Friday 28 December 2018

How to Choose The Ideal Flute for Beginners?



Planning on buying a flute and invest in learning a new type of musical instrument? It is important to own the instrument so that you can practice regularly and be better at it with time. However, it is necessary that you invest in a good flute, meant for the beginners. Here we will take you through the different things you need to consider before choosing a flute for that matches your needs.

Availability
This is the most important consideration. You need to identify the different types of flutes available in the market. For this, research is an important aspect. You might want to search through the market on the available types of flute, and which one among them is marked for the beginners. You should also state your requirements The light flutes are easy to blow into, and are perfect for your needs.

Online/Offline
Whether you buy online or offline, there are quite a few brands that are known to sell cheap flutes. You should beware of these as they can become quite an issue. You should try not to be fooled by people around you. This means you should do in-depth research and look at the flute before you buy it. Check out stores that accept return within 30 days, are authentic about their posting, and tell you everything about the flute you are about to buy. Only when you are 100% sure should you invest in the flute.

Good quality
The quality of the flute matters. A few Chinese products don't have the quality that lasts long. So, you should ideally check for the quality before investing in the flute. This might take some time, considering you can go online shopping for flutes. Again the quality needs of the instrument differ for the beginners and the advanced players. You need to work on the quality needs you would be complacent with

Beginner or Intermediate
Some flutes, though they look nice, are not meant for the beginners. You should try not to invest efforts into buying these flutes. They may appear really good, worth the money, and you could think of it as an investment. But, refrain from doing so. It is not meant for your current needs. There are certain flute specifications mentioned for the beginners. Make sure you adhere to them when investing in a beginner's flute. A silver plated flute with closed holes, E mechanism is always helpful for your needs.

Size of the flute
It is important you take into consideration the size of the flute. You should be able to hold the flute perfectly between your fingers and the thumb and play it comfortably. Make sure you try playing the flute before completing the purchase. If necessary plan a visit to the shop before you purchase the flute to take the necessary precautions and know the instrument beforehand.

Flute insurance
You cannot miss out on buying the insurance for the instrument. With the flute insurance, you can easily safeguard the future of your flute, and save your pockets.

Tuesday 18 December 2018

Know The True Value of The Insurance for Musicians



As a practicing musician, the one aspect that troubles you the most is keeping the gear intact. When you travel for your concerts or even for the practice sessions, the one thing that keeps you occupied is the protection of your gear. You are always fearful that someone might just damage your gear or you might fall while tripping over the gear. The other thought that scares you is the fact that someone might steal your gear.

Every travel is a nightmare, considering you need to keep an eye out for the gear and ensure you have planned for all possible clauses well in advance. When traveling internationally, you need to make sure that the documentation for the gear is available too, and everything is properly arranged.

If you are dependent on the home owner's insurance for all these things, you might be a tad bit disappointed. While it does take care of many possibilities that might affect your gear, it does not call your attention towards the most important parts of protecting the gear.

Here we will tell you why you should go beyond the homeowner's insurance and invest in a proper insurance for musicians to keep everything in control
  • If you own a super specialized gear, you might want it replaced and get another that is quite similar. This means, you would want to include the replacement in your insurance cover. However, this also means adding more money to the premium you are about to pay.
  • If you own a very normal instrument, then you can actually invest in a cost-effective insurance, which will cover the basic cost of buying a second hand instrument. If you don't want to replace it, then you can check with the insurance provider about the cash value for the instrument you own. You will need to dig a little deeper into the replacement vs cash when investing in insurance.
  • When it comes to investing in insurance for musicians, you should ideally list the gear you own and try to estimate the approximate value of the gear. Make sure you estimate the true worth of the gear as of today. Compare it with the original price of the gear.
  • Your gear might include items that are no longer manufactured today, and you might want to estimate the value of replacing it. The homeowner's insurance may not cover all your needs or even the true value of the gear you own. You may need a simple insurance that covers your gear needs and insures them.
  • For a traveling musician, the home owner's insurance does not cover most of the asset protection. You don't carry just your musical instrument; you also carry the audio and other equipment in some cases. This will need to be documented, and you need to ensure you have enough ways to protect and manage it. However, if something happens during the travel, immediate replacement or instrument on rent is hardly available with the regular insurance. You need a custom insurance for musicians which will help you get the damages repaired and allow you to hire an instrument on rent immediately.
For all these advantages and more, you should invest in good insurance for musicians, as that will help you concentrate on your core job, creating music.

Wednesday 12 December 2018

How The Music Equipment Insurance Helps Your Music Business



What is an music equipment? Let's start with the Wikipedia definition, which states that an music equipment is a device that reproduces, records or processes sound. Microphones, radio receivers, AV receivers, CD players, tape recorders as well as amplifiers and mixing consoles are included in the list of music equipment owned by a studio. The music equipment listed out here are all expensive and cost a lot. As a studio owner, it becomes important for you to own it, which means you have to invest in it. However, when something happens to the music equipment, you are required to spend more money. This can cause a hole in your pockets, which can in turn cause losses to your studio.

Music equipment insurance is something that can protect your money, and save your profits. Let's see how it works?
  • Get a music equipment insurance that covers all the music equipment that your studio owns. The list should be included in the insurance cover you take
  • When your equipment is damaged or needs service/maintenance, you need to claim the insurance
  • They will let you know if you will be paid before or after the process is done
  • Once you have claimed, you will be asked to wait for a few days before you are paid the amount in full
  • In some cases, if you just want to know the places from where you can rent out the instrument or get the equipment serviced, the insurance provider will help you with the same.
What all is covered with the insurance that you buy for the music equipment?
  • In case, the equipment is damaged while you are traveling for a music gig, you may want to get it repaired at the earliest or find another equipment that you can rent out during the period. The insurance will not only cover the cost of getting the equipment repaired but also ensure you can get another equipment for rent at a lower cost
  • The equipment, when stolen, adds to the expenses of the studio. You need an immediate replacement and don't want to spend too much on the replacement. With the insurance, you get the money for the replacement. In this way, you won't need to pay much for the new equipment
  • Equipment needs to be replaced at some time. As a studio, the replacement cost can be quite high. Instead of you paying for the replacement, you can add it to the insurance cover. So, when you want to replace the equipment, you can claim the insurance and get half the amount that needs to be paid.
Choosing the right insurance makes a difference
It is important that you choose the right insurance for your equipment.
  • List down your requirements, and match them with the offering. Shortlist the ones that match your needs perfectly
  • Set a budget for your insurance needs, and ask the providers to give you quotes
  • Compare quotes, check the reviews and ratings, before finalizing the provider for your insurance needs.

Wednesday 5 December 2018

How to Choose a Good Music Insurance Company for Instrument Coverage?



Planning to buy instrument coverage to ensure your instrument is safe and secure? It is not important what kind of coverage you invest in as much as the company you choose to buy the insurance from.
Why is the provider important for the instrument coverage?
  • A good provider will ensure that the claims are processed faster, and you get the money for the replacement or instrument repair faster
  • You will get a good cover, and the premium charges are pretty nominal for the same
  • They will plan the insurance cover to meet your budget requirements.
  • They will give you an essentially strong insurance that is personalized to your requirements
However, the main thing, in this case, is to choose the provider. Here are a few things that can help you choose a good provider.
  • It is important you plan your insurance cover ahead of buying it. If it is instrument insurance, the cover needs would be different from the studio insurance, and so on. When you are buying an instrument or planning to set-up a studio, you should also plan for the insurance. Here are a few things you might want to plan for when choosing the insurance
    • Do you want the insurance to protect your instrument against robbery and damages caused while travelling?
    • Do you have assets in the studio that you aim to protect with the help of insurance?
    • Do you have equipment and people working for you that need to be insured?
When you answer these questions, you would know the requirements of your instrument that you need to cover. It will also help in the next step, which is to make a list of the requirements
  • Make the checklist of all your requirements for the insurance. You know what all you want protected by now. This list will help you check the providers and compare them easily. So, take some time out to prepare this checklist
  • Once you are done with the checklist, you might want to research the music insurance companies that can help you with the insurance you are looking for. These providers are too many, and there are a few that are really good and offer you just what you want. Make a list of all these providers that offer the insurance you are looking for. This list will help you identify and purchase the right insurance cover.
This is where you need to work with the checklist you had prepared. Start comparing the providers you have shortlisted using certain methods against your checklist. The ones that match your checklist are the ones you are likely to buy your insurance from. Once this list is ready, run down the budget comparison. The premium you are supposed to pay for the insurance cover has a huge role to play in your final purchase decision.
  • Finally, the last mile of the plan is to work on the available parameters and compare all the providers for the same thing. Once you have a list of some sort, start checking the online reviews and ratings for them. If you feel one of them is good to go, check for an online appointment with them. make sure you have all details cleared in the first meeting itself, before finalizing the insurance provider.