging, particularly if there are high odds of them meeting with catastrophes.

However, there are certain precautions that you should take while selecting good musical instruments insurance. Great orchestra insurance agencies will ensure you have every one of your provisions secured, and can avoid the misfortunes of an individual or of an organization. To pick the correct orchestra insurance agency, you have to recognize how they assess the instrument protection, and what all they include in their protection. Client surveys are very significant when picking the insurance agency. In the event that the organization has great surveys, you ought to without a doubt proceed with the purchase. Be that as it may, if there are faulty surveys, a twofold check would be a smart thought.

Get Your Viola Insured Today!

The musicians often feel united with their instruments and even consider it as an extension of them. In this strong bond, saying the two melds into one won’t be an overstatement. How about if the viola is damaged, lost, or stolen? It’s upsetting!

Apart from the sorrow of the instrument loss like- viola, the musicians suffer from financial loss as well because the replacement or repair of viola costs them thousands of dollars. Moreover, the practice, or performance at the event gets impacted too.

Certainly, the emotional harm can’t be healed, but the precious instrument can be protected financially with music instrument insurance plans. Insuring viola is the best move as it let the musicians get back playing viola quickly post-damage or stolen by providing purchasing protection for viola in every case. Not buying insurance means you are cooking a recipe of disaster that will bring your viola playing to a halt when unexpectedly viola lost or damaged.

So you are clear with the part why having Viola insurance is essential. Now let’s see the coverage that you will get with viola insurance:

• For the beginners, buying a low-cost viola will work. The music instrument shop also insures the instrument against the upfront cost. For instance, Amazon provides different types of the musical insurance protection plans for the instruments sold.
• When it comes to professional violist, they play viola at various places such as at home, car, airplane, and events where viola faces various circumstances. All the perils can be covered with standard insurance policy or policy tailored to the musician needs.
• Not just the viola, but the accessories such as an amplifier, bows, sound equipment, or recording accessories associated with it are also covered.

How Clarion Associates help you get the viola insurance?

To ensure the viola is rightly valued, Clarion facilitates musical insurance appraisal through professional appraisers who evaluate the viola’s financial value by assessing its conditions through uploaded recent photos, buying history, frequency of usage, and other information. Later, the quote is sent to the violist for the insurance policy where depreciation coverage and new purchase coverage are included. In addition to the compensation for the loss or damage of viola, the accessories are also covered, which significantly increases the insurance premium. The large size and high fragility make viola peril-prone so its premium is a bit higher as opposed to other instruments.

Why prefer Clarion for viola insurance?

The Musical Instrument Insurance provider is offering the services for decades and protecting over 50,000 musicians’ instruments that give no reason to the violist to look after others. The company provides comprehensive cover where the instrument is protected against every peril and the musicians can also opt for the customized insurance coverage to best fit their needs. Along with depreciation coverage followed by repair cost, the costs to hire a loan instrument and instrument replacement with another of musicians choice is covered to let violist get back playing as early as possible. The high flexibility is given in paying the affordable premiums through different payment options- monthly, quarterly, half-yearly, and annually with no surcharges.

There is so much. Isn’t it? Safeguard your viola by taking viola insurance from Clarion.