Tuesday 7 January 2020

Why Do You Need Protection for Equipment along with Guitar Insurance?

In the world of music, the guitar is considered as the ‘king of epic solos’. Only a guitarist knows the true value of a guitar as well as the best way to keep the humble instrument protected in order to carry the tune. But what if something inevitable happens and your prized instrument gets damaged? That is why every guitarist, from a beginner to a professional, must befriend with a bespoke guitar insurance policy from a specialist insurance provider. However, this is not all. Safeguarding the equipment needed to rock a guitar performance is also very much important. If you are yet to pick your way to the right coverage for your expensive guitar and its equipment, here is why you should think about it right now.

What is Insurance for Guitar?

Well, this is an insurance policy, which is specifically tailored to the individual needs of guitarists. A wide range of unexpected incidents like theft, loss, or accident can happen with your guitar while performing at a gig, traveling to another place along with it, or even rehearsing at your home. These not only cause significant damage to your instrument but also lead to a hefty bill for funding the repair or replacement. Having comprehensive guitar coverage can help you be prepared for such a predicament. It provides a greater level of security for all types of guitar and their accessories available in the market. These include acoustic, electric, bass, twelve-string guitar, archtop guitar, steel guitar, resonator guitar, double-neck guitar, etc. The stand-alone policy also helps guitarists strum all the way across the globe with its worldwide coverage.


Why Choose Insurance for Equipment?

If your pricey guitar equipment gets stolen or damaged accidentally, you will have to spend lots of money for its repairing or replacement. Could you really afford this expenditure? If not then choosing insurance for equipment is a wise choice. Fortunately, a musical instrument insurance policy covering the guitar also covers the equipment associated with it. All you need to do is discuss the scopes of your policy with your insurance provider and go through the details thoroughly before investing in it.

Coverage Options for Guitar Equipment

Now, here is a brief detail of how guitar equipment insurance can keep your precious instrument protected all the time:

Instrument and Equipment Cover

When you have the right policy in your hand, you can stay assured about jamming to your heart’s content anytime, anywhere. It covers your instrument, its accessories, and all its equipment in events like theft, vandalism, fire, and even mechanical breakdown.

Accidental Loss and Damage

Accidents are unpredictable and so is their impact on your instrument. This insurance covers the cost of repairing and replacement resulted from accidental loss and damage, thereby ensuring complete peace of mind for you.

Off-Premises Insurance

With this coverage, your valuable instrument and its equipment stay protected even when you use them outside your own premises.

In-Vehicle Cover

In-vehicle coverage is necessary for every guitarist who travels a lot. It keeps your equipment absolutely safe during transit. The insurance also covers your possessions when they are left unattended in a locked vehicle.

Equipment Hire

What if you already claimed for the repairing or replacement of your equipment and need a substitute to carry on your activities meanwhile? With this insurance, you can hire equipment immediately without spending an extra amount.

New for Old Cover

You can get your old item replaced with a brand new one of equivalent value if it is damaged, stolen, or lost. In this new for old cover, there will be no value depreciation on your instrument or its equipment.

Loss of Earnings

If you suffer from a personal injury due to an accident and your earnings get impacted negatively, you should opt for this insurance. This will make sure that you never miss a gig even when you are not able to perform.

Choosing customized guitar insurance will always keep your equipment shielded. So, talk to your insurance provider and find the right policy for you.

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