Friday 11 December 2015

Why Every Flutist Must Insist On A Comprehensive Flute Insurance Plan?

Flute is surely one of nature’s greatest gifts to mankind where wind is turned into music. The origins of flute date back 43,000 years making it perhaps one of the oldest instruments known to mankind. If you are a flutist then you are expected to create mesmerizing music that enthralls the listeners. But as a flutist you also need to be a realist and ensure nothing comes in way of creating heavenly music. What you need is flute insurance that would protect your musical instrument against all risks. It doesn’t matter whether you are an amateur musician or a high flying one who performs in front of thousands of people, you need insurance.

In the past musicians and event organizers never considered these insurance plans necessary and often had to deal with huge financial burdens that resulted from loss or damage to their instrument. However, now musicians, studio owners, event organizers have all realized of having protection around their musical kit as well as events.

You Need A Free Mind
   
You must understand that insurance plan have as much psychological effect on your mind as they secure you financially. As a musician you need to have a free mind that extends beyond the ordinary, one that can create music before it is played in front of an audience. If your mind is preoccupied with thoughts regarding the safety of your instrument or liabilities associated with it, you won’t be able to create blissful music. What flute, saxophone or guitar insurance does is they offer you complete peace of mind so as to focus on creating music.

What These Plans Cover?
   
An average homeowner’s insurance plan doesn’t offer adequate protection for your flute or other insurance products. Flute insurance plans cover almost all foreseeable risks that you can think of and these include –

•    Theft & Misplacement – Thefts and misplacement of instruments are common and these insurance plans cover your instrument from thefts. This includes thefts at home, during transit or when the instrument is stolen from a parked vehicle. These companies offer you replacement for your old instruments irrespective of its age and conditions.

•    Damages & Repair – Flutes are extremely delicate instruments and are susceptible to damage. In case of such events the insurance plan would offer you the cost of repair. They also compensate you with the hiring charges for a flute during the period of repair.

•    Liability Coverage – If you are running a small musical school and imparting lessons to enthusiastic students you need this coverage. This will save you from any third-party claims when your students suffer injuries or other loses.
 
Specialized Musical Insurance
   
You know how the insurance sector has changed over the years and today is it about specialized companies offering you insurance for niche products. Similarly music insurance companies offer insurance for your flute based on the types of risks associated with these professions. These plans can also be tailored made on some of your special needs. You need to search for a reputable company that offers you the kind of insurance coverage you need.

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