Concert Insurance: Things to Consider When Having Your Own Concert

Planning your own concert comes with a great sense of responsibility. It needs to be thought through right from the concert idea to the timing to other minute as well as specific details. Buying concert insurance is also one important criteria of having your own concert. This comes handy when you are promoting concerts, as you will be able to mention how safe your concert is, and what you have covered. It is obvious you will need to deal with an experienced insurance provider or company when it comes to buying this insurance.

Before we go ahead with understanding how to choose insurance for your concert, let's first understand the perks of having your concert insured

• It is important to cover the general liabilities that may bother you during the concert. For instance, you travelled with your instrument, and it got damaged in transit. Your instrument got stolen from the premises, and now you need to rent another instrument immediately. On the day of the show, your instrument is not getting tuned, and needs to be replaced immediately. All these liabilities related to the instrument should be covered by the insurance. Accidental damage to the concert stage, audio equipment, and even the seating arrangement should be taken care of by the general insurance

• You have planned a huge event with various sponsors backing it up. What if you had to cancel the event due to a storm or, some other calamity? Imagine the amount of loss that will pile up on you! It is unlikely you will be able to cover it up with your own money. Insurance at such a time will take care of event cancellation loss, and will ensure you are paid for that. Now, that can be such a relief to you. It can even cover losses due to delay and relocation, which is quite natural for certain locations and some of the events

• What if the artist who is part of the concert does not appear for it? They are either not well or, they have some last minute commitments that cannot be avoided. In both circumstances, wherein there is a valid reason, and no clause that will make them pay, you may need to cover the loss on your own. This can be huge, and requires insurance to make sure you are covered

• The public attending your concert should be safe, which is why you need public liability covered in concert insurance. In case something happens to the crowd attending your concert, the insurance will take care of it

Cost of Insurance
Budget of concert insurance is very important. When it comes to general liability, the cost is calculated based on the number of attendees and the kind of music being played in the concert. The cost will be determined based on these two factors. For the event cancellation, you may want to determine the budget of the event, and based on that you will be able to determine the cost of insurance. Similarly, artist noshow would be dependent on the amount you are being charged and the attendees coming in for the particular artist.

Cost of insurance and the provider of concert insurance is again a well-thought and completely planned process. It is not just about buying insurance, but also about investing in trust.

Get Performance Insurance to Insure your Next Moment on Stage

When you give your next performance a thought, you often tend to think of all the bad moments that are possible. All such moments can totally ruin your performance, and you don’t want that to happen. Insurance can save you from a bad time during the performance, and give you a stress free stage moment.

As a performer, the moments on the stage can be ruined with lack of preparation, a bad incident or, even delay in starting. All of this needs to be insured so that your performance is top class. With performance insurance, you know just how well prepared you are to face the adversities, and you can happily leave the rest to fate.

When choosing performance insurance, you need to think of the following points.

• What all will my performance include- would it be more of a concert or, a closed room show?

• This will help you know the requisites for your performance, which will help you prepare the perfect checklist

• Once the checklist is ready, you are likely to be aware of all the performance arenas that should be insured, unless you want to go bankrupt

• General performance insurance which covers your basic performance and the show and offers security is a much needed affair. Going a bit further, this general insurance should cover a few points that are likely to happen when on stage

• Accidental damage to your instrument while performing should be covered in the insurance

• In case your instrument is stolen minutes before the performance, you should be covered up for the loss with the insurance. It should enable you to get another instrument on rent, and bear the loss for the stolen instrument

• Similarly, if the performer is injured while on stage or, before the performance, chances of the show getting cancelled go high. That’s why you need to ensure your insurance covers such losses as well

• You will need to provide medically to the person who faced the accident before the performance, and that should be covered in the insurance as well

• Apart from general insurance, there is a specific coverage in the performance insurance which includes the crowd. In case, while trying to view the performance, someone from the crowd faces injury, then the insurance should enable you to provide for such losses

• It is important for you to have a medical unit on site when the performance is going on to cater to all sorts of emergencies

Choosing the provider is as important as choosing the insurance

• An insurance provider should have the appropriate expertise to choose the apt solution for your insurance needs

• They should have the right experience, and should have dealt with variety of cases

• Custom solutions is the need of the hour, and as a provider they should offer easily customized, and highly reliable solutions to help you with your insurance needs

• The provider should have hassle-free insurance premium payment modes for convenience

Performance insurance is important for musicians who want to ensure a good stage performance without any hassles.

Own Music Studio Insurance for a Better Future

A recording studio can help unleash your musical side, and build a new world for you. Those who are musically inclined know how the recording studio can boost a talent, and bring them to the fore. When you decide to have your own music studio, it is important to consider a few things, and then finalize on the studio. Your studio depends on the musicians, artwork and compositions that you decide to work upon, and it is important to protect them. Just having a studio is not enough, and here we will take you through things that you need to consider.

• Copyright issue should be taken up seriously. You compose and create creative things, and when it is copied by others, it can hurt your creative sentiments. It is important that you issue copyrights for all the compositions. There is a legal process that will help you copyright your music. If you have a plan of recording some music in advance, then the copyright should be filed before you start the composition. Proper licenses will help you ensure nobody steals your music, and makes money out of it. This is an important consideration for the music studios

• What kind of agreement are you planning to sign with your stakeholders? That plays an interesting part in your copyright documents, and licensing. Your stakeholders which includes your band, your composers, musicians and others working with your music studio or collaborating with it for new music should be aware of the percentage rights they would be getting. These things should be discussed even before the actual money starts rolling in so that each one knows how the monetary angle works.

• Recording your music is going to be a major task as it involves trust. You will need someone you can trust to actually start recording, and believe that they will not steal the piece and create another music with that. It is always good to have an agreement in place with the person who is going to record the music. This way you will have your rights, and the person if he/she steals the music is liable to pay you a certain compensation

• If you are going to mix audio with video, it is always good to have permissions in place. The idea being you should not be involved with anything illegal in the matter. Sometimes, the video part involves just photos of people, from whom you need permission if you can use the photos. If you cannot, you will be in a soup

• All proper licenses and paperwork should be done even before you start collaborating for your music, and creating something new, unique and original

Finally, let's talk about insurance. You should ideally own music studio insurance to keep your studio legal and safe from all calamities. In case, some theft or fire disrupts your day's work, you should be able to get the compensation in time. Buy the insurance from someone who you know has the experience of offering custom solutions suited to your needs.

Tips to Choose The Right Guitar & Guitar Insurance

A guitar for a musician is a very pricey possession; one that cannot be monetarily defined. It is precious, and owning one gives their music the right flair and freedom. Choosing the right guitar includes understanding the budget, knowing what you need, and finally buying that. Here we will take you through the tips to buying the right guitar.

• The first thing that you need to consider is the budget for your guitar. What is the amount you are willing to pay out for your guitar? This budget will help you limit the guitar choices. If at the point you don't want to invest in an expensive guitar then you should probably know the choices available for you in the budget defined.

• Once the guitar budget and choices are defined, it should be the guitar type you want to invest in. Do you want to buy an acoustic guitar or, an electric one? This will reduce your choices further and help you choose a functional yet nice guitar

• Style further defines your choices. When you know your guitar style, choosing a guitar becomes easy and refined for you. The style will help you refine your choices from the available combinations

• At the shop, it is important to try out the different guitars that fit your style, your budget and the type you want to buy. Don't settle down at the first guitar shop you visit. Make sure you visit maximum guitar shops before you buy one

• Finally, get the guitar tuned and adjusted to your notes, and then buy it. Enjoy the experience of a good buy at the end of the day

While investing in a good guitar, it makes sense to invest in good guitar insurance as well. Here are the tips to invest in guitar insurance that will help you give your guitar a long life, and be good to your pockets.

• The ideal guitar insurance should cover more areas than the ordinary home owner's insurance. In case you are traveling with your guitar, and it is damaged while in transit, the insurance should cover the monetary aspects of the damage. Your performance should not be disrupted, which is why the insurance should cover rental expenses of the guitar in case your own guitar faces damage

• What if it is stolen while you are at home? Your home owner's insurance does not cover the theft of guitar or, any musical instrument. This theft would be compensated with the ideal insurance for guitar, which is what you need to look for in your typical insurance

• What if you miss a payday because your instrument is damaged or, you are not feeling well. It is always good to have insurance that covers this loss of payday. It will compensate for your medical bills and provide you with the monetary benefits

These tips will come handy when you want to buy a guitar, and top it up with guitar insurance for a class future. It is always good to research on the providers, and choose one that benefits you with the right choices.

Tips to Consider When Investing in Performance Insurance

Whether it is your event or, the instrument, performance plays a pivotal role. If your event's performance is mediocre or, the instrument you are planning to play in the concert has been showcasing issues since long, your performance at the end is not up to the mark.

Performance of the instrument is a major concern for music studio owners as well as musicians. It is the performance that will make them perform, and it is important to invest in performance insurance. This insurance will take of the performance needs, and the compensation that may be required in case the instrument fails or, is damaged. There are standard policies and customized policies available in instrument insurance, based on your basic needs and the budget.

Insurance Cover Must-Haves
When investing in insurance, you should detail out your requirements, and then choose the must-haves for your instrument

• General Insurance: Whether your instrument is damaged or, has broken down while in-transit or, at home, you may need to pay up for the repair costs. This can be easily avoided with the right insurance cover. A standard insurance will cover the damage and repair costs. In fact, it will take care of replacement costs as well, in case you need to purchase a new instrument, as the old one has been stolen

• Liability Cover: If the instrument you are selling to a customer is damaged, they may charge you legally. Entering the legal avenue means giving up on your reputation as well as compensating monetarily. All this can be easily avoided, if you have the liability cover included in your insurance. It will cover the monetary losses, and then you just need to save your reputation

• Compensation to Workers: If you end up investing in performance insurance, you get worker's compensation covered. In case, someone working for you falls ill or, meets with an accident, you may need to compensate for the medical bills, as their employer. If you don't want it to be out of your own pocket, you should include this as part of your performance insurance

• Replacement: In case you plan to replace your old instrument with a new one, your insurance will help you minimize the costs. You can sell the instrument at a better value, as the insurance will help you value your present instrument, and fetch a good price. You will just need to pay for the additional costs that you will be getting on buying a new instrument

• Security: Your instrument's security is the main concern for insurance providers, and that's precisely why security is included in the cover. Insurance will cover loss or theft of the instrument, and give your property additional security compensation

When it comes to buying performance insurance, you need to invest time and effort in finding the ideal insurance provider. A good research will help you with a list of good providers, who know their job, have years of experience, and can offer you just what you need. Make sure you have aligned a budget for your insurance needs, so that you pay up just the premium you can afford.

Music Studio Insurance: Know Your Facts

Like every other business, owning a recording studio comes with its own risks and opportunities. While it is important to dig into the opportunities, it is equally important to take care of the risks, and be prepared for them. As a music studio owner having music studio insurance makes all the sense, especially if you are the one funding the studio. Your general insurance cover or, any other type of asset insurance cover will not take care of the music studio. You should have a specific insurance cover for the studio, so that every type of asset and liability risk is covered in it.

There are many aspects of the music studio that you need to account for before you choose a music studio insurance cover for your business. The risks are higher in case you lose out on important business or, tend to shut shop for days together. Will your general insurance cover these risks? Would you rather have insurance that helps you meet these risks head-on?

Liabilities Covered by Insurance
Music studio insurance covers a few basic things that are ignored by the other insurance covers. Let's get into the detail for a better understanding

General Cover: While you have a specific insurance for the music studio, it also helps cover your general needs. It covers all the damages pertaining to your studio or the property within the studio with this cover included in the insurance

Liability to Products: As a studio, you can sell instruments as well as recording equipment. If you are into selling, you might want to include the damages as part of the insurance. In case, a customer arrives at your shop, and they undergo an accident, you might be liable to pay for that. This insurance will cover this liability cost as well

Operations Liability: Any kind of legal accusation against you can end up in compensation or a legal battle. You might want to save up the costs that go into legal matters. For this, music studio insurance is your best savior. A customer believes your recording is not up to the mark or, the instrument that you have sold is damaged, you are in for a legal battle. This can go long, and you can best save your time by paying up instead of facing the legal humdrum

Event Liability: If your studio is participating in an event, there are many things that need to be insured during the event. Instead of going ahead and purchasing event liability insurance, ensure it is covered in the music studio insurance. You will be investing in a lot of events, some of which you will be hosting. Make sure you have the events covered in the insurance

Worker Compensation: As a studio, you will be employing a few people to work for you. The insurance should cover the compensation that you would be rewarding them in case of missed workday or, in case they fall sick. The employees should be medically insured as well

When you are purchasing music studio insurance, make sure you have all these liabilities included. Invest in a provider who understands your needs and offers you a cover that best fits your requirement and your budget.

Benefits of Investing in Cello Insurance - Here's What You Need to Know

Buying a cello is not enough; you need to cater to the maintenance aspect of your instrument as well. When you purchase a house or, a car you make sure you have insured it. So, why not extend it to your cello as well? After all an instrument is as vulnerable as your home or your car, isn't it? You would end up spending high if you tend to lose or damage the instrument. You won't want to go through such loses, would you?

That's precisely why you should invest in cello insurance. There are some amazing benefits of investing in this insurance for your instrument as well as for you as a musician. Let's note the benefits before we understand how to buy an ideal insurance.

Benefits of Cello Insurance
There are numerous benefits of investing in insurance that will protect your cello instrument.

• When you buy cello, you are investing in something long-term. How would you feel if your investment was wasted? The money and the energy invested in getting cello goes down the drain when your instrument is damaged, and you have to pay up. The insurance helps you get the amount to be paid up for the damage back, and that makes things easy

• When you invest in insurance, you are also investing in support required when you need to get your regular instrument maintenance done or, when you need to get the instrument repaired. You will also be told of the dealer who can help you with the maintenance of the instrument

• Repair and rental seems to be a major issue with most cello insurances. Your home insurance does not cover this aspect of instrument damage. Cello insurance will not only compensate for the repair investment, but also ensure you get another cello on rental for the time your cello is being repaired. Your payment will be taken care of by the insurance

Buying the Ideal Cello Insurance
It is important to invest in a good cello insurance to ensure you have the perfect support for your instrument. Choosing the cello insurance in this case becomes very important. Here are a few tips

• Invest in an insurance that takes care of damage and repair costs of your instrument. You may want to think of a situation where you are traveling with your instrument, and it is damaged in-transit. The insurance should cover all that, protecting you from going through cost overheads for your instrument damage

• Rental costs for cello, in case your instrument is damaged just when you reached a concert, should be covered under the insurance. It is important to know insurance will take care of your instrument rental as well

• If you are teaching cello, your lost payday in case of illness should be taken care of by the cello insurance

• Make sure you have listed the insurance requirements before you plan on the insurance cover

• Research well on the provider. Make sure your provider is experienced, and can bring to the table solutions that will enrich your cello's needs

It is important to think through before selecting cello insurance. Always choose a good provider.