Is Special Insurance Coverage Required For Audio Equipment?

Insurance is something that can give complete protection to an individual offering complete security and peace of mind. If you are a DJ or a performer, the musical equipment is everything of your business, thus, makes sure that your microphones, speakers, PA system and other accessories like lighting rings and smoke machines must be covered against damage, theft and loss is supreme.

The loss of karaoke, DJ or musical equipment means you will have to spend a hefty amount to replace the gear. Therefore, to safeguard against financial loss and to make certain that all your sound equipment is well protected when you are performing or traveling with it, embrace audio equipment insurance. 

Various insurance companies are there in the market offering insurance for audio equipment. The insurance is so designed that it gives coverage to lighting, stage and sound equipment and enables you to run your business smoothly without any headache.

One of the foremost worries, when you are in the music profession is to give complete coverage to your equipment when at home or out. More or less, all insurance policies pertinent to home do not give coverage against equipment that is damaged, lost or stolen when you are away. Some insurance companies have come up with special audio and musical equipment policies to give coverage whether you are at home or away. But among the many companies, you need to choose the best as it strives to provide matchless service to the clients.

Coverage for accidental damage

The audio equipment that you have might get damaged at home or even outside as an accident is unpredictable. No matter how carefully you protect your equipment, at some point, you will find your equipment getting damaged.

When you choose a reputed insurance provider for audio equipment insurance, you will get complete coverage for professional audio, DJ, stage and light equipment against any damage occurs accidentally suppose if you break or drop the equipment or if it gets damaged unintentionally by someone. It means you do not have to pay for the loss that you have incurred if you have insurance. The insurance provider will replace your old equipment with a new one ensuring that you run your business smoothly; now, no more brooding over the matter, as to how to cover up the loss when your audio equipment gets damaged because you have the insurance company by your side.

Public liability insurance

Besides being offering insurance for audio equipment to the clients, reputed insurance service providers also offer public liability insurance to ensure that you are fully covered when you accidentally hurt someone while performing. Therefore, insurance companies offer specific public liability cover.

There are venues that do not allow the performer to set up their equipment if there is no personal liability insurance. Prominent insurance companies can vouch for it that they will provide the proof of the coverage to you so that you do not face any untoward incident while performing.

When you opt for the public liability insurance along with insurance for audio equipment, you are fully protected from any litigation if you hurt anyone or damage is caused at the venue while performing, hence you can run the business smoothly.

Ask for a quote

When you have made up your mind to ensure your audio equipment, then begin your hunt for the supreme insurance provider that offers the best policy. A reputed insurance company offers a free quote to the clients. So, feel free to get in touch with the insurance provider whose plans you find suitable for your business and get the quote. As you find the rate within your budget, do the insurance and travel with ease.

Protect Your Fiddle Musical Instruments from Theft

The fiddle and violin are the same stringed instrument. It is termed as a fiddle when used for playing folk music and when used for playing classical music, it is known as violin. Generally, the fiddle is the colloquial term which is used by musicians of all genres that includes classical music. Fiddling or fiddle playing is a music style. When you own a fiddle, you will certainly want to keep it safe and the best way to secure your musical instrument is by opting for an insurance that will give complete coverage to your instrument from any untoward incident like damage, stolen or misplaced while traveling.

Significance of having insurance

It is indeed imperative to have insurance for your fiddle especially when you are giving it on rent or if you own an advanced instrument. Insurance is the ultimate option to protect your instrument against severe damage as well as huge replacement costs.

A wide variety of insurance options are available in the market, devote adequate time to do comprehensive research to find the best insurance provider that offers the best plan with complete peace of mind. For both the amateurs and professionals, whether you rent or own the instrument, the best choice is to choose the dedicated insurance provider. When you choose an experienced insurance service provider for Fiddle Insurance, you get more protection options.

Benefits

There are several benefits of buying insurance for your fiddle. Let’s take a look at the following:

a. Complete coverage if the instrument breaks accidentally
b. Damage from earthquake and flood
c. Protection against professional usage risks like damage during performance and transit
d. Replacement cost guaranteed
e. Replacement cost for replacing the instrument
f. Coverage to all other accessories like a bow, sheet music, music stand, and other equipment

The best insurance plan enables you to buy a new fiddle. Most of the insurance provider offers insurance policy at an affordable rate. Must not get baffled as to which insurance provider to choose, take time to do extensive research and then choose the insurance company judiciously. Remember to choose the insurance provider that has long years of experience in the market and the executives are available at the service of the clientele 24*7.

If you are unable to settle for the best insurance provider, all you can do is make use of third party recommendations to look for the companies offering the best coverage value. Your fiddle is an investment, one that you hold dearly and take care constantly, thus, it is imperative to keep your instrument safe in the best possible manner.

Offers complete peace

When you own insurance from a reputed insurance provider, you not only guarantee complete safety to your instrument but will no more have to stay under constant tension of your instrument getting stolen. Even if any untoward incident happens, your much-loved fiddle will be wrapped safely under the insurance policy chosen by you. The more quickly you think of getting insurance for your instrument, the safer your instrument will be. Being a musician, it is your utmost responsibility to take very good care of your instrument and getting insurance for the fiddle is the first step towards it.

Conclusion

Fiddle will no more create tension on your mind as you take the decisive step of getting insurance done from a reputed insurance provider. So what are you waiting for? If you haven’t insured your prized possession, do it at the earliest and attend shows and give your instrument on rent without a second thought. The insurance provider is only a click or a call away.

How to Travel Safely With Your Viola Instrument?

There are several benefits of having insurance for musical instruments. When you own a costly musical instrument, you likely need insurance for your musical instrument.

There are various factors which can damage the instruments like overexposure to humidity, if the instrument falls at the airport due to mishandling by the baggage handler, if it gets lost or damaged during transportation, gets destroyed in a house fire and other calamities and if its get stole while you are on a vacation. Here arises the need to have insurance for your valued musical instrument.

When you own a Viola and thinking of embracing Viola Insurance, then go for it without thinking twice as it will enable you to travel peacefully with the instrument. It is indeed a judicious decision to have insurance for musical instruments as it will protect the instrument against damage, theft or loss. The coverage amount will be based on the assessment value of the instrument. An evaluator will take into consideration the following factors like quality, condition, and age of the instrument. When you have proper coverage for your instrument and if anything occurs, you will not have to pay a single penny from your pocket for replacing the instrument.

Viola is one of the most expensive musical instruments and the cost of the instrument depends on the quality of the instrument and based on the current price of the instrument, the insurance depends. Thus, determining the value of the instrument is an utter necessity for choosing the coverage your instrument requires.

An in-depth discussion

When you choose Viola Insurance, the coverage indeed caters to the exact need of the violist but choosing the right insurance is imperative. There are many insurance companies ready to offer insurance to the musicians but the insurance plan must be so chosen which offers complete security to the musicians from all probable liabilities as well as other associated expenditures.

The instrument to a musician is not only valued but he or she has a deep emotional connection with the instrument. Nevertheless, this musical instrument is not only a source of earning but also brings social recognition with it. When any loss occurs to a musical instrument because of getting damaged or lost, it proves to be indeed distressing both on the monetary and emotional front.

The insurance coverage will certainly not fill the emotional vacuum which has been formed because of the misplacement or mishandling of the instrument but can surely support you to recover the financial loss that occurs due to theft or misplacement of the much-loved instrument. Once you are done with acquiring the insurance coverage for your instrument, you do not have to stay under constant tension as to how to cope up with the loss if happens anything at any time.

If you are performing in concerts as well as in live shows regularly, make sure that your Viola is wrapped under the concert insurance. Inadvertently, if any incident takes place at the venue, then this insurance policy will help you from repaying against the loss of the instrument. Suppose, you are not able to choose the right plan for your instrument, seek help from the insurance provider in selecting the right plan which is apt for you.

The bottom line

If you understand the significance of insurance for your musical instrument, you will certainly not think twice and will opt for it. The world of insurance appears challenging to navigate as there are various companies offering quotes on musical instrument insurance. When you look for insurance options, remember to look at the reputation of the insurer. If you find the insurance company has the highest rating and the quote is within your budget, then it may be an excellent option for you.

Protect the Legacy of Music with the Suitable Heritage Music Insurance

When we talk about music as a heritage, one person’s musical heritage can be just another piece of rock or pop music to another. To be specific, the idea of music as an inheritance varies from one person to the other, and it’s continually changing. Moreover, only musicians and music lovers can understand the true worth of heritage music. Are you heirs of some exquisite heritage music, sheet music, or your collectibles comprise of some great and only pieces of heritage music or unique musical instruments? If so, then investing in Heritage Music Insurance makes a smart move. And why is that so? Read on!

What could get wrong with your musical instruments?

To understand the importance and need of having music insurance handy, first of all, you need to understand the things that can go wrong with your musical instruments, sheet music, or associated accessories.

●    Your musical instrument can go missing when in transit.
●    Your gear can get damaged due to many factors, including - flood, fire, thunderstorm, rain, free-fall, etc.
●    Your guitar, oboe, piccolo, clarinet, any other instrument, or even sheet music can be stolen.
●    Someone else, a third-party, may get injured, or his or her property might get damaged due to your musical instruments.

The given situations might sound hypothetical to you right now. However, musicians, music instrument shop owners, and collectors do face such issues that devastate them like nothing else. So, why take the risk, when you can stay prepared and overcome the challenges and liabilities while being well-equipped. Always remember, damage, no matter how major or minor it might be, its effect on your finances, can be huge. And, the right Heritage Music Insurance will protect you against all possible uncertainties. 

Keys to find the right policy and policy provider!

Musical instrument insurance companies offer quite a wide range of insurance policies under various names. So, if you think you are getting confused while deciding on the right cover for you, don’t hesitate. Talk to the insurance provider you intend to choose.

While searching for a service provider, you’ll find many of them. To find the best out of all the insurance companies operating in your state, watch out for the following things -

●    Choose an agency that’s recognized by reputable national and regional musician bodies, such as Foghorn Classics, Target Markets, Berklee College of Music, Carolyn Nussbaum Music Company, Percussive Arts Society, American Symphony Orchestra to name a few.

●    Look for an insurance provider with a celebrated history in the world of music instrument insurance. Go for a company that has spent decades focusing on their efforts and energies on bringing the best and cost-effective insurance plans for the musicians. An organization that’s committed itself to the music industry can understand the true value of heritage music and musical instruments.

●    Understand what they (insurance provider) are offering and tally those with your needs to be able to find the most suitable plan for you. You are choosing an insurance plan. Such plans do affect your finances.

●    In the context of the above pointer, you should make sure to define a budget. Inquire about the yearly premium you need to pay. Ask the service provider for any other changes you need to shell out. Most importantly, choose a plan that will not have any negative impact on your financial routine.

Whether you have a great collection of heritage music or have antique musical instruments in your home or studio, getting a Heritage Music insurance policy is a must for you. It not only protects your gears, but also a great sigh of relief from the unforeseen and unwanted.