Reasons Why We Should Invest in The Viola Instrument

Losing your viola can be a particularly stressful experience-the toll it takes on you mentally and financially can often be hard to recover from for a significant amount of time, especially if you're a professional player and your instrument is a means to your livelihood. Why get hit by a financial loss when you can rest easy knowing that your instrument is insured and any damage it suffers will be compensated for, accordingly?

Getting musical instrument insurance is more or less a must for anyone who owns an instrument worth hundred or thousands of dollars, be it a music teacher, performer, collector, or even someone who plays as a hobby. Here are some reasons why you should consider getting your viola insured as soon as possible, if you haven't done it already. 

1.    Theft - When you own an instrument worth thousands of dollars, it is bound to attract unwanted attention. The second you leave your viola unattended; thieves might jump at the chance to grab it. You cannot be expected to keep an eye on your viola at all times, so, if the worst does happen, you can still rest assured knowing that your insurance company has got your back!

2.    Loss - It might so happen that sometimes you have so much on your mind that you accidentally leave your viola somewhere and later, cannot remember where that was! While in most of these instances you will most likely get your instrument back somehow, what about that one time you don't? Viola insurance will have you covered in this case as well.

3.    Damage - 'I know exactly how to handle my instrument, there's no way I will damage it' you might think, but if you're a music teacher letting dozens of inexperienced students handle your viola, or you have kids running around the house at breakneck speed, is your instrument still as safe as you think? Probably not. It might even happen to be that you yourself hurt someone with some part of your instrument. For damage caused to and by your instrument, insurance will provide you adequate compensation so you don't have to worry about burning a hole in your pocket with the ensuing costs.

4.    Worldwide coverage - Traveling with your viola and worried that any damage incurred will occur outside the state you got insured in? Not to fret! Instrument insurance coverage is almost always extended worldwide, regardless of where you are. So, if your viola is damaged or lost in transit, you can most definitely file an insurance claim.

5.    Some other benefits - Your homeowners' policy only compensates you if your instrument is stolen from or damaged in your house, but what about all the times that your instrument is outside your residence? Also, does it cover you for damage like mold, wear and tear, etc.? The answer is NO. Instrument insurance is clearly a better alternative because you can claim it regardless of where your instrument went missing or got damaged.

6.    Business Interruption - Some insurance companies might also provide you with compensation if you depend on your viola to make your livelihood. It would make it so much easier for you to get back on your feet after your main source of income is damaged or lost.

Hopefully, these are enough reasons to nudge you towards an investment in viola insurance. If you're convinced and wish to look at available insurance policies, we at Clarion Inc. can help you make the right decision!