Tuesday 6 December 2016

Value your Instrument with a Custom Musicians Coverage

As a musician who enjoys playing good music, you are mostly worried about the safety of your instruments. When buying an instrument, you should always insure it properly, so that in case they are damaged or stolen you are reimbursed, and don't need to worry about paying for them. The ideal insurance will have all sorts of damages covered for you, taking care of your instrument just the way you would.

Protecting your instrument is the first step towards valuing it. Here are tips on how you should protect your instrument.
  • Protect your string instruments in a case at all times, especially when you are traveling with them
  • Make sure you have a good quality case for your instrument, as that might help prevent damage due to water or, because of some impact
  • Lock the case so that not many people can use it, unless it is necessary
  • When you are leaving your homes without the instrument, make sure it is not immediately seen. Keep it protected in some storage facility or, in some safe place in your home, so that it is not stolen under any circumstances
  • If you have instruments in your home, make sure the security system in your house is pretty good. Alarms should be activated in case a burglar comes home
  • Make it difficult for the thief to smash the doors and windows in your house or car by covering it up with a security film
  • If you do give your instruments on rent, make sure you know who is renting it out from you, and if they are reliable or not
  • When flying with your instrument, you should always carry it in the hand luggage for safety of the instrument
  • Buy a good insurance that truly values your instrument to keep it safe and protected
So, the last point of buying musicians coverage should be done carefully, while undergoing complete research.

Valuing your instrument while buying the insurance is very important! Here are a few tips that can help you value your instrument with the right insurance premium
  • The value of musical instruments keeps fluctuating with time. Over a period, some instruments observe greater value while a few others see a drop in their value
  • You will need to conduct a thorough research on what is the current valuation of your musical instrument
  • For this a visit to the local store would help. Some stores charge a small amount to get your valuation done, while others do it for free
  • Apart from getting it valued at the store, you will need to study the current market price for the musical instrument if you want to know its true value
  • Some instruments may no longer exist, and the valuation entirely depends on the time when they existed
  • Choosing all parameters that are necessary for your instrument's insurance should be done while applying for an insurance cover
  • Finally, make sure you have reminders set for the premium payments
Choose a musicians coverage that aptly values your musical instruments and your skills. This way you will be compensated for any kind of loss that you may have to go through.

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