Tuesday 12 January 2016

Viola Insurance - The Need for a Guarded Approach to Your Profession

Good music transcends the barriers of culture and language. It has the power to make people emotional and mesmerize them. Creating good music isn’t easy and requires lots of hard work that happens behind the stage or in the recording studios. Apart from talent, it requires complete peace of mind where you can completely focus on your profession and not worry about worldly problems while creating music. But the challenges for modern musicians are many and these can often become an obstacle in your day to day career. You need a guarded approach to ensure these risks pose no threat to your profession and the right insurance plan is one of the greatest assurances against these risks.

If you play voila you would need to buy voila insurance as it takes care of all the specific risks associated with the instrument and one who plays it. Similarly there are insurance plans that have been designed keeping in mind the needs of the musicians playing instruments. Voila insurance plan would offer you financial compensation in case your instrument is damaged or it is stolen from your home, stage or on the road. ‘New for Old’ coverage guarantees you a brand new instrument when you lose it or it is damaged beyond repair.

Concert Insurance          
While instrument insurance plans take care of the needs of the musicians, there are other risks where you need a guarded approach. For instance if you are organizing a concert, you should buy concert insurance plan without an iota of doubt in your mind. These insurance plans have been designed to address your specific needs during a concert and you have the option of buying plan for a single event or your entire tour during the season. Irrespective of the plan you buy, here are some of the risks that your concert insurance plan should address - 

·  Liability – This is one of the biggest risks during a concert. When you have a large attendance there is risk of injuries and damage to the property. You must have experienced or heard of events when the crowd has turned violent or there has been a stampede and liability coverage would protect you against all kinds of third-party claims.     
     
·  Concert Cancellation – What do you do when your artist falls sick and doesn’t turn up for the event or there has been an unforeseeable problem that has led to the cancellation of the concert? A plan that covers concert cancellation will take care of all your investment and save the day for you in such an unfortunate situation.        

·  Weather– You can’t predict the weather and if you are organizing an event outdoor you must have this coverage. In fact even if the event is being organized indoors having this coverage would protect you in case of extreme weather conditions.

To sum up, you never know when you have to deal with an unfortunate situation and this is when an insurance plan would come to your rescue. Since there are a number of companies that offer you Voila insurance and Concert insurance you should compare their plans before buying them. 

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