Things To Look for In Brass Instrument Insurance Plans

Music brings smiles on the faces of people. Even in times of adversity music can act as an inspiration to fight against all odds and come out winning.  And when we talk about cheering people up nothing works better than a brass band playing together. Be it with marching armies or during school carnival, brass bands are a special show always. As someone who plays brass instruments or manages a band that plays these, you need to insure your precious instruments and protect against all kinds of perceived losses. But making the right choice of brass instrument insurance is never easy. Here in this brief write-up we take a look at some things that you must consider while choosing the

# Choose Insurance Company Carefully   

When you are looking for music gear insurance, one of the first things that you must take note of is the credibility of the insurance company. It is advisable that you choose music insurance companies that cater to the needs of musicians and those involved in the music industry. Do they have a proven track record in terms of settling claims and compensating clients for their losses? The last thing you want is to run behind them seeking what is due to you.

# Flexibility In Plans
   
Let’s state facts, your needs or that of your brand instrument team is unique in many ways. You may be performing more or lesser tours than other competitors, you may have different instruments and hence a ‘one size fits all’ insurance plan may not be right for you. Many insurers would offer you plans that have been tailored to your needs and this is one of the things that you need to look for.

# Know What’s covered
   
Many musicians and bands make the mistake of buying insurance without actually caring what it covers. You need to thoroughly read their policy to know what all is covered and see if these are in line with your needs. For instance you must be covered for theft and damage to the instrument during transit; it should also protect you against any liabilities such as damage to the property, bodily injuries and other kinds of damages that occur when you are performing at an event. Also opt for insurance policies that cover cost of repair of the instrument. There are some plans that also offer you compensation for hiring instruments when your own is lost or damaged to ensure you can perform at your events.

# Accessories Insurance
   
You should never make the mistake of ignoring your accessories when it comes to insuring your brass instruments. Whether it is the stands for your instruments or the small personal repair kit that you carry all along with your during your tours, all of these should be covered under your insurance plan. While these may seem to be inexpensive you must keep in mind that they are very important for you and your band to perform at different places.

These things kept in mind will help you buy the right insurance for your brass instruments.