For any musician, peace of mind is prerequisite to creating magic onstage. If you are a drummer this will allow you to create perfect beats and complement other musicians during a jam session or while playing onstage. Whether you are touring or practicing in your own studio, your mind shouldn’t be bothered about anything else than your performance. Whether you play a custom drum kit or a vintage one, you must buy drum insurance. These insurance plans cover you against all types of risks that are associated while you practice or perform.
Damage Cover
You may take precautionary measures while playing the drum or while it is in transit, but there is still a strong possibility of your kit getting damaged. In such an event you would have to bear the entire cost of repair or replacement if you haven’t bought musical equipment insurance. These insurance plans have been designed to protect your drum kit from accidental damages and you won’t have to deal with a financial setback. They deal with all kinds of damages that you can think of. If you have a high value drum kit you protect it for expensive repairs and replacements.
Loss of Equipment
Imagine your home being burgled and the criminal escaping with your beloved drum kit. What many musicians don’t realise is that home insurance plans don’t cover your musical instruments and when they do, you would only receive a partial compensation for the kit. When you purchase drum insurance these offer you protection against loss of equipment from your home, unattended vehicle and even on stage. These plans cover the entire cost of replacement based on the prevailing market rates. This ensures that the compensation amount is the actual price of the drum kit and not the amount that you may have paid years ago while buying the equipment. For vintage equipment the compensation would be based on the appraised value of the kit.
Public Liability
Third-party claims have become a big botheration for musicians as they are often held guilty for the silliest of reasons. A fan getting injured during your event is enough reason for you to be held accountable for the injury. For some real reasons you could injure someone while playing the drum kit or cause damage to the venue where you are performing. It is important for you to seek adequate protection against all such claims and this is where public liability coverage comes handy. Though your drum insurance plan may not include this coverage you can always ask your insurer to tailor a plan and include public liability coverage in it.
As we have already stated above, insurance is the best way for a musician to buy peace of mind which allows you to excel in your performance. With so many insurance companies out there, you need to be extremely choosy in finding one that offers you the best coverage. You can start by checking out the kind of ratings they enjoy and the reviews they have received.
Damage Cover
You may take precautionary measures while playing the drum or while it is in transit, but there is still a strong possibility of your kit getting damaged. In such an event you would have to bear the entire cost of repair or replacement if you haven’t bought musical equipment insurance. These insurance plans have been designed to protect your drum kit from accidental damages and you won’t have to deal with a financial setback. They deal with all kinds of damages that you can think of. If you have a high value drum kit you protect it for expensive repairs and replacements.
Loss of Equipment
Imagine your home being burgled and the criminal escaping with your beloved drum kit. What many musicians don’t realise is that home insurance plans don’t cover your musical instruments and when they do, you would only receive a partial compensation for the kit. When you purchase drum insurance these offer you protection against loss of equipment from your home, unattended vehicle and even on stage. These plans cover the entire cost of replacement based on the prevailing market rates. This ensures that the compensation amount is the actual price of the drum kit and not the amount that you may have paid years ago while buying the equipment. For vintage equipment the compensation would be based on the appraised value of the kit.
Public Liability
Third-party claims have become a big botheration for musicians as they are often held guilty for the silliest of reasons. A fan getting injured during your event is enough reason for you to be held accountable for the injury. For some real reasons you could injure someone while playing the drum kit or cause damage to the venue where you are performing. It is important for you to seek adequate protection against all such claims and this is where public liability coverage comes handy. Though your drum insurance plan may not include this coverage you can always ask your insurer to tailor a plan and include public liability coverage in it.
As we have already stated above, insurance is the best way for a musician to buy peace of mind which allows you to excel in your performance. With so many insurance companies out there, you need to be extremely choosy in finding one that offers you the best coverage. You can start by checking out the kind of ratings they enjoy and the reviews they have received.
No comments:
Post a Comment